Summary
Stisano is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2024 annual accounts show equity of €381,175 and a net result of €179,233. Equity is growing by ~49% per year across the filed fiscal years. Its solvency ranks better than 67% of 6166 sector peers (fiscal year 2024). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
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Signals
1 signal. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 02-07-2025, 29 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
not confirmed
2024
29 d early
2023
152 d early
2022
24 d early
2021
26 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 4 accounts on average 45 days before the deadline; the sector median for financial year 2024 is 14 days before the deadline, and 28% of the sector filed late.
Checked, nothing found (1)
History
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Financials · fiscal year 2024, abbreviated schema
Equity
€381,175▲ 42.7%
2023 · €267,085
Net result
€179,233▲ 172%
2023 · €65,976
Total assets
€549,150▲ 3.1%
2023 · €532,784
Solvency
69.4%▲ 19.3pp
2023 · 50.1%
Trend over the years
In euros
In per cent
Ratio
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.
Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).
Every figure with its change against the fiscal year before
favourable
unfavourable
Line2021202220232024
Operating result-€10,804-€105,965€88,595▼ 16.4%€171,085▲ 93.1%
Net result-€15,463below the sector's middle half-€168,205within the sector's middle half€65,976within the sector's middle half▼ 60.8%€179,233within the sector's middle half▲ 172%
Equity€34,537below the sector's middle half-€201,942within the sector's middle half▲ 485%€267,085within the sector's middle half▲ 32.3%€381,175within the sector's middle half▲ 42.7%
Total assets€501,707below the sector's middle half-€520,582below the sector's middle half▲ 3.8%€532,784below the sector's middle half▲ 2.3%€549,150below the sector's middle half▲ 3.1%
Debt€467,171-€318,639▼ 31.8%€265,700▼ 16.6%€167,975▼ 36.8%
Working capital-€175,812within the sector's middle half--€79,572within the sector's middle half▲ 54.7%-€86,419within the sector's middle half▼ 8.6%-€45,155within the sector's middle half▲ 47.7%
Solvency6.9%below the sector's middle half-38.8%within the sector's middle half▲ 31.9pp50.1%within the sector's middle half▲ 11.3pp69.4%within the sector's middle half▲ 19.3pp
Current ratio0.01below the sector's middle half-0.21below the sector's middle half▲ 0.200.28below the sector's middle half▲ 0.070.52within the sector's middle half▲ 0.25
Return on assets (ROA)-3.1%below the sector's middle half-32.3%above the sector's middle half▲ 35.4pp12.4%above the sector's middle half▼ 19.9pp32.6%above the sector's middle half▲ 20.3pp
Staff (FTE)0within the sector's middle half
above
within
below
the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2024; 2024 is 93% above 2023 and is the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €549,150
Fixed assets
€500,000 =
Current assets
€49,150 ▲ 49.9%
Equity and liabilities €549,150
Equity
€381,175 ▲ 42.7%
Debt
€167,975 ▼ 36.8%
Debt's share of the balance-sheet total falls from 49.9% to 30.6%. Equity is higher and debt is lower.
Key figures and ratios
ROE
47.0%▲
2023 · 24.7%
Debt ≤ 1 year
€94,305▼
2023 · €119,204
Debt > 1 year
€73,670▼
2023 · €146,496
Income taxes
€36,997▲
2023 · €17,287
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €9,313 | €0 | - | - | - |
| Other operating charges640/8 | - | €112 | €348 | €1,069 | ▲ 208% |
| Gross operating margin9900 | -€1,492 | €106,077 | €88,942 | €172,154 | ▲ 93.6% |
| Operating profit (loss)9901 | -€10,804 | €105,965 | €88,595 | €171,085 | ▲ 93.1% |
| Financial income75/76B | - | €100,000 | €0 | €50,000 | ▲ 49,999,900% |
| Recurring financial income75 | - | €100,000 | €0 | €50,000 | ▲ 49,999,900% |
| Financial charges65/66B | €4,659 | €5,589 | €5,332 | €4,855 | ▼ 8.9% |
| Recurring financial charges65 | €4,659 | €5,589 | €5,332 | €4,855 | ▼ 8.9% |
| Profit (loss) for the period before taxes9903 | -€15,463 | €200,376 | €83,263 | €216,230 | ▲ 160% |
| Income taxes67/77 | - | €32,171 | €17,287 | €36,997 | ▲ 114% |
| Profit (loss) for the period9904 | -€15,463 | €168,205 | €65,976 | €179,233 | ▲ 172% |
| Transfer to tax-exempt reserves689 | - | - | - | €69,465 | - |
| Profit (loss) for the period to be appropriated9905 | -€15,463 | €168,205 | €65,976 | €109,768 | ▲ 66.4% |
| Line | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|
| Assets | |||||
