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StiVa

Active
Private limited companyfounded 2023active for 3 yearsKorte Plek 28, 2440 Geel, BelgiumKBO/BCE: BE 0800.689.666

From the official registers: KBO 3 annual accounts at the National Bank publications in the Belgian Official Gazette

Summary

StiVa has been active since 2023 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €103,295 and a net result of €34,831. Equity has been growing by about 53% per year since 2023. Its solvency ranks better than 90% of 8,575 sector peers (NACE 73, financial year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Overview

Official details

KBO
Status
Active since 12-04-2023 Normal situation
Activity
Public relations and communication consultancy NACE 73300and 1 other
Establishment unit
2.344.236.018 2440 Geel, since 12-04-2023
Financial year end
31 December
Peppol
Reachable since 24-11-2023

Board and ownership

Board

Financial position

99 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.1%
Annual accounts 2025
Gross margin
€97,671
▲ 41.3%
Turnover
≈ €210,000
estimated
Profit
€34,831
▼ 7.6%
Equity
€103,295
▲ 50.9%
Total assets
€112,872
▲ 25.1%
Filed on 13-06-2026, 48 days before the deadlineat the National Bank
Score breakdownraises riskFounded in 2023lowers riskLiquidity: current ratio 8.66, cash €50,558Sector: Advertising, market research and public relations activities (NACE 73)Equity €103,295 (91.5% of total assets)Show the evidence

Checked score

Score 2025
99 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 89% of micro companies in advertising and market research (NACE 73)
Financial strength · tick: 2024
Strong
Solvency 100=
equity 91.5% of total assets
Liquidity 100+42
short-term debt 8.5% · cash 44.8%
Profitability 100=
return on assets 30.9%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.2% (11,227 companies, NACE 73, micro)
Last 24 months 11-2024: 0.1% 12-2024: 0.1%● unchanged vs 11-2024 01-2025: 0.1%● unchanged vs 12-2024 02-2025: 0.1%● unchanged vs 01-2025 03-2025: 0.1%● unchanged vs 02-2025 04-2025: 0.6%▲ +0.5 percentage points vs 03-2025 05-2025: 0.6%● unchanged vs 04-2025 06-2025: 0.6%● unchanged vs 05-2025 07-2025: 0.6%● unchanged vs 06-2025 08-2025: 0.6%● unchanged vs 07-2025 09-2025: 0.6%● unchanged vs 08-2025 10-2025: 0.6%● unchanged vs 09-2025 11-2025: 0.6%● unchanged vs 10-2025 12-2025: 0.6%● unchanged vs 11-2025 01-2026: 0.6%● unchanged vs 12-2025 02-2026: 0.6%● unchanged vs 01-2026 03-2026: 0.6%● unchanged vs 02-2026 04-2026: 0.6%● unchanged vs 03-2026 05-2026: 0.7%▲ +0.1 percentage points vs 04-2026 06-2026: 0.7%● unchanged vs 05-2026highest value 07-2026: 0.1%▼ -0.6 percentage points vs 06-2026lowest value 08-2026: 0.1%● unchanged vs 07-2026lowest value 09-2026: 0.1%● unchanged vs 08-2026lowest value 10-2026: 0.1%● unchanged vs 09-2026lowest value
Credit of up to €10,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 8.66 (2.79 in 2024), above the usual 1.5. Short-term debt is 8.5% and cash 44.8% of total assets. 8.5% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 73, micro). It does better than 87% of them on solvency, 97% on liquidity, 88% on profitability and 84% on growth.

The bankruptcy probability was computed on 31-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises riskneutral
lowers risk · Liquidity: current ratio 8.66, cash €50,558
NBB · annual accounts
lowers risk · Sector: Advertising, market research and public relations activities (NACE 73)
KBO
lowers risk · Equity €103,295 (91.5% of total assets)
NBB · annual accounts
raises risk · Founded in 2023
Companies of this age fail more often than older ones. How much that weighs depends on the rest of the company's profile.
KBO
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 13-06-2026, 48 days ahead of the deadline.
NBB · 3 filings
Deviation from the deadline
2025
48 days early
2024
127 days early
2023
65 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 3 accounts on average 80 days before the deadline. In the sector (NACE 73), the median for financial year 2024 was 6 days before the deadline, and 36% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 28 May (3 of the last 3 accounts filed within 63 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
01-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since incorporation in 2023.
KBO publications

Key points

  • Positive: Higher solvency than 90% of companies in advertising and market researchsector median 53.4% · 8,575 companies 91.5% View

Comparable companies

These companies have the same main activity as StiVa: public relations and communication consultancy (NACE 73300). They are comparable in size and age: total assets between €109,000 and €138,000, founded in 2023.

CompanyTotal assetsGross margin
StiVa Geel€112,872€97,671
XANAQUDIS Schilde€121,572€88,487
Alilo Antwerpen€121,747€86,263
KUDU STORIES Sint-Gillis (bij-Brussel)€108,534€99,950
NBUL CONSULT Braine-l'Alleud€115,337€106,362
GEOFF Wingene€138,171€85,803
VAN DER POEL SOLUTIONS Kapellen€128,790€79,480
Full comparison

Documents

Annual accounts at the NBB

Acts in the Belgian Official Gazette

All publications in the Belgian Official Gazette

Articles and registers

Key facts about StiVa

What is the company number of StiVa?
The company number of StiVa is 0800.689.666. The VAT number is the same number with BE in front: BE 0800.689.666.
Where is StiVa based?
The registered office is at Korte Plek 28, 2440 Geel.Company details
What does StiVa do?
According to the KBO register, the main activity is public relations and communication consultancy (NACE 73300).
What is the legal form of StiVa?
The legal form of StiVa is Private limited company (BV).
When was StiVa founded?
StiVa was founded on 12-04-2023.
Is StiVa still active?
Yes, StiVa is an active enterprise in the KBO register.
What is the turnover of StiVa?
The turnover in financial year 2025 is ≈ €210,000. This figure is estimated from the gross margin of €97,671 and 31 comparable companies (NACE 73). It probably lies between €180,000 and €270,000.Financials
Is StiVa profitable?
In financial year 2025, StiVa made a profit of €34,831.
Where can I find the annual accounts of StiVa?
StiVa filed 3 annual accounts with the National Bank of Belgium, the latest for financial year 2025.Annual accounts at the National Bank
When are the next annual accounts of StiVa due?
StiVa must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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