Turnover
≈ €55,000 estimated
The micro format states no turnover.
STM
Lifetime
2 annual accounts with figures on one time axispeak €26,002 (2024)
€5,861▼ 77.5%
lowest -€1,738 (2025)
-€1,738▼ €18,259
peak €19,521 (2024)
€17,782▼ 8.9%
€21,723▲ 192%
Board1 name since 2023
1 director
Documentsfilings and deeds
31-08-202631 days late
2025micro format
Gross margin from €26,002 to €5,861Loss of €1,738Debts from €7,450 to €21,723Investments €15,950Cash from €13,084 to €3,039
Key points
from the 2025 annual accountsInvestments
€15,950 12.1 × depreciation
Green is investment, beige is depreciation.
At the same address
285 companies
2025 accounts filed 31 days after the deadline
Checked score
Bankruptcy probability within 12 months
Financial strength
Score breakdown
Comparable companies, two years later
In July 2024, 2,150 companies had the same profile as STM has now. Each dot stands for 6 companies, two years later.
91.5%
were still trading
6.1%
stopped another way
2.2%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
Test of the method
The method was tested on the 497,762 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 2.9% | 3.1% |
| 10 | 5.6% | 6.1% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 2,150 companies, not a prediction for STM. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
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Signals
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:1002815494
Incorporation
Founding capital of €3,000, 100 shares · Founder: · Appointment: (director) · published on 01-12-2023 · Gazette deed
First establishment
Rue Sainte-Aldegonde 35, Tournai
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| STM Molenbeek-Saint-Jean | €39,505 | €5,861 | 45.0% | - |
| Renovart & Co Uccle | €40,165 | €5,552 | 70.5% | - |
| MY PERFECT HOME Aiseau-Presles | €40,372 | €6,460 | -11.3% | - |
| TEAM RENOVATION & DESIGN Molenbeek-Saint-Jean | €27,986 | €5,828 | 22.1% | - |
| SP HVAC Jette | €57,539 | €6,355 | 7.7% | - |
| Eigenaardig Grobbendonk | €37,569 | €8,580 | 38.9% | - |
| NLC Dour | €53,452 | €8,800 | 11.0% | - |
These companies have the same main activity as STM: insulation installation (NACE 43230). They are comparable in size and age: total assets between €28,000 and €57,500, founded between 2023 and 2024.
Official details
Source: KBO- Status
- Active since 29-11-2023Normal situation
- Registered office
- 286 active companies are registered at this address34 started in the 12 months before. Source: KBO register, as of 13 November 2026.
- Activity
- Insulation installationNACE 43230and 2 others
- Establishment unit
- 2.358.032.2877540 Tournai, since 29-11-2023
- Financial year end
- 31 December
- Peppol
- Reachable since 05-12-2025
Insights on STM
The 2025 annual accounts show equity of €17,782 and a net result of -€1,738. Its solvency ranks better than 48% of 37,211 sector peers (NACE 43, financial year 2025).
The company has been active since 2023 and the Belgian Official Gazette contains no insolvency or warning signals.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about STM
- What is the company number of STM?
- The company number of STM is 1002.815.494. The VAT number is the same number with BE in front: BE 1002.815.494.
- Where is STM based?
- The registered office is at Kolomstraat 1A, 1080 Molenbeek-Saint-Jean.Company details
- What does STM do?
- According to the KBO register, the main activity is insulation installation (NACE 43230).
- What is the legal form of STM?
- STM is a private limited company (BV).
- When was STM founded?
- STM was founded on 29-11-2023.
- Is STM still active?
- Yes, STM is an active enterprise in the KBO register.
- What is the turnover of STM?
- The turnover in financial year 2025 is ≈ €55,000. This figure is estimated from the gross margin of €5,861 and 32 comparable companies (NACE 43230). It probably lies between €31,000 and €130,000. It is a rough estimate.Financials
- Is STM profitable?
- In financial year 2025, STM made a loss of €1,738.
- Where can I find the annual accounts of STM?
- STM filed 2 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of STM due?
- STM must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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