Stismo
ActiveSummary
Stismo has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €4k and a net result of €3k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 63% of 14079 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
87
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+100
Solvency71▲+44
Growth78▲+20
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €4k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 03-02-2026, 178 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
178 d early
2024
35 d early
2023
9 d early
2022
29 d late
2021
3 d early
2020
4 d late
2019
18 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€4k▲ 3,005%
2024 · €115
2018: €729
2019: €5k
2020: €5k
2021: €9k
2022: €8k
2023: €1k
2024: €115
2018 → 2025
Total assets
€8k▲ 27.0%
2024 · €6k
2018: €14k
2019: €9k
2020: €11k
2021: €34k
2022: €29k
2023: €4k
2024: €6k
2018 → 2025
Net result
€3k
2024 · €-1k
2018: €-1k
2019: €5k
2020: €-356
2021: €4k
2022: €-2k
2023: €4k
2024: €-1k
2018 → 2025
Working capital
€5k▲ 185%
2024 · €2k
2018: €-5k
2019: €-38
2020: €107
2021: €1k
2022: €6k
2023: €577
2024: €2k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€9k-€8k▼ 18.8%€1k▼ 83.3%€115▼ 90.8%€4k▲ 3,005%
Operating result€7k-€-768€7k€-955€4k
Net result€4k-€-2k€4k€-1k€3k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €4k after a loss of €955 in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €8k
Equity
€4k ▲ 3,005%
Debt
€4k ▼ 30.4%
Debt's share of the balance-sheet total falls from 98.1% to 53.8%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€5k▲
2024 · €-423
Cash flow
€4k▲
2024 · €-604
Current ratio
3.01▲
2024 · 1.44
Debt to equity
1.16
ROE
96.8%
ROA
44.8%▲
2024 · -18.7%
Interest coverage
27.44▲
2024 · -2.35
Debt ≤ 1 year
€3k▼
2024 · €4k
Income taxes
€876
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 36 lines
Balance sheet
Code20242025
Assets
Total assets20/58€6k€8k▲
Fixed assets21/28€142€0▼
Tangible fixed assets22/27€142€0▼
Furniture and vehicles24€142€0▼
Current assets29/58€6k€8k▲
Amounts receivable within one year40/41€3k€4k▲
Trade receivables40€3k€4k▲
Other amounts receivable41€376-
Cash at bank and in hand54/58€3k€4k▲
Deferred charges and accrued income490/1-€33
Equity and liabilities
Total equity and liabilities10/49€6k€8k▲
Equity10/15€115€4k▲
Contributions10/11€1€1=
Profit (loss) carried forward14€114€4k▲
Amounts payable17/49€6k€4k▼
Amounts payable within one year42/48€4k€3k▼
Trade debts44€469€441▼
Suppliers440/4€469€441▼
Taxes, remuneration and social security45€2k€126▼
Taxes450/3€2k€126▼
Other amounts payable47/48€2k€2k▲
Accrued charges and deferred income492/3€2k€2k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€532€142▼
Other operating charges640/8€387€400▲
Gross operating margin9900€-36€5k▲
Operating profit (loss)9901€-955€4k▲
Financial income75/76B-€3
Recurring financial income75-€3
Financial charges65/66B€181€169▼
Recurring financial charges65€181€169▼
Profit (loss) for the period before taxes9903€-1k€4k▲
Income taxes67/77-€876
Profit (loss) for the period9904€-1k€3k▲
Profit (loss) for the period to be appropriated9905€-1k€3k▲
Appropriation of the result
Profit (loss) to be appropriated9906€114€4k▲
Profit (loss) brought forward from the previous period14P€1k€114▼
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
03-02
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Back to profitnet €3k
Net result €3k after one loss-making year.
31-12
Financial
Liquidity doublescurrent ratio 3.01
Current ratio from 1.44 to 3.01; short-term debt falls from €4k to €3k.
26-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
22-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Back to profitnet €4k
Net result €4k after one loss-making year.
29-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 29 days late
2022
31-12
Financial
Weakest financial yearnet €-2k ▼141%
Net result drops to €-2k, the lowest in the series; recovery starts the following year.
31-12
Financial
Liquidity doublescurrent ratio 2.49
Current ratio from 1.18 to 2.49; short-term debt falls from €7k to €4k.
28-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Back to profitnet €4k
Net result €4k after one loss-making year.
04-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 4 days late
Show earlier events
2020
18-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 18 days late
2019
31-12
Financial
Back to profitnet €5k
Net result €5k after one loss-making year.
05-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
06-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
30-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Hoeilaart · 1 establishment unit since 2012
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Willem Eggerickxstraat 11560 HoeilaartGround area
573 m²
Building footprint
181 m²
Volume, LiDAR
1,736 m³
Parcel 23033B0830/00R000, Flanders · tallest building 11.1 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Stismo
since 20122.209.750.466
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23033B0830/00R000 | Flanders | 573 m² | 1 · 181 m² | 11.1 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 · 1 entry · 36 EUR awarded · 36 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2022 | 1 | 36 EUR | 36 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 12,022 companies in sector 68203 we hold annual accounts for 5,986. 780 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded28-03-2012
Fiscal year end31-12
Activities, NACEBEL 2025
68203Renting and operating of own or leased non-residential real estate, excluding land
77225Rental and leasing activities
Sources
Crossroads Bank for EnterprisesNational Bank · 13 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.