STIMA-PLANT
ActiveSummary
STIMA-PLANT has been active since 2001 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €160k and a net result of €-10k. Equity remains stable across the filed fiscal years (±1.5% per year). Its solvency ranks better than 33% of 3121 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
58
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability32▲+31
Solvency41=
Growth32=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €9k at 30 days acceptable
Liquidity tight (current ratio 1.45 against 1.47 in 2024; short-term debt: 33.2% and cash: 3% of total assets), and 84.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 01
Relative position
BE, all sectors
reference
Sector 01
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year €-10k
neutral · A punctual record breaks
This company filed 9 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
28 d early
2023
27 d early
2022
40 d early
2021
20 d early
2020
19 d early
2019
64 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€160k▼ 6.9%
2024 · €172k
2018: €222k
2019: €272k
2020: €293k
2021: €293k
2022: €309k
2023: €320k
2024: €172k
2018 → 2025
Total assets
€1.01M▼ 4.0%
2024 · €1.05M
2018: €905k
2019: €965k
2020: €985k
2021: €915k
2022: €1.15M
2023: €1.02M
2024: €1.05M
2018 → 2025
Net result
€-10k▲ 93.0%
2024 · €-148k
2018: €41k
2019: €50k
2020: €21k
2021: €324
2022: €14k
2023: €11k
2024: €-148k
2018 → 2025
Working capital
€150k▼ 3.6%
2024 · €155k
2018: €207k
2019: €246k
2020: €262k
2021: €252k
2022: €203k
2023: €179k
2024: €155k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€293k-€309k▲ 5.4%€320k▲ 3.6%€172k▼ 46.3%€160k▼ 6.9%
Operating result€22k-€39k▲ 74.4%€45k▲ 16.0%€-109k€30k
Net result€324-€14k▲ 4,323%€11k▼ 21.6%€-148k€-10k▲ 93.0%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €30k after a loss of €109k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.01M
Fixed assets
€524k ▼ 7.0%
Current assets
€484k ▼ 0.5%
Equity and liabilities €1.01M
Equity
€160k ▼ 6.9%
Debt
€848k ▼ 3.5%
Debt's share of the balance-sheet total rises from 83.6% to 84.1%. Equity and debt are lower.
Key figures and ratios
EBITDA
€76k▲
2024 · €-49k
Cash flow
€35k▲
2024 · €-88k
Current ratio
1.45▼
2024 · 1.47
Quick ratio
0.14▼
2024 · 0.18
Debt to equity
5.30▲
2024 · 5.11
ROE
-6.5%▲
2024 · -86.3%
ROA
-1.0%▲
2024 · -14.1%
Interest coverage
1.80▲
2024 · -1.24
Debt ≤ 1 year
€335k▲
2024 · €332k
Debt > 1 year
€510k▼
2024 · €546k
Income taxes
€-1k▼
2024 · €2k
Staff costs
€94k▼
2024 · €108k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 60 lines
Balance sheet
Code20242025
Assets
Total assets20/58€1.05M€1.01M▼
Fixed assets21/28€564k€524k▼
Intangible fixed assets21€4k€3k▼
Tangible fixed assets22/27€558k€516k▼
Land and buildings22€519k€493k▼
Plant, machinery and equipment23€8k€2k▼
Furniture and vehicles24€10k€3k▼
Other tangible fixed assets26€21k€18k▼
Financial fixed assets28€1k€4k▲
Current assets29/58€487k€484k▼
Stocks and contracts in progress3€427k€439k▲
Stocks30/36€427k€439k▲
Amounts receivable within one year40/41€37k€10k▼
Trade receivables40€27k€9k▼
Other amounts receivable41€9k€643▼
Cash at bank and in hand54/58€17k€31k▲
Deferred charges and accrued income490/1€7k€5k▼
Equity and liabilities
Total equity and liabilities10/49€1.05M€1.01M▼
Equity10/15€172k€160k▼
Contributions10/11€19k€19k=
Reserves13€191k€189k▼
Tax-exempt reserves132€3k€3k=
Distributable reserves133€188k€186k▼
Profit (loss) carried forward14€-37k€-48k▼
Amounts payable17/49€879k€848k▼
Amounts payable after more than one year17€546k€510k▼
Financial debts170/4€546k€510k▼
Amounts payable within one year42/48€332k€335k▲
Current portion of amounts payable after more than one year42€41k€36k▼
Financial debts43€222k€220k▼
Credit institutions430/8€222k€220k▼
Other loans439€0-
Trade debts44€25k€36k▲
Suppliers440/4€25k€36k▲
Taxes, remuneration and social security45€16k€9k▼
Taxes450/3€12k€8k▼
Remuneration and social security454/9€4k€1k▼
Other amounts payable47/48€28k€35k▲
Accrued charges and deferred income492/3€546€3k▲
Income statement
Code20242025
Non-recurring operating income76A€28k€0▼
Remuneration, social security and pensions62€108k€94k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€60k€46k▼
Other operating charges640/8€9k€5k▼
Non-recurring operating charges66A€48k€0▼
Gross operating margin9900€116k€175k▲
Operating profit (loss)9901€-109k€30k▲
Financial income75/76B€2k€450▼
Recurring financial income75€2k€450▼
Financial charges65/66B€39k€42k▲
Recurring financial charges65€39k€42k▲
Profit (loss) for the period before taxes9903€-147k€-12k▲
Income taxes67/77€2k€-1k▼
Profit (loss) for the period9904€-148k€-10k▲
Profit (loss) for the period to be appropriated9905€-148k€-10k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-148k€-48k▲
Profit (loss) brought forward from the previous period14P-€-37k
Transfer from equity791/2€111k€0▼
Transfer to equity691/2€0-
To other reserves6921€0-
Social balance
Average headcount (FTE)90873.9-
The notes to these accounts (13 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
03-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Weakest financial yearnet €-148k ▼1421%
Net result drops to €-148k, the lowest in the series; recovery starts the following year.
04-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
21-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
11-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
12-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
28-05
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Highest result since 2018net €50k ▲19.8%
Operating result €83k, net result €50k, both a record.
25-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
24-05
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
06-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Pittem · 1 establishment unit since 2003
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Brugsesteenweg 68740 PittemGround area
2,506 m²
Building footprint
235 m²
Volume, LiDAR
1,104 m³
Parcel 37011D1215/00G000, Flanders · tallest building 6.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
STIMA PLANT
since 20032.113.968.609
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 37011D1215/00G000 | Flanders | 2,506 m² | 1 · 235 m² | 6.9 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 · 1 entry · 1,041 EUR awarded · 1,041 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2022 | 1 | 1,041 EUR | 1,041 EUR |
Schemes
Vlaamse ondersteuningspremie (VOP) voor werkgevers (uitdovend stelsel)
Recognitions · licences · registrations
Food safety, FASFC
1 sitePittem2.113.968.609
Similar companies · same sector, comparable size
Boomkwekerij Duytschaever
BE 0794.561.840
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PEPILUX
BE 0507.870.224
Neufchâteau · Eq €164,141
TREE TIME
BE 0865.592.663
Herk-de-Stad · Eq €153,776
DESEO-PLANTS
BE 0458.855.530
Jabbeke · Eq €166,967
L'Archenterre Plants
BE 0553.600.774
Walhain · Eq €167,014
Of 641 companies in sector 01301 we hold annual accounts for 297. 223 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded16-05-2001
Fiscal year end31-12
Activities, NACEBEL 2025
01301Crop and animal production, hunting and related service activities
01309Crop and animal production, hunting and related service activities
01191Growing of flowers
46216Wholesale of agricultural produce and animal feed, general range
46220Wholesale trade
Sources
Crossroads Bank for EnterprisesNational Bank · 24 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.