Financials
- Fiscal year
- 2025
- Total assets
- €4.6m
- Loss
- -€71,653
- Solvency
- 45.5%
Total assets▲ 32.1%
Net result
20182025
Summary
STIMMO is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €2.1m and a net result of -€71,653. Equity is growing by ~28.7% per year across the filed fiscal years. Its solvency ranks better than 45% of 9,752 sector peers (NACE 64, fiscal year 2025). The company has been active since 2004 and the Belgian State Gazette contains no insolvency or warning signals.
Overview
Activity
Activities of holding companies
NACE 64210
#9 oldest company in Lummen, Finance and insurance sector1 site
Size
€4.6mtotal assets 2025
- Equity
- €2.1m
- Loss
- -€71,653
Turnover not published (abridged schema)
Financial health
Financial institution: outside the modelProbability: sector outside the model
Structure
- Holdings
- 2
Accounts filed 31 days late0 of 6 deeds read
SignalsA punctual record breaksShow the evidence
Checked score
Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Bankruptcy probability, 12 months
This is a financial institution (bank, insurer or financial holding). A bank balance sheet works differently from that of an ordinary trading or manufacturing company. We therefore show no bankruptcy probability rather than a misleading figure.
Credit check for your own amount and term
Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
1 signal.
○neutral
neutral · A punctual record breaks
This company filed 8 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filingsDeviation from the deadline
2025
31 days late
2024
13 days early
2023
50 days early
2022
42 days early
2021
117 days early
2020
123 days early
2019
39 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 50 days before the deadline; the sector median for financial year 2024 is 14 days before the deadline, and 28% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 19 June (4 of the last 5 filed years within 73 days of that day).
Companies Code · seven monthsPosition in the running window
07-10-2026 today31-12-2026 close31-07-2027 deadline
- Annual accounts filedfiscal year 2025 · micro…
- Weakest financial yearnet -€71,653
- General meeting · DemergerShareholding · Accounting effect
Key points
By topic
Network & group
- Subsidiaries
- 2
2 subsidiaries
Timeline
- Events
- 18
- Since
- 2017
- Next accounts
- by 31-07-2027
- 13-11-2025General meeting · Merger
- 13-11-2025General meeting · Permanent representative
- 18-07-2025Annual accounts filed
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Activities of holding companiesNACE 64210
- Founded
- 20-09-2004
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
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