STIRYO
ActiveSTIRYO has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €263k and a net result of €90k. Equity is growing by ~24.7% per year across the filed fiscal years. Its solvency ranks better than 43% of 1898 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).
Checked score
Score 2025
82
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability89▲+11
Solvency73▼-2
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €21k at 30 days acceptable
Liquidity ample (current ratio 1.95 against 2.53 in 2024; short-term debt: 20.7% and cash: 34.5% of total assets), but 51.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 63
Relative position
BE, all sectors
reference
Sector 63
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
48.1%
Return on assets
16.5%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 15-07-2026, 16 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
16 d early
2024
35 d early
2023
30 d early
2022
16 d early
2021
23 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€263k▲ 4.1%
2024 · €253k
2021: €76k
2022: €135k
2023: €214k
2024: €253k
2021 → 2025
Total assets
€547k▲ 7.8%
2024 · €507k
2021: €76k
2022: €171k
2023: €254k
2024: €507k
2021 → 2025
Net result
€90k▲ 132%
2024 · €39k
2021: €71k
2022: €73k
2023: €79k
2024: €39k
2021 → 2025
Working capital
€108k▲ 7.4%
2024 · €100k
2021: €43k
2022: €104k
2023: €198k
2024: €100k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€76k-€135k▲ 78.1%€214k▲ 59.1%€253k▲ 18.2%€263k▲ 4.1%
Operating result€71k-€101k▲ 42.5%€111k▲ 10.6%€55k▼ 50.5%€124k▲ 126%
Net result€71k-€73k▲ 3.6%€79k▲ 8.7%€39k▼ 51.1%€90k▲ 132%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 126% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €547k
Fixed assets
€326k▼ 4.4%
Current assets
€221k▲ 33.0%
Equity and liabilities €547k
Equity
€263k▲ 4.1%
Debt
€284k▲ 11.5%
The debt ratio rises from 50.2% to 51.9%. Equity and debt are higher.
Key figures and ratios
EBITDA
€139k▲
2024 · €129k
Cash flow
€105k▼
2024 · €113k
Solvency
48.1%▼
2024 · 49.8%
Current ratio
1.95▼
2024 · 2.53
Quick ratio
1.95▼
2024 · 2.53
Debt / equity
1.08▲
2024 · 1.01
ROE
34.2%▲
2024 · 15.4%
ROA
16.5%▲
2024 · 7.7%
Interest coverage
14.40▼
2024 · 15.52
Debt
€284k▲
2024 · €254k
Debt ≤ 1 year
€113k▲
2024 · €66k
Debt > 1 year
€169k▼
2024 · €187k
Income taxes
€26k▲
2024 · €10k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€507k€547k▲
Formation expenses20€0€0=
Fixed assets21/28€341k€326k▼
Tangible fixed assets22/27€341k€326k▼
Land and buildings22€340k€326k▼
Furniture and vehicles24€1k€0▼
Current assets29/58€166k€221k▲
Amounts receivable within one year40/41€16k€31k▲
Trade receivables40€16k€31k▲
Other amounts receivable41€556-
Cash at bank and in hand54/58€149k€189k▲
Deferred charges and accrued income490/1€884€1k▲
Equity and liabilities
Total equity and liabilities10/49€507k€547k▲
Equity10/15€253k€263k▲
Contributions10/11€5k€5k=
Reserves13€191k€258k▲
Distributable reserves133€191k€258k▲
Profit (loss) carried forward14€56k-
Amounts payable17/49€254k€284k▲
Amounts payable after more than one year17€187k€169k▼
Financial debts170/4€187k€169k▼
Amounts payable within one year42/48€66k€113k▲
Current portion of amounts payable after more than one year42€18k€18k=
Trade debts44€532€787▲
Suppliers440/4€532€787▲
Taxes, remuneration and social security45€32k€11k▼
Taxes450/3€32k€11k▼
Other amounts payable47/48€15k€84k▲
Accrued charges and deferred income492/3€2k€1k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€74k€15k▼
Other operating charges640/8€1k€2k▲
Gross operating margin9900€130k€141k▲
Operating profit (loss)9901€55k€124k▲
Financial income75/76B€2k€2k▼
Recurring financial income75€2k€2k▼
Financial charges65/66B€8k€10k▲
Recurring financial charges65€8k€10k▲
Profit (loss) for the period before taxes9903€49k€117k▲
Income taxes67/77€10k€26k▲
Profit (loss) for the period9904€39k€90k▲
Profit (loss) for the period to be appropriated9905€39k€90k▲
Appropriation of the result
Profit (loss) to be appropriated9906€95k€205k▲
Profit (loss) brought forward from the previous period14P€56k€115k▲
Transfer to equity691/2€39k€126k▲
To other reserves6921€39k€126k▲
Profit to be distributed694/7-€80k
Return on contributions (dividend)694-€59k
Directors or managers695-€21k
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
15-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2021net €90k ▲132%
Operating result €124k, net result €90k, both a record.
26-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €39k ▼51.1%
Net result drops to €39k, the lowest in the series; recovery starts the following year.
01-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Equity above €200kEq €214k ▲59.1%
3 profitable years in a row build equity to €214k.
15-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Equity above €100kEq €135k ▲78.1%
2 profitable years in a row build equity to €135k.
08-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Poperinge · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Hallertaulaan 68970 PoperingeGround area
306 m²
Building footprint
105 m²
Volume, LiDAR
560 m³
Parcel 33021E0439/00E000, Flanders · tallest building 6.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
STIRYO
since 20202.301.474.557
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 33021E0439/00E000 | Flanders | 306 m² | 1 · 105 m² | 6.8 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Promojagers
BE 0743.647.827
Beernem · Eq €263k
VASTMANS ADVIES
BE 0827.963.789
Maaseik · Eq €264k
HCM-Design
BE 0840.660.990
Sint-Gillis (bij-Brussel) · Eq €264k
GLAUDIS PROJECTS
BE 0776.633.072
Herk-de-Stad · Eq €262k
Total ICT
BE 0829.356.235
Bilzen-Hoeselt · Eq €264k
Of 3,153 companies in sector 63920 we hold annual accounts for 1,522. 1,129 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded24-04-2020
Fiscal year end31-12
Activities, NACEBEL
63920Other information service activities
63990Computing infrastructure, data processing, hosting and other information service activities
64200Holdings
64210Activities of holding companies
66300Activities auxiliary to financial services and insurance activities
68110Buying and selling of own real estate
68201Renting and operating of own or leased residential real estate, excluding social housing
68202Real estate activities
68203Renting and operating of own or leased non-residential real estate, excluding land
68204Real estate activities
70200Business and other management consultancy
70210Activities of head offices; management consultancy activities
70220Business consulting
73300Public relations and communication consultancy
78200Temporary employment agencies and other provision of personnel
78300Employment activities
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.