STILICLE
ActiveSTILICLE has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €184k and a net result of €83k. Equity is growing by ~24.5% per year across the filed fiscal years. Its solvency ranks better than 26% of 31616 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
70
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability82▲+3
Solvency48▼-12
Growth78=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €12k at 30 days acceptable
Liquidity tight (current ratio 1.26 against 2.39 in 2024; short-term debt: 30.1% and cash: 16.7% of total assets), and 76.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
23.3%
Return on assets
10.5%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 14-07-2026, 17 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
17 d early
2024
21 d early
2023
13 d early
2022
11 d early
2021
5 d early
2020
29 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€184k▼ 33.4%
2024 · €276k
2020: €66k
2021: €125k
2022: €227k
2023: €312k
2024: €276k
2020 → 2025
Total assets
€790k▲ 0.4%
2024 · €786k
2020: €92k
2021: €666k
2022: €720k
2023: €777k
2024: €786k
2020 → 2025
Net result
€83k▲ 29.4%
2024 · €64k
2020: €63k
2021: €60k
2022: €102k
2023: €85k
2024: €64k
2020 → 2025
Working capital
€62k▼ 62.1%
2024 · €163k
2020: €61k
2021: €71k
2022: €160k
2023: €230k
2024: €163k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€125k-€227k▲ 81.2%€312k▲ 37.5%€276k▼ 11.6%€184k▼ 33.4%
Operating result€78k-€139k▲ 77.6%€115k▼ 17.4%€87k▼ 23.9%€110k▲ 26.4%
Net result€60k-€102k▲ 70.7%€85k▼ 16.3%€64k▼ 25.1%€83k▲ 29.4%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 26% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €790k
Fixed assets
€491k▼ 3.2%
Current assets
€299k▲ 7.1%
Equity and liabilities €790k
Equity
€184k▼ 33.4%
Debt
€606k▲ 18.7%
The debt ratio rises from 64.9% to 76.7%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€135k▲
2024 · €109k
Cash flow
€108k▲
2024 · €86k
Solvency
23.3%▼
2024 · 35.1%
Current ratio
1.26▼
2024 · 2.39
Quick ratio
1.26▼
2024 · 2.39
Debt / equity
3.29▲
2024 · 1.85
ROE
44.9%▲
2024 · 23.1%
ROA
10.5%▲
2024 · 8.1%
Interest coverage
15.33▼
2024 · 20.04
Debt
€606k▲
2024 · €510k
Debt ≤ 1 year
€237k▲
2024 · €117k
Debt > 1 year
€368k▼
2024 · €393k
Income taxes
€23k▲
2024 · €18k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€786k€790k▲
Fixed assets21/28€507k€491k▼
Tangible fixed assets22/27€507k€491k▼
Land and buildings22€486k€468k▼
Plant, machinery and equipment23€6k€5k▼
Furniture and vehicles24€16k€18k▲
Current assets29/58€279k€299k▲
Amounts receivable within one year40/41€149k€144k▼
Trade receivables40€27k€28k▲
Other amounts receivable41€122k€116k▼
Cash at bank and in hand54/58€127k€132k▲
Deferred charges and accrued income490/1€4k€23k▲
Equity and liabilities
Total equity and liabilities10/49€786k€790k▲
Equity10/15€276k€184k▼
Contributions10/11€3k€3k=
Reserves13€274k€182k▼
Distributable reserves133€274k€182k▼
Profit (loss) carried forward14€0€0=
Amounts payable17/49€510k€606k▲
Amounts payable after more than one year17€393k€368k▼
Financial debts170/4€393k€368k▼
Amounts payable within one year42/48€117k€237k▲
Current portion of amounts payable after more than one year42€25k€25k=
Trade debts44€6k€2k▼
Suppliers440/4€6k€2k▼
Taxes, remuneration and social security45€17k€22k▲
Taxes450/3€17k€22k▲
Other amounts payable47/48€69k€188k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€22k€25k▲
Other operating charges640/8€6k€4k▼
Gross operating margin9900€115k€139k▲
Operating profit (loss)9901€87k€110k▲
Financial income75/76B€0€4k▲
Recurring financial income75€0€4k▲
Financial charges65/66B€5k€9k▲
Recurring financial charges65€5k€9k▲
Profit (loss) for the period before taxes9903€82k€105k▲
Income taxes67/77€18k€23k▲
Profit (loss) for the period9904€64k€83k▲
Profit (loss) for the period to be appropriated9905€64k€83k▲
Appropriation of the result
Profit (loss) to be appropriated9906€64k€83k▲
Transfer from equity791/2€100k€125k▲
Transfer to equity691/2€64k€33k▼
To other reserves6921€64k€33k▼
Profit to be distributed694/7€100k€175k▲
Return on contributions (dividend)694€100k€175k▲
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
14-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
10-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
18-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
20-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Highest result since 2020net €102k ▲70.7%
Operating result €139k, net result €102k, both a record.
31-12
Financial
Liquidity doublescurrent ratio 4.22
Current ratio from 1.98 to 4.22; short-term debt falls from €72k to €50k.
31-12
Financial
Equity above €200kEq €227k ▲81.2%
3 profitable years in a row build equity to €227k.
26-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Weakest financial yearnet €60k ▼5.6%
Net result drops to €60k, the lowest in the series; recovery starts the following year.
31-12
Financial
Equity above €100kEq €125k ▲90.8%
2 profitable years in a row build equity to €125k.
02-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Veurne · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Spiekerstraat 278630 VeurneGround area
726 m²
Building footprint
131 m²
Volume, LiDAR
698 m³
Parcel 38368B0313/00N003, Flanders · tallest building 8.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Stilicle
since 20202.301.486.435
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 38368B0313/00N003 | Flanders | 726 m² | 1 · 131 m² | 8.5 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2025 · 1 entry · 7,249 EUR awarded · 7,249 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 7,249 EUR | 7,249 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Similar companies · same sector, comparable size
Tenneco Services Belgium
BE 1024.119.070
Sint-Truiden · Eq €184k
COMIGRA
BE 0424.518.718
Antwerpen · Eq €184k
P&T PROJECTS
BE 0757.463.201
Lochristi · Eq €185k
EVCR
BE 1018.629.464
Sint-Genesius-Rode · Eq €185k
BD1M
BE 0748.504.458
Destelbergen · Eq €183k
Of 5,696 companies in sector 70100 we hold annual accounts for 3,489. 2,365 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded27-04-2020
Fiscal year end31-12
Activities, NACEBEL
70100Activities of head offices
70200Business and other management consultancy
70220Business consulting
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.