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STL Invest

Active
Private limited companyfounded 2022active for 4 yearsDadizelestraat 18, 8560 Wevelgem, BelgiumKBO/BCE: BE 0788.488.155
Summary

The computed 12-month bankruptcy probability of STL Invest is 1.6% (moderate). The 2025 annual accounts show negative equity (-€238,859) and a net result of -€95,708. Equity has been shrinking by about 60% per year since 2023. Its solvency ranks better than 9% of 17,149 sector peers (NACE 68, financial year 2025). The company has been active since 2022 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Official details

Source: KBO
Status
Active since 12-07-2022 Normal situation
Activity
Renting and operating of own or leased residential real estate, excluding social housing NACE 68201and 1 other
Establishment unit
2.333.544.242 8560 Wevelgem, since 12-07-2022
Financial year end
31 December
Peppol
Reachable since 21-10-2026

Board and ownership

Board

Financial position

53 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
1.6%
Annual accounts 2025
Gross margin
-€41,666
▲ 25.6%
Loss
€95,708
▲ 27.4%
Equity
-€238,859
▼ 66.9%
Total assets
€942,918
▲ 118%
  • Negative equity on 31-12-2025
  • 2025 accounts filed 31 days after the deadline
Turnover not published (micro format)
Score breakdownraises riskCapped at 59: negative equity1 change of registered office in 24 monthsNegative equity -€238,859lowers riskSector: Real estate activities (NACE 68)Size: total assets €942,918Show the evidence

Checked score

Score 2025
53 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially stronger than 10% of micro companies in real estate (NACE 68)
Negative equity caps the score at 59. Every signal that counts is listed under Signals.
Financial strength · tick: 2024
Weak
Solvency 0=
equity -25.3% of total assets
Liquidity 16+12
short-term debt 66.2% · cash 0.6%
Profitability 6+6
return on assets -10.2%
Bankruptcy probability within 12 months
1.6% Moderate
0%0.5%1.5%4%10%≥ 25%

About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.2% (26,630 companies, NACE 68, micro)
Last 24 months 12-2024: 0.7% 01-2025: 0.7%● unchanged vs 12-2024lowest value 02-2025: 0.7%● unchanged vs 01-2025lowest value 03-2025: 0.7%● unchanged vs 02-2025lowest value 04-2025: 0.7%● unchanged vs 03-2025 05-2025: 0.7%● unchanged vs 04-2025 06-2025: 0.7%● unchanged vs 05-2025 07-2025: 0.8%▲ +0.1 percentage points vs 06-2025 08-2025: 1.1%▲ +0.3 percentage points vs 07-2025 09-2025: 1.2%▲ +0.1 percentage points vs 08-2025 10-2025: 1.2%● unchanged vs 09-2025 11-2025: 1.2%● unchanged vs 10-2025 12-2025: 1.2%● unchanged vs 11-2025 01-2026: 1.2%● unchanged vs 12-2025 02-2026: 1.2%● unchanged vs 01-2026 03-2026: 1.1%▼ -0.1 percentage points vs 02-2026 04-2026: 2.1%▲ +1.0 percentage point vs 03-2026 05-2026: 2.0%▼ -0.1 percentage points vs 04-2026 06-2026: 2.0%● unchanged vs 05-2026 07-2026: 2.0%● unchanged vs 06-2026 08-2026: 2.6%▲ +0.6 percentage points vs 07-2026highest value 09-2026: 1.6%▼ -1.0 percentage point vs 08-2026 10-2026: 1.6%● unchanged vs 09-2026 11-2026: 1.6%● unchanged vs 10-2026
No credit on open account
Liquidity is insufficient, with a current ratio of 0.02 (0.06 in 2024), below 1. Short-term debt is 66.2% and cash 0.6% of total assets. Equity is negative.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 68, micro). It does better than 5% of them on solvency, 14% on liquidity, 11% on profitability and 9% on growth.

The bankruptcy probability was computed on 02-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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Signals

Six signals.
lowers riskraises risk
raises risk · 1 change of registered office in 24 months
Belgian Official Gazette
lowers risk · Sector: Real estate activities (NACE 68)
KBO
lowers risk · Size: total assets €942,918
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · Negative equity -€238,859
NBB · annual accounts
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025
Equity per financial year
232425
2023 to 2025 · latest year -€238,859
raises risk · 2025 accounts filed 31 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 3 filings
Deviation from the deadline
2025
31 days late
2024
29 days late
2023
30 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 3 accounts on average 30 days after the deadline. In the sector (NACE 68), the median for financial year 2024 was 7 days before the deadline, and 36% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 31 August (3 of the last 3 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
03-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since incorporation in 2022.
KBO publications

Key points

  • Risk: Negative equitydebts exceed assets in financial year 2025 -€238,859 View
  • Risk: 3 loss-making years in a rowloss in financial year 2025 -€95,708 View
  • Caution: Lower net result than 95% of companies in real estatesector median €6,030 · 17,139 companies -€95,708 View
  • Caution: Equity fell in 2025from -€143,151 to -€238,859 ▼ 66.9% View

Recent changes

  1. · Gazette deed Registered office moved from Kortrijk to WevelgemNew seat: Dadizelestraat 18, 8560 Wevelgem · Previous seat: President Kennedypark(Kor) 24 bus 2, 8500 Kortrijk · Permanent representative: Gunther Kerkhof
  2. · Gazette deed IncorporationAppointments: MAUN, DYAD CONSULTING and VANDENBERGHE Sylvie · Permanent representatives: KERKHOF Gunther and BERTELOOT Wim
All 6 events

Comparable companies

These companies have the same main activity as STL Invest: renting and operating of own or leased residential real estate, excluding social housing (NACE 68201). They are comparable in size and age: total assets between €924,000 and €1.1m, founded between 2021 and 2022.

CompanyTotal assetsGross margin
STL Invest Wevelgem€0.9m-€0.04m
Winston Damme€1.0m-€0.02m
FDRK IMMO Waremme€1.0m-€0.02m
SRG Estate Elsene€1.0m-€0.07m
SECUIANU Antwerpen€0.9m-€0.009m
KAYO Ukkel€1.0m-€0.006m
Ermis Projects Antwerpen€1.1m-€0.002m
Full comparison

Key facts about STL Invest

What is the company number of STL Invest?
The company number of STL Invest is 0788.488.155. The VAT number is the same number with BE in front: BE 0788.488.155.
Where is STL Invest based?
The registered office is at Dadizelestraat 18, 8560 Wevelgem.Company details
What does STL Invest do?
According to the KBO register, the main activity is renting and operating of own or leased residential real estate, excluding social housing (NACE 68201).
What is the legal form of STL Invest?
The legal form of STL Invest is Private limited company (BV).
When was STL Invest founded?
STL Invest was founded on 12-07-2022.
Is STL Invest still active?
Yes, STL Invest is an active enterprise in the KBO register.
What is the turnover of STL Invest?
The annual accounts for financial year 2025 state no turnover. The micro format does not require it.Financials
Is STL Invest profitable?
In financial year 2025, STL Invest made a loss of €95,708.
Where can I find the annual accounts of STL Invest?
STL Invest filed 3 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of STL Invest due?
STL Invest must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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