Equity
€794,275 ▲ 11.2%
STIJN VAN DE VELDE has made a profit without a break since 2015.
STIJN VAN DE VELDE
Lifetime
19 annual accounts with figures on one time axis, 23 filings since 2003peak €2.6m (2022)
-not published
lowest -€69,455 (2014)
€79,761▼ 85.0%
peak €928,371 (2021)
€794,275▲ 11.2%
€3.2m▲ 21.5%
peak 19.1 FTE (2021)
18.1 FTE▲ 24.8%
Board4 names since 2022
3 directorsBEYOND SERVICES and 2 others
Owners2 names in the annual accounts
Documentsfilings and deeds
30-10-20251 day before the deadline
2025financial year
Result from €530,170 to €79,761Staff from 14.5 FTE to 18.1 FTEDebts from €2.7m to €3.2mInvestments €1.0mCash from €23,014 to €192,774
Key points
from the 2025 annual accountsResult
€79,761 ▼ 85.0%
The result fell in 2025 from €530,170 to €79,761.
Debts
€3.2m 80% of the balance sheet
Financial debts 34%Suppliers 45%Taxes and wages 6%Other 15%
Of this, €2.3m falls due within a year.
Staff
22 employees on 31-03-2025
In 2025, 14 people joined and 7 left.
Payment terms
171 days to suppliers
STIJN VAN DE VELDE pays its suppliers 106 days later than in 2024. Customers pay 2 days earlier.
Filings
23 annual accounts 8 days past the deadline
2026 accounts not filed: deadline was 31-10-2026.
Checked score
64
Healthy
Financially stronger than 32% of small companies in building services and landscaping (NACE 81)
Probability in this band: 0.55% to 1.5%
Bankruptcy probability within 12 months
1.2% Low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.3% across 482 companies (NACE 81, small).
About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.5%
01-2025: 0.5%● unchanged vs 12-2024
02-2025: 0.5%● unchanged vs 01-2025
03-2025: 0.5%● unchanged vs 02-2025
04-2025: 0.5%● unchanged vs 03-2025
05-2025: 0.5%● unchanged vs 04-2025lowest value
06-2025: 0.6%▲ +0.1 percentage points vs 05-2025
07-2025: 0.6%● unchanged vs 06-2025
08-2025: 0.6%● unchanged vs 07-2025
09-2025: 0.6%● unchanged vs 08-2025
10-2025: 0.8%▲ +0.2 percentage points vs 09-2025
11-2025: 1.2%▲ +0.4 percentage points vs 10-2025
12-2025: 0.6%▼ -0.6 percentage points vs 11-2025
01-2026: 0.6%● unchanged vs 12-2025
02-2026: 0.6%● unchanged vs 01-2026
03-2026: 0.6%● unchanged vs 02-2026
04-2026: 0.6%● unchanged vs 03-2026
05-2026: 0.5%▼ -0.1 percentage points vs 04-2026
06-2026: 0.5%● unchanged vs 05-2026
07-2026: 0.6%▲ +0.1 percentage points vs 06-2026
08-2026: 0.6%● unchanged vs 07-2026
09-2026: 0.6%● unchanged vs 08-2026
10-2026: 1.1%▲ +0.5 percentage points vs 09-2026
11-2026: 1.2%▲ +0.1 percentage points vs 10-2026highest value
Financial strengthAverage
Score breakdown
raises risk
Figures for financial year 2025 (filed on 04-11-2025)
Liquidity: current ratio 1.07, cash €192,774
Sector: Services to buildings and landscape activities (NACE 81)
Equity €794,275 (19.7% of total assets)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 81, small). It does better than 22% of them on solvency, 16% on liquidity, 46% on profitability and 