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Still Point

Active
Private limited companyfounded 201214 yrs activeBegijnhoflaan 22, 9850 Deinze, BelgiumKBO/BCE: BE 0849.069.110
Summary

Still Point has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €5,470 and a net result of -€3,173. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 14% of 2372 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Checked score

Score 2025
Axes · tick = 2024
Profitability37▲+30
Solvency35▼-4
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%
Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 86
Relative position
BE, all sectors
reference
Human health activities (NACE 86)
about 87% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
9.6%
Return on assets
-5.5%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 14 years 0 20 y
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025
Net result per financial year
1819202122232425
2018 to 2025 · latest year -€3,173
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 14% of 2372 sector peers (2025).
NBB · sector comparison
Position among 2372 sector peers
Solvency
better than 14%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 04-07-2026, 27 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
27 d early
2024
33 d early
2023
33 d early
2022
28 d early
2021
53 d early
2020
16 d early
2019
22 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 24 days before the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 36% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 29 June (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
28-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 25 September 2012, Still Point was incorporated.1 Total assets went from EUR 23,903 in 2018 to EUR 57,229 in 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2018 and 2025

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Investigating this company? Keep it with today's facts in a case file.

Financials · fiscal year 2025, abbreviated schema

Equity
€5,470▼ 36.7%
2024 · €8,643
Total assets
€57,229▼ 10.4%
2024 · €63,853
Net result
-€3,173▲ 45.2%
2024 · -€5,794
Working capital
-€3,822▼ 50.8%
2024 · -€2,534
Trend over the years

Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 86, Human health activities, each year against the same schema; no band under 30 filings. Dashed line: the median.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20212022202320242025
Operating result-€1,481€1,569€5,923▲ 277%-€5,342€163
Net result-€1,698below the sector's middle half-€453below the sector's middle half▲ 73.3%€4,039below the sector's middle half-€5,794below the sector's middle half-€3,173below the sector's middle half▲ 45.2%
Equity€10,852below the sector's middle half▼ 13.5%€10,399below the sector's middle half▼ 4.2%€14,438below the sector's middle half▲ 38.8%€8,643below the sector's middle half▼ 40.1%€5,470below the sector's middle half▼ 36.7%
Total assets€39,619below the sector's middle half▼ 16.4%€43,042below the sector's middle half▲ 8.6%€44,547below the sector's middle half▲ 3.5%€63,853below the sector's middle half▲ 43.3%€57,229below the sector's middle half▼ 10.4%
Debt€28,767▼ 17.5%€32,643▲ 13.5%€30,110▼ 7.8%€55,210▲ 83.4%€51,759▼ 6.2%
Working capital€9,352below the sector's middle half▼ 25.5%€9,274below the sector's middle half▼ 0.8%€7,671below the sector's middle half▼ 17.3%-€2,534below the sector's middle half-€3,822below the sector's middle half▼ 50.8%
Solvency27.4%below the sector's middle half▲ 0.9pp24.2%below the sector's middle half▼ 3.2pp32.4%below the sector's middle half▲ 8.3pp13.5%below the sector's middle half▼ 18.9pp9.6%below the sector's middle half▼ 4.0pp
Current ratio1.33below the sector's middle half▼ 0.031.28below the sector's middle half▼ 0.041.25below the sector's middle half▼ 0.030.93below the sector's middle half▼ 0.330.90below the sector's middle half▼ 0.03
Return on assets (ROA)-4.3%below the sector's middle half▼ 52.6pp-1.1%below the sector's middle half▲ 3.2pp9.1%within the sector's middle half▲ 10.1pp-9.1%below the sector's middle half▼ 18.1pp-5.5%below the sector's middle half▲ 3.5pp
above within below the middle half (P25 to P75) of NACE 86, Human health activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
-€10,000-€5,000€0€5,000Operating result 2021: -€1,481-€1,481Net result 2021: -€1,698-€1,698Operating result 2022: €1,569€1,569Net result 2022: -€453-€453Operating result 2023: €5,923€5,923Net result 2023: €4,039€4,039Operating result 2024: -€5,342-€5,342Net result 2024: -€5,794-€5,794Operating result 2025: €163€163Net result 2025: -€3,173-€3,17320212022202320242025-€10,000-€5,000€0€5,000Operating result 2023: €5,923€5,920Net result 2023: €4,039€4,040Operating result 2024: -€5,342-€5,340Net result 2024: -€5,794-€5,790Operating result 2025: €163€163Net result 2025: -€3,173-€3,170202320242025
The operating result returns to profit in 2025: €163 after a loss of €5,342 in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €57,229
Fixed assets €22,437 ▼ 28.6%
Current assets €34,792 ▲ 7.3%
Equity and liabilities €57,229
Equity €5,470 ▼ 36.7%
Debt €51,759 ▼ 6.2%
Debt's share of the balance-sheet total rises from 86.5% to 90.4%. Equity and debt are lower.
Key figures and ratios
2025 value · change against 2024
EBITDA
€9,158▲
2024 · -€1,257
Cash flow
€5,821▲
2024 · -€1,709
Debt to equity
9.46▲
2024 · 6.39
ROE
-58.0%▲
2024 · -67.0%
Interest coverage
3.06▲
2024 · -2.77
Debt ≤ 1 year
€38,614▲
2024 · €34,956
Debt > 1 year
€13,145▼
2024 · €20,254
Income taxes
€360▲
2024 · €114
Staff costs
€1,279▲
2024 · €231
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 1,037 companies that looked in July 2024 the way this one looks now, 2.9% went bankrupt within 24 months and 94% are still going.

