StineHRConsult
ActiveStineHRConsult has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €21k and a net result of €53k. Equity is shrinking by ~15.3% per year across the filed fiscal years. Its solvency ranks better than 27% of 31523 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
78
/ 100
Excellent▲ +13 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency46▲+21
Growth32▼-26
Stability100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days acceptable
Liquidity tight (current ratio 1.3 against 1.14 in 2024), and 74.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
25.8%
Return on assets
65.2%
Age of the figures
14 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 02-12-2025, 60 days ahead of the deadline.
NBB · 8 filingsDeviation from the deadline
2025
60 d early
2024
63 d early
2023
62 d early
2022
68 d early
2021
67 d early
2020
60 d early
2019
67 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close14-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€197k
EBIT margin
60.6%
Net result
€53k▼ 41.2%
2024 · €90k
2019: €55k
2020: €46k
2021: €57k
2022: €92k
2023: €103k
2024: €90k
2019 → 2025
Working capital
€18k▲ 10.1%
2024 · €16k
2019: €120k
2020: €167k
2021: €19k
2022: €18k
2023: €18k
2024: €16k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€197k
Equity€21k-€21k▼ 3.7%€24k▲ 16.1%€21k▼ 13.7%€21k▲ 1.5%
Operating result€73k-€119k▲ 63.8%€134k▲ 12.1%€116k▼ 13.4%€68k▼ 41.3%
Net result€57k-€92k▲ 60.4%€103k▲ 12.0%€90k▼ 13.1%€53k▼ 41.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 41% below 2024 and is the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €81k
Fixed assets
€3k▼ 29.6%
Current assets
€78k▼ 39.6%
Equity and liabilities €81k
Equity
€21k▲ 1.5%
Debt
€60k▼ 46.7%
The debt ratio falls from 84.5% to 74.2%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€69k▼
2024 · €117k
Cash flow
€54k▼
2024 · €91k
Solvency
25.8%▲
2024 · 15.5%
Current ratio
1.30▲
2024 · 1.14
Quick ratio
1.30▲
2024 · 1.14
Debt / equity
2.87▼
2024 · 5.46
ROE
252.0%▼
2024 · 434.6%
ROA
65.2%▼
2024 · 67.3%
Interest coverage
915.64▼
2024 · 1817.80
Debt
€60k▼
2024 · €113k
Debt ≤ 1 year
€60k▼
2024 · €113k
Income taxes
€15k▼
2024 · €26k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€133k€81k▼
Fixed assets21/28€4k€3k▼
Tangible fixed assets22/27€4k€3k▼
Land and buildings22€1k€916▼
Furniture and vehicles24€3k€2k▼
Current assets29/58€129k€78k▼
Amounts receivable within one year40/41€29k€17k▼
Trade receivables40€21k-
Other amounts receivable41€8k€17k▲
Cash at bank and in hand54/58€100k€61k▼
Deferred charges and accrued income490/1-€274
Equity and liabilities
Total equity and liabilities10/49€133k€81k▼
Equity10/15€21k€21k▲
Contributions10/11€19k€19k=
Reserves13€2k€2k▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€186€491▲
Amounts payable17/49€113k€60k▼
Amounts payable within one year42/48€113k€60k▼
Trade debts44€3k-
Suppliers440/4€3k-
Taxes, remuneration and social security45€17k€15k▼
Taxes450/3€15k€13k▼
Remuneration and social security454/9€2k€2k=
Other amounts payable47/48€93k€45k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k€1k=
Other operating charges640/8€1k€639▼
Gross operating margin9900€118k€70k▼
Operating profit (loss)9901€116k€68k▼
Financial income75/76B€12€12▲
Recurring financial income75€12€12▲
Financial charges65/66B€64€76▲
Recurring financial charges65€64€76▲
Profit (loss) for the period before taxes9903€116k€68k▼
Income taxes67/77€26k€15k▼
Profit (loss) for the period9904€90k€53k▼
Profit (loss) for the period to be appropriated9905€90k€53k▼
Appropriation of the result
Profit (loss) to be appropriated9906€90k€53k▼
Transfer from equity791/2€3k-
Transfer to equity691/2-€305
To other reserves6921-€305
Profit to be distributed694/7€93k€53k▼
Return on contributions (dividend)694€93k€53k▼
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
02-12
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2024
29-11
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2023
30-11
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
30-06
Financial
Highest result since 2019net €103k ▲12%
Operating result €134k, net result €103k, both a record.
2022
24-11
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2021
25-11
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2020
02-12
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
30-06
Financial
Weakest financial yearnet €46k ▼16.3%
Net result drops to €46k, the lowest in the series; recovery starts the following year.
30-06
Financial
Equity above €150kEq €169k ▲37.7%
2 profitable years in a row build equity to €169k.
2019
25-11
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2018
06-12
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Wetteren · 1 establishment unit since 2017
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Serskampsteenweg 1549230 WetterenGround area
915 m²
Building footprint
172 m²
Volume, LiDAR
867 m³
Parcel 42303F0523/02K000, Flanders · tallest building 8.9 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
StineHRConsult
since 20172.263.386.221
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 42303F0523/02K000 | Flanders | 915 m² | 1 · 172 m² | 8.9 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,218 companies in sector 70200 we hold annual accounts for 52,396. 30,957 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded10-04-2017
Fiscal year end30-06
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 8 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.