| Total assets20/58 | €501,707 | €520,582 | €532,784 | €549,150 | ▲ 3.1% |
| Fixed assets21/28 | €500,000 | €500,000 | €500,000 | €500,000 | = |
| Financial fixed assets28 | €500,000 | €500,000 | €500,000 | €500,000 | = |
| Current assets29/58 | €1,707 | €20,582 | €32,784 | €49,150 | ▲ 49.9% |
| Amounts receivable within one year40/41 | €1,600 | €0 | €2,714 | €13,216 | ▲ 387% |
| Other amounts receivable41 | €1,600 | €0 | €2,714 | €13,216 | ▲ 387% |
| Cash at bank and in hand54/58 | €107 | €20,582 | €28,826 | €34,768 | ▲ 20.6% |
| Deferred charges and accrued income490/1 | - | - | €1,244 | €1,167 | ▼ 6.2% |
| Equity and liabilities | |||||
| Total equity and liabilities10/49 | €501,707 | €520,582 | €532,784 | €549,150 | ▲ 3.1% |
| Equity10/15 | €34,537 | €201,942 | €267,085 | €381,175 | ▲ 42.7% |
| Contributions10/11 | €50,000 | €50,000 | €50,000 | €50,000 | = |
| Reserves13 | - | €151,942 | €217,085 | €331,175 | ▲ 52.6% |
| Tax-exempt reserves132 | - | - | - | €69,465 | - |
| Distributable reserves133 | - | €151,942 | €217,085 | €261,710 | ▲ 20.6% |
| Profit (loss) carried forward14 | -€15,463 | €0 | €0 | €0 | - |
| Amounts payable17/49 | €467,171 | €318,639 | €265,700 | €167,975 | ▼ 36.8% |
| Amounts payable after more than one year17 | €289,651 | €218,486 | €146,496 | €73,670 | ▼ 49.7% |
| Financial debts170/4 | €289,651 | €218,486 | €146,496 | €73,670 | ▼ 49.7% |
| Amounts payable within one year42/48 | €177,520 | €100,153 | €119,204 | €94,305 | ▼ 20.9% |
| Current portion of amounts payable after more than one year42 | €70,349 | €71,165 | €71,990 | €72,825 | ▲ 1.2% |
| Financial debts43 | €100,000 | €0 | - | - | - |
| Credit institutions430/8 | €100,000 | €0 | - | - | - |
| Trade debts44 | €1,692 | €1,065 | €0 | €239 | - |
| Suppliers440/4 | €1,692 | €1,065 | €0 | €239 | - |
| Taxes, remuneration and social security45 | - | €21,729 | €39,849 | €21,240 | ▼ 46.7% |
| Taxes450/3 | - | €21,729 | €39,849 | €18,740 | ▼ 53.0% |
| Remuneration and social security454/9 | - | - | - | €2,500 | - |
| Other amounts payable47/48 | €5,479 | €6,195 | €7,365 | €0 | ▼ 100% |
| Line | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€15,463 | €168,205 | €65,976 | €179,233 | ▲ 172% |
| + Depreciation and write-downs630 | €9,313 | €0 | - | - | - |
| Operating cash flow (approximation) | -€6,150 | €168,205 | €65,976 | €179,233 | ▲ 172% |
| Investment in fixed assets (approximation) | - | €0 | €0 | €0 | - |
| Change in cash | - | €20,474 | €8,245 | €5,942 | ▼ 27.9% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
02-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Highest result since 2021net €179,233 ▲172%
Operating result €171,085, net result €179,233, both a record.
01-03
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
07-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-12
Financial
Back to profitnet €168,205
Net result €168,205 after one loss-making year.
31-12
Financial
Equity above €200,000Eq €201,942 ▲485%
Equity rises from €34,537 to €201,942.
26-08
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 26 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
No directors read yet: 0 of 2 Gazette acts processed. See the function holders in the CBE →
Location & real-estate footprint
Registered office, Pittem · 1 establishment unit since 2021
Ground area
2,579 m²
Building footprint
128 m²
Parcel 37003C0042/00P000, Flanders. Linked by address, not a title deed.
1 establishment unit
Stisano
since 2021unit no. 2.322.608.382
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 37003C0042/00P000 | Flanders | 2,579 m² | 1 · 128 m² | - |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Owners and holdings
1 holdingOwners 0
The accounts to 31-12-2024 list no shareholders, and no other source names one.
Holdings 1
-
100%
According to the 2024 annual accounts of Stisano and those of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.
Connections & network
No directors read yet: 0 of 2 Gazette acts processed.
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Of 24,721 companies in this sector we hold annual accounts for 19,804. 13,775 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company details
Identification
Legal formPrivate limited company
Founded08-09-2021
Fiscal year end31-12
Activities, NACEBEL 2025
64210Activities of holding companies
E-invoicing
Reachable via Peppol
Peppol ID
0208:0773652697
Also
9925:BE0773652697
Registered
11-12-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 1 October 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.