  • Micro
  • 10 to 20 years old
  • solvency under 10%
  • a small loss
2.9% went bankrupt
2.6% stopped otherwise
94% still going

A further 1.0% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a lower bankruptcy probability: 0.1% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.7%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 1,037 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 46 lines
Balance sheet Code20242025
Assets
Total assets20/58€63,853€57,229▼
Fixed assets21/28€31,432€22,437▼
Tangible fixed assets22/27€31,432€22,437▼
Plant, machinery and equipment23€4,960€3,153▼
Furniture and vehicles24€26,472€19,284▼
Current assets29/58€32,421€34,792▲
Amounts receivable within one year40/41€590€2,364▲
Trade receivables40€590€2,364▲
Cash at bank and in hand54/58€31,831€32,429▲
Equity and liabilities
Total equity and liabilities10/49€63,853€57,229▼
Equity10/15€8,643€5,470▼
Contributions10/11€12,400€12,400=
Capital10-€12,400
Issued capital100-€18,600
Uncalled capital101-€6,200
Reserves13€11,420€11,420=
Non-distributable reserves130/1€1,860€1,860=
Legal reserve130-€1,860
Reserves not available under the articles1311€1,860-
Distributable reserves133€9,560€9,560=
Profit (loss) carried forward14-€15,177-€18,350▼
Amounts payable17/49€55,210€51,759▼
Amounts payable after more than one year17€20,254€13,145▼
Financial debts170/4€20,254€13,145▼
Amounts payable within one year42/48€34,956€38,614▲
Current portion of amounts payable after more than one year42€6,831€7,109▲
Trade debts44€1,500€1,435▼
Suppliers440/4€1,500€1,435▼
Taxes, remuneration and social security45-€2,125
Taxes450/3-€2,125
Other amounts payable47/48€26,625€27,945▲
Income statement Code20242025
Remuneration, social security and pensions62€231€1,279▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4,085€8,994▲
Other operating charges640/8€3,291€466▼
Gross operating margin9900€2,264€10,903▲
Operating profit (loss)9901-€5,342€163▲
Financial income75/76B€116€20▼
Recurring financial income75€116€20▼
Financial charges65/66B€455€2,997▲
Recurring financial charges65€455€2,997▲
Profit (loss) for the period before taxes9903-€5,681-€2,814▲
Income taxes67/77€114€360▲
Profit (loss) for the period9904-€5,794-€3,173▲
Profit (loss) for the period to be appropriated9905-€5,794-€3,173▲
Appropriation of the result
Profit (loss) to be appropriated9906-€15,177-€18,350▼
Profit (loss) brought forward from the previous period14P-€9,383-€15,177▼

