Stip-id

Active

Private limited companyfounded 2025active for 1 yearSint-Jansbergsesteenweg 301, 3001 Leuven, BelgiumKBO/BCE: BE 1024.595.855

Summary

Stip-id has been active since 2025 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €67,130 and a net result of €64,130. Its solvency ranks better than 55% of 20,490 sector peers (NACE 86, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).

Risk analysisFollow Report Compare

Stip-idActiveChecked score 96/100

Risk analysis Report Compare

Activity

Dental practice

NACE 86230

1 site

Size

€98,863total assets 2025

Equity: €67,130
Profit: €64,130

Turnover not published (micro format)

Financial health

96 Excellent Checked score 2025

Bankruptcy probabilitywithin 12 months: < 0.1%

Structure

Accounts 49 days early0 of 1 deed read

Why 96lowers riskSector: Human health activities (NACE 86)Liquidity: current ratio 3.59, cash €49,820Equity €67,130 (67.9% of total assets)Figures for financial year 2025 (filed 12-06-2026)Show the evidence

Checked score

Score 2025

96 / 100

Excellent

Probability in this band: under 0.55%

Financially better than 69% of its sector peers (NACE 86, micro)

Every signal that counts is listed under Signals.

Financial strength

Strong

Solvency 93

equity 67.9% of total assets

Liquidity 89

short-term debt 27.9% · cash 50.4%

Profitability 100

return on assets 64.9%

Bankruptcy probability, 12 months

< 0.1% Very low

0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median < 0.1% (24,031 companies, NACE 86, micro)

Last 24 months 07-2026: < 0.1%lowest value 08-2026: < 0.1%● unchanged vs 07-2026lowest value 09-2026: < 0.1%● unchanged vs 08-2026lowest value 10-2026: < 0.1%● unchanged vs 09-2026highest value

Credit of up to €6,000 on 30-day terms, only on tighter conditions

Liquidity ample (current ratio 3.59; short-term debt: 27.9% and cash: 50.4% of total assets), and 32.1% of the assets are financed with debt.

How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 86, micro): better than 55% on solvency, 72% on liquidity and 80% on profitability.

The bankruptcy probability was computed on 10-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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