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STK CONCEPT

Active
Private limited companyfounded 2022active for 4 yearsTemselaan 100, 1853 Grimbergen, BelgiumKBO/BCE: BE 0788.671.267
Summary

The computed 12-month bankruptcy probability of STK CONCEPT is 1.7% (moderate). The 2025 annual accounts show equity of €9,255 and a net result of €10,327. Equity fluctuates too strongly from year to year to read a trend from it. Its solvency ranks better than 26% of 9,394 sector peers (NACE 41, financial year 2025). The company has been active since 2022 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Official details

Source: KBO
Status
Active since 17-07-2022 Normal situation
Registered office
141 active companies are registered at this address 9 started in the 12 months before. Source: KBO register, as of 2 November 2026.
Activity
General construction of residential buildings NACE 41001
Establishment unit
2.333.688.554 1120 Brussel, since 17-07-2022
Financial year end
31 December
Peppol
Reachable since 19-01-2026

Board and ownership

Board

Financial position

56 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
1.7%
Annual accounts 2025
Turnover
€150,638
▲ 124%
Profit
€10,327
▲ 283%
Equity
€9,255
Total assets
€47,055
▲ 457%
Filed on 16-07-2026, 15 days before the deadline
Score breakdownraises riskFounded in 2022Sector: Construction of residential and non-residential buildings (NACE 41)Size: turnover €150,638, total assets €47,055lowers riskLiquidity: current ratio 0.99, cash €23,161Show the evidence

Checked score

Score 2025
56 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially stronger than 61% of micro companies in construction of buildings (NACE 41)
Financial strength · tick: 2024
Strong
Solvency 45+33
equity 19.7% of total assets
Liquidity 56+9
short-term debt 80.3% · cash 49.2%
Profitability 82+3
return on assets 21.9%
Bankruptcy probability within 12 months
1.7% Moderate
0%0.5%1.5%4%10%≥ 25%

About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.5% (13,452 companies, NACE 41, micro)
Last 24 months 12-2024: 4.9% 01-2025: 5.0%▲ +0.1 percentage points vs 12-2024 02-2025: 5.0%● unchanged vs 01-2025 03-2025: 5.0%● unchanged vs 02-2025 04-2025: 5.1%▲ +0.1 percentage points vs 03-2025 05-2025: 5.1%● unchanged vs 04-2025 06-2025: 5.1%● unchanged vs 05-2025 07-2025: 5.4%▲ +0.3 percentage points vs 06-2025highest value 08-2025: 2.3%▼ -3.1 percentage points vs 07-2025 09-2025: 2.3%● unchanged vs 08-2025 10-2025: 2.3%● unchanged vs 09-2025 11-2025: 2.3%● unchanged vs 10-2025 12-2025: 2.3%● unchanged vs 11-2025 01-2026: 2.4%▲ +0.1 percentage points vs 12-2025 02-2026: 2.4%● unchanged vs 01-2026 03-2026: 1.9%▼ -0.5 percentage points vs 02-2026 04-2026: 2.0%▲ +0.1 percentage points vs 03-2026 05-2026: 2.2%▲ +0.2 percentage points vs 04-2026 06-2026: 2.2%● unchanged vs 05-2026 07-2026: 2.3%▲ +0.1 percentage points vs 06-2026 08-2026: 1.7%▼ -0.6 percentage points vs 07-2026lowest value 09-2026: 1.7%● unchanged vs 08-2026lowest value 10-2026: 1.7%● unchanged vs 09-2026lowest value 11-2026: 1.7%● unchanged vs 10-2026lowest value
Credit of up to €500 on 30-day terms is acceptable
Liquidity is insufficient, with a current ratio of 0.99 (0.84 in 2024), below 1. Short-term debt is 80.3% and cash 49.2% of total assets. 80.3% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 41, micro). It does better than 26% of them on solvency, 61% on liquidity, 64% on profitability and 95% on growth.

The bankruptcy probability was computed on 01-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises riskneutral
raises risk · Founded in 2022
Companies of this age fail more often than older ones. How much that weighs depends on the rest of the company's profile.
KBO
lowers risk · Liquidity: current ratio 0.99, cash €23,161
NBB · annual accounts
raises risk · Sector: Construction of residential and non-residential buildings (NACE 41)
KBO
raises risk · Size: turnover €150,638, total assets €47,055
Companies of this size fail more often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 16-07-2026, 15 days ahead of the deadline.
NBB · 4 filings
Deviation from the deadline
2025
15 days early
2024
15 days early
2023
6 days early
2022
7 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 4 accounts on average 11 days before the deadline. In the sector (NACE 41), the median for financial year 2024 was on the deadline day, and 46% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 20 July (4 of the last 4 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
02-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since incorporation in 2022.
KBO publications

Key points

  • Positive: Turnover rose in 2025from €67,105 to €150,638 ▲ 124% View
  • Positive: Always filed on timeaccounts within the deadline every year 4 years View

Recent changes

  1. · Gazette deed IncorporationStarting capital €1,000 · Appointment: MECNER Stanko (director)
All 8 events

Comparable companies

These companies have the same main activity as STK CONCEPT: general construction of residential buildings (NACE 41001). They are comparable in size and age: total assets between €42,700 and €54,100, founded between 2021 and 2022.

CompanyTotal assetsGross margin
STK CONCEPT Grimbergen€47,055€12,635
CONSTRUCARTE AB Grimbergen€52,266€11,741
ERSA PRO BUILDING Zaventem€50,490€13,244
IZOCOM Asse€46,340€14,301
B&L DECO Sint-Genesius-Rode€53,904€13,839
SMART BATIMENT Dilbeek€54,072€14,232
METTA-CONCEPT Zaventem€42,678€14,837
Full comparison

Key facts about STK CONCEPT

What is the company number of STK CONCEPT?
The company number of STK CONCEPT is 0788.671.267. The VAT number is the same number with BE in front: BE 0788.671.267.
Where is STK CONCEPT based?
The registered office is at Temselaan 100, 1853 Grimbergen.Company details
What does STK CONCEPT do?
According to the KBO register, the main activity is general construction of residential buildings (NACE 41001).
What is the legal form of STK CONCEPT?
The legal form of STK CONCEPT is Private limited company (BV).
When was STK CONCEPT founded?
STK CONCEPT was founded on 17-07-2022.
Is STK CONCEPT still active?
Yes, STK CONCEPT is an active enterprise in the KBO register.
What is the turnover of STK CONCEPT?
The turnover of STK CONCEPT was €150,638 in financial year 2025, according to the filed annual accounts.Financials
Is STK CONCEPT profitable?
In financial year 2025, STK CONCEPT made a profit of €10,327.
Where can I find the annual accounts of STK CONCEPT?
STK CONCEPT filed 4 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of STK CONCEPT due?
STK CONCEPT must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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