The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20212022202320242025Change
Remuneration, social security and pensions62€241€1,052€491€231€1,279▲ 455%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630-€375€1,261€4,085€8,994▲ 120%
Other operating charges640/8€428€949€654€3,291€466▼ 85.8%
Gross operating margin9900-€812€3,945€8,329€2,264€10,903▲ 382%
Operating profit (loss)9901-€1,481€1,569€5,923-€5,342€163▲ 103%
Financial income75/76B€2€65€13€116€20▼ 83.1%
Recurring financial income75€2€65€13€116€20▼ 83.1%
Financial charges65/66B€209€1,173€146€455€2,997▲ 559%
Recurring financial charges65€209€1,173€146€455€2,997▲ 559%
Profit (loss) for the period before taxes9903-€1,689€461€5,790-€5,681-€2,814▲ 50.5%
Income taxes67/77€10€915€1,751€114€360▲ 216%
Profit (loss) for the period9904-€1,698-€453€4,039-€5,794-€3,173▲ 45.2%
Profit (loss) for the period to be appropriated9905-€1,698-€453€4,039-€5,794-€3,173▲ 45.2%
Line20212022202320242025Change
Assets
Total assets20/58€39,619€43,042€44,547€63,853€57,229▼ 10.4%
Fixed assets21/28€1,500€1,125€6,767€31,432€22,437▼ 28.6%
Tangible fixed assets22/27€1,500€1,125€6,767€31,432€22,437▼ 28.6%
Plant, machinery and equipment23€1,500€1,125€6,767€4,960€3,153▼ 36.4%
Furniture and vehicles24---€26,472€19,284▼ 27.2%
Current assets29/58€38,119€41,917€37,781€32,421€34,792▲ 7.3%
Amounts receivable within one year40/41€6,596€5,949€5,706€590€2,364▲ 300%
Trade receivables40€6,596€5,949€5,706€590€2,364▲ 300%
Current investments50/53€31,523-----
Cash at bank and in hand54/58-€35,968€32,074€31,831€32,429▲ 1.9%
Equity and liabilities
Total equity and liabilities10/49€39,619€43,042€44,547€63,853€57,229▼ 10.4%
Equity10/15€10,852€10,399€14,438€8,643€5,470▼ 36.7%
Contributions10/11€12,400€12,400€12,400€12,400€12,400=
Capital10€12,400€12,400--€12,400-
Issued capital100€18,600€18,600--€18,600-
Uncalled capital101€6,200€6,200--€6,200-
Reserves13€11,420€11,420€11,420€11,420€11,420=
Non-distributable reserves130/1€1,860€1,860€1,860€1,860€1,860=
Legal reserve130€1,860€1,860--€1,860-
Reserves not available under the articles1311--€1,860€1,860--
Distributable reserves133€9,560€9,560€9,560€9,560€9,560=
Profit (loss) carried forward14-€12,968-€13,422-€9,383-€15,177-€18,350▼ 20.9%
Amounts payable17/49€28,767€32,643€30,110€55,210€51,759▼ 6.2%
Amounts payable after more than one year17---€20,254€13,145▼ 35.1%
Financial debts170/4---€20,254€13,145▼ 35.1%
Amounts payable within one year42/48€28,767€32,643€30,110€34,956€38,614▲ 10.5%
Current portion of amounts payable after more than one year42---€6,831€7,109▲ 4.1%
Trade debts44€1,645€3,607€520€1,500€1,435▼ 4.3%
Suppliers440/4€1,645€3,607€520€1,500€1,435▼ 4.3%
Taxes, remuneration and social security45-€1,142€1,697-€2,125-
Taxes450/3--€1,697-€2,125-
Remuneration and social security454/9-€1,142----
Other amounts payable47/48€27,122€27,893€27,893€26,625€27,945▲ 5.0%
Line20212022202320242025Change
Profit (loss) for the period9904-€1,698-€453€4,039-€5,794-€3,173▲ 45.2%
+ Depreciation and write-downs630-€375€1,261€4,085€8,994▲ 120%
Operating cash flow (approximation)-€1,698-€78€5,300-€1,709€5,821▲ 441%
Investment in fixed assets (approximation)-€0-€6,903-€28,750€0▲ 100%
Change in cash---€3,894-€243€598▲ 346%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
04-07
NBB filing Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
28-06
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
28-06
NBB filing Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial Back to profitnet €4,039
Net result €4,039 after 2 loss-making years.
03-07
NBB filing Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
08-06
NBB filing Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
15-07
NBB filing Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-12
Financial Highest result since 2018net €22,926 ▲207%
Operating result €24,303, net result €22,926, both a record.
22-08
NBB filing Annual accounts filed
fiscal year 2019 · abbreviated schema · 22 days late
2019
31-12
Financial Back to profitnet €7,479
Net result €7,479 after one loss-making year.
15-08
NBB filing Annual accounts filed
fiscal year 2018 · abbreviated schema · 15 days late
2018
11-08
NBB filing Annual accounts filed
fiscal year 2017 · abbreviated schema · 11 days late
2017
24-07
NBB filing Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Deinze · 1 establishment unit since 2012
seat establishment The establishment unit on the map
Ground area
296 m²
Building footprint
96 m²
Volume, LiDAR
569 m³
Parcel 44027B0634/00H000, Flanders · tallest building 8.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Still Point
Begijnhoflaan 22, 9850 DeinzeOther education
since 20122.213.235.241
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
44027B0634/00H000
ProtectedTownscape or village viewDorpskom HansbekeSource ↗
Flanders 296 m² 1 · 96 m² 8.9 m · 2 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage: expect extra rules on renovation or sale.

Public money · subsidies and aid

Flemish government

2022 to 2024 · 2 entries · 719 EUR awarded · 809 EUR paid
Year Entries awardedpaid
2024 1 0 EUR90 EUR
2022 1 719 EUR719 EUR
Schemes
2 entries · 719 EUR · 809 EUR paid · Fonds voor Innoveren en Ondernemen

Similar companies · same sector, comparable size

Of 10,437 companies in sector 86995 we hold annual accounts for 886. 364 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded25-09-2012
Fiscal year end31-12
Activities, NACEBEL 2025
86995Nutrition and dietetics services
85599Other education
E-invoicing
Reachable via Peppol
Peppol ID 0208:0849069110
Registered 30-10-2025

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 28 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.