STINO

Active

Private limited companyfounded 1995active for 31 yearsLijsterlaan 1, 8540 Deerlijk, BelgiumKBO/BCE: BE 0455.811.116

Summary

The computed 12-month bankruptcy probability of STINO is 10.7% (high). The latest annual accounts of STINO were filed more than 90 days after the deadline. The 2024 annual accounts show negative equity (-€64,514) and a net result of €39,922. Equity remains stable across the filed financial years (±1% per year). Its solvency ranks better than 5% of 9,838 sector peers (NACE 41, financial year 2024). The company has been active since 1995 and the Belgian Official Gazette contains no insolvency or warning signals.

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STINOActive

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Activity

General construction of residential buildings

NACE 41001

1 site

Size

≈ €330,000turnover 2024, estimated

Equity: -€64,514
Profit: €39,922

Turnover estimated from the gross margin

Financial health

Bankruptcy probabilitywithin 12 months: 10.7%

2024 figures too old to score

Structure

VERVAEKE Stijn JulienDirector

2024 accounts filed 279 days late3 of 4 deeds summarised

Signalsraises risk1 financial year not filed after the legal deadline; last filed accounts filed 279 days late; 3 of the last 3 lateFigures for financial year 2024 (filed 03-02-2026)1 change of registered office in 24 months2024 accounts filed 279 days latelowers riskFounded in 1995Show the evidence

Bankruptcy probability

No current score

Figures too old

The available figures for FY 2024 are too old to assess current financial health.

Bankruptcy probability: High

Filing: Filed more than 90 days late

Financial strength, FY 2024 · tick = 2022

Average

Solvency 0=

equity -662.6% of total assets

Liquidity 42+42

short-term debt 762.6% · cash 33.3%

Profitability 100=

return on assets 410.0%

Bankruptcy probability, 12 months

10.7% High

0%0.5%1.5%4%10%≥ 25%

About 1 in 9 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.5% (13,446 companies, NACE 41, micro)

Last 24 months 11-2024: 16.4% 12-2024: 17.1%▲ +0.7 percentage points vs 11-2024 01-2025: 20.2%▲ +3.1 percentage points vs 12-2024 02-2025: 20.2%● unchanged vs 01-2025 03-2025: 20.1%▼ -0.1 percentage points vs 02-2025 04-2025: 19.2%▼ -0.9 percentage points vs 03-2025 05-2025: 19.2%● unchanged vs 04-2025 06-2025: 19.2%● unchanged vs 05-2025 07-2025: 19.2%● unchanged vs 06-2025 08-2025: 22.3%▲ +3.1 percentage points vs 07-2025highest value 09-2025: 22.3%● unchanged vs 08-2025highest value 10-2025: 16.2%▼ -6.1 percentage points vs 09-2025 11-2025: 16.2%● unchanged vs 10-2025 12-2025: 16.2%● unchanged vs 11-2025 01-2026: 16.2%● unchanged vs 12-2025 02-2026: 16.2%● unchanged vs 01-2026 03-2026: 4.8%▼ -11.4 percentage points vs 02-2026lowest value 04-2026: 5.4%▲ +0.6 percentage points vs 03-2026 05-2026: 5.9%▲ +0.5 percentage points vs 04-2026 06-2026: 6.6%▲ +0.7 percentage points vs 05-2026 07-2026: 7.0%▲ +0.4 percentage points vs 06-2026 08-2026: 6.6%▼ -0.4 percentage points vs 07-2026 09-2026: 7.9%▲ +1.3 percentage points vs 08-2026 10-2026: 10.7%▲ +2.8 percentage points vs 09-2026

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Signals

Five signals.

lowers riskraises risk

1 financial year not filed after the legal deadline; last filed accounts filed 279 days late; 3 of the last 3 late

NBB · filings

Figures for financial year 2024 (filed 03-02-2026)

NBB · annual accounts

1 change of registered office in 24 months

Belgian Official Gazette

Founded in 1995

Companies that have existed this long fail less often; how much that weighs depends on the rest of its profile.

KBO

2024 accounts filed 279 days late

The financial year that closed on 30-09-2024 was due by 30-04-2025 and was filed on 03-02-2026, 279 days past the deadline. Measured on financial year 2023: of the companies more than 90 days late, 5.61% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers.

NBB · 10 filings

Deviation from the deadline

2024

279 days late

2022

290 days late

2021

627 days late

2020

670 days late

2019

1035 days late

2018

1401 days late

2017

1766 days late

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 867 days after the deadline; the sector median (NACE 41) for financial year 2024 is on the deadline day, and 46% of those companies filed late.

Searched, nothing found (1)

No strike-offs in the KBO publications

Searched since 2021.

KBO publications · our coverage

03-02-2026 Annual accounts filedfinancial year 2024 · micro…
17-11-2025 Registered officeRegistered-office move
30-09-2024 Highest result from 2018 to 2024net €39,922 ▲53.3%

Key points

Risk: Negative equityfinancial year 2024: debts exceed assets -€64,514 View
Caution: Latest accounts filed lateafter the legal deadline 279 days View
Caution: Among the weakest 5% on solvencysector median 42.3% · 9,838 companies -662.6% View

By topic

Financials

Financial year: 2024
Total assets: €9,737
Profit: €39,922
Solvency: -662.6%

Total assets▼ 62.6%

Net result

20182024

Go to Financials

Board & ownership

Board: 1 member

VERVAEKE Stijn JulienDirector

Go to Board & ownership

Timeline

Events: 34
Since: 1997

16-05-2024Annual accounts filed
18-04-2024Annual accounts filed
03-11-2023Resignation: DHONT William Frans (director)

Go to Timeline

Company details

Sites: 1

Legal form: Private limited company
Activity: General construction of residential buildingsNACE 41001
Founded: 16-08-1995
Year ends: 30-09
Peppol: Reachable for e-invoices

Go to Company details

Articles of association

Provisions read: 17

Annual meeting: Last Friday of March at 18:00

Go to Articles of association

Key facts about STINO

What is the company number of STINO?: 0455.811.116. In Belgium the VAT number is the company number with BE in front: BE 0455.811.116.
Where is STINO based?: The registered office is at Lijsterlaan 1, 8540 Deerlijk.Company details
What does STINO do?: According to the KBO register, the main activity is general construction of residential buildings (NACE 41001).
What is the legal form of STINO?: Private limited company (BV).
When was STINO founded?: On 16-08-1995.
Is STINO still active?: Yes, STINO is an active enterprise in the KBO register.
What is the turnover of STINO?: Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.Financials
Is STINO profitable?: In financial year 2024, STINO made a profit of €39,922.
Where can I find the annual accounts of STINO?: STINO filed 28 annual accounts with the National Bank of Belgium, the latest for financial year 2024.