STL Solutions
ActiveSummary
For STL Solutions, at least two filing cycles of the annual accounts are missing. The 2023 annual accounts show equity of €28k and a net result of €-7k. Equity is growing by ~33% per year across the filed fiscal years. Its solvency ranks better than 36% of 8325 sector peers (fiscal year 2023). The company has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals. The computed 12-month bankruptcy probability is 1.1% (low).
Checked score
No current score
Figures too old
The available figures for FY 2023 are too old to assess current financial health.
Filing: At least two filing cycles are missing
Axes, FY 2023 · tick = 2022
Profitability7▼-93
Solvency62▼-10
Growth78=
Track record100
Bankruptcy probability, 12 months
1.1%
Low
0%0.5%1.5%4%10%≥ 25%
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2023Solvency, return and age of the figures
Solvency
37%
Return on assets
-9.6%
Age of the figures
33 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Two or more financial years not filed
Since the financial year that closed on 31-12-2024, 2 financial years are missing at the National Bank. A company this far behind goes bankrupt within the year nineteen times as often as a punctual filer.
NBB · 8 filingsPosition against the passed deadline
31-12-2024 close31-07-2025 deadline24-09-2026 today
raises risk · Filed more than 90 days late
The financial year that closed on 31-12-2023 was due by 31-07-2024 and was filed on 21-11-2024, 113 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 8 filingsDeviation from the deadline
2025
not confirmed
2024
not filed
2023
113 d late
2022
91 d late
2021
89 d late
2020
30 d late
2019
91 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2023, micro schema
Source amounts without an identifiable currency are assumed to be EUR.
Equity
€28k▼ 20.6%
2022 · €36k
2018: €13k
2019: €8k
2020: €13k
2021: €16k
2022: €36k
2018 → 2023
Total assets
€76k▲ 0.7%
2022 · €76k
2018: €28k
2019: €28k
2020: €20k
2021: €24k
2022: €76k
2018 → 2023
Net result
€-7k
2022 · €19k
2018: €-17k
2019: €-9k
2020: €5k
2021: €4k
2022: €19k
2018 → 2023
Working capital
€23k▼ 32.8%
2022 · €34k
2018: €-4k
2019: €-10k
2020: €8k
2021: €15k
2022: €34k
2018 → 2023
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20192020202120222023Trend
Equity€8k-€13k▲ 62.8%€16k▲ 29.1%€36k▲ 116%€28k▼ 20.6%
Operating result€-9k-€5k€7k▲ 30.8%€31k▲ 351%€-16k
Net result€-9k-€5k€4k▼ 24.4%€19k▲ 412%€-7k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2023: a loss of €16k after €31k in 2022, the lowest result in the available series.
Balance-sheet composition
2023 in colour, 2022 as the grey bar beneath
Assets €76k
Fixed assets
€14k ▲ 1,010%
Current assets
€62k ▼ 16.6%
Equity and liabilities €76k
Equity
€28k ▼ 20.6%
Debt
€48k ▲ 19.7%
Debt's share of the balance-sheet total rises from 53.0% to 63.0%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€-11k▼
2022 · €31k
Cash flow
€-3k▼
2022 · €19k
Current ratio
1.59▼
2022 · 1.85
Debt to equity
1.70▲
2022 · 1.13
ROE
-26.0%▼
2022 · 53.6%
ROA
-9.6%▼
2022 · 25.2%
Interest coverage
-6.64▼
2022 · 30.09
Debt ≤ 1 year
€39k▼
2022 · €40k
Debt > 1 year
€9k
Income taxes
€198▼
2022 · €13k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2023 against 2022 · 47 lines
Balance sheet
Code20222023
Assets
Total assets20/58€76k€76k▲
Fixed assets21/28€1k€14k▲
Tangible fixed assets22/27€1k€14k▲
Furniture and vehicles24€1k€14k▲
Current assets29/58€74k€62k▼
Amounts receivable after more than one year29€24k€0▼
Other amounts receivable291€24k€0▼
Amounts receivable within one year40/41€41k€60k▲
Trade receivables40€7k€4k▼
Other amounts receivable41€34k€55k▲
Cash at bank and in hand54/58€9k€2k▼
Deferred charges and accrued income490/1€0-
Equity and liabilities
Total equity and liabilities10/49€76k€76k▲
Equity10/15€36k€28k▼
Contributions10/11€12k€12k=
Reserves13€23k€21k▼
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€21k€19k▼
Profit (loss) carried forward14-€-5k
Amounts payable17/49€40k€48k▲
Amounts payable after more than one year17-€9k
Financial debts170/4-€9k
Amounts payable within one year42/48€40k€39k▼
Current portion of amounts payable after more than one year42-€4k
Trade debts44€17k€18k▲
Suppliers440/4€17k€18k▲
Advances received on contracts in progress46€0-
Taxes, remuneration and social security45€23k€17k▼
Taxes450/3€23k€17k▼
Income statement
Code20222023
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€320€4k▲
Other operating charges640/8€643€2k▲
Gross operating margin9900€32k€-9k▼
Operating profit (loss)9901€31k€-16k▼
Financial income75/76B€2k€10k▲
Recurring financial income75€2k€10k▲
Financial charges65/66B€1k€2k▲
Recurring financial charges65€1k€2k▲
Profit (loss) for the period before taxes9903€32k€-7k▼
Income taxes67/77€13k€198▼
Profit (loss) for the period9904€19k€-7k▼
Profit (loss) for the period to be appropriated9905€19k€-7k▼
Appropriation of the result
Profit (loss) to be appropriated9906€19k€-7k▼
Profit (loss) brought forward from the previous period14P€0-
Transfer from equity791/2-€2k
Transfer to equity691/2€19k€0▼
To other reserves6921€19k€0▼
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2024
21-11
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 113 days late
2023
30-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 91 days late
2022
31-12
Financial
Highest result since 2018net €19k ▲412%
Operating result €31k, net result €19k, both a record.
28-10
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 89 days late
2021
30-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 30 days late
2020
31-12
Financial
Back to profitnet €5k
Net result €5k after 2 loss-making years.
31-12
Financial
Liquidity triplescurrent ratio 1.69
Current ratio from 0.53 to 1.69; short-term debt falls from €22k to €11k.
30-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 91 days late
2019
29-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 29 days late
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 31 days late
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Truiden
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rummenweg 1063800 Sint-TruidenGround area
1,137 m²
Building footprint
161 m²
Volume, LiDAR
912 m³
Parcel 71053G0472/00W006, Flanders · tallest building 8.8 m, ±2 floors. Linked by address, not a title deed.
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71053G0472/00W006 | Flanders | 1,137 m² | 1 · 161 m² | 8.8 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 13,421 companies in sector 73300 we hold annual accounts for 6,901. 5,105 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded26-02-2015
Fiscal year end31-12
Activities, NACEBEL 2025
73300Public relations and communication consultancy
70200Business and other management consultancy
74999Other professional, scientific and technical activities
Sources
Crossroads Bank for EnterprisesNational Bank · 8 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.