STILE
ActiveSummary
The computed 12-month bankruptcy probability of STILE is 3.3% (moderate). The 2025 annual accounts show negative equity (-€19,085) and a net result of €3,954. The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.
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Signals
This company filed its last 2 accounts on average 51 days after the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.
Checked, nothing found (2)
History
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Financials · fiscal year 2025, micro schema
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Peer companies
Historical observationOf the 516 companies that looked in July 2024 the way this one looks now, 3.7% went bankrupt within 24 months and 92% are still going.
- Micro
- 2 to 5 years old
- negative equity
- a profit under 5% of the balance sheet
A further 2.1% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 3.3% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.6% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 516 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €39,151 | €14,228 | ▼ 63.7% |
| Other operating charges640/8 | €772 | €425 | ▼ 45.0% |
| Gross operating margin9900 | €29,065 | €32,337 | ▲ 11.3% |
| Operating profit (loss)9901 | -€10,858 | €17,684 | ▲ 263% |
| Financial charges65/66B | €15,181 | €13,730 | ▼ 9.6% |
| Recurring financial charges65 | €15,181 | €13,730 | ▼ 9.6% |
| Profit (loss) for the period before taxes9903 | -€26,039 | €3,954 | ▲ 115% |
| Profit (loss) for the period9904 | -€26,039 | €3,954 | ▲ 115% |
| Profit (loss) for the period to be appropriated9905 | -€26,039 | €3,954 | ▲ 115% |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Assets | |||
| Total assets20/58 | €344,975 | €335,583 | ▼ 2.7% |
| Fixed assets21/28 | €336,208 | €331,881 | ▼ 1.3% |
| Tangible fixed assets22/27 | €336,208 | €331,881 | ▼ 1.3% |
| Land and buildings22 | €336,208 | €331,881 | ▼ 1.3% |
| Current assets29/58 | €8,767 | €3,702 | ▼ 57.8% |
| Amounts receivable within one year40/41 | €500 | €604 | ▲ 20.8% |
| Other amounts receivable41 | €500 | €604 | ▲ 20.8% |
| Cash at bank and in hand54/58 | €8,049 | €2,877 | ▼ 64.3% |
| Deferred charges and accrued income490/1 | €218 | €221 | ▲ 1.3% |
| Equity and liabilities | |||
| Total equity and liabilities10/49 | €344,975 | €335,583 | ▼ 2.7% |
| Equity10/15 | -€23,039 | -€19,085 | ▲ 17.2% |
| Contributions10/11 | €3,000 | €3,000 | = |
| Profit (loss) carried forward14 | -€26,039 | -€22,085 | ▲ 15.2% |
| Amounts payable17/49 | €368,014 | €354,668 | ▼ 3.6% |
| Amounts payable after more than one year17 | €321,897 | €309,608 | ▼ 3.8% |
| Financial debts170/4 | €321,897 | €309,608 | ▼ 3.8% |
| Amounts payable within one year42/48 | €44,959 | €43,944 | ▼ 2.3% |
| Current portion of amounts payable after more than one year42 | €12,751 | €13,291 | ▲ 4.2% |
| Trade debts44 | €1,960 | €425 | ▼ 78.3% |
| Suppliers440/4 | €1,960 | €425 | ▼ 78.3% |
| Other amounts payable47/48 | €30,248 | €30,228 | ▼ 0.1% |
| Accrued charges and deferred income492/3 | €1,157 | €1,117 | ▼ 3.5% |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Profit (loss) for the period9904 | -€26,039 | €3,954 | ▲ 115% |
| + Depreciation and write-downs630 | €39,151 | €14,228 | ▼ 63.7% |
| Operating cash flow (approximation) | €13,112 | €18,182 | ▲ 38.7% |
| Investment in fixed assets (approximation) | - | -€9,901 | - |
| Change in cash | - | -€5,172 | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Directors · office · real estate
1 establishment unit
1 parcel
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 63038A0243/00C000 | Wallonia | 1.8 ha | - | - |
Linked by address, not proof of ownership
Identification & contact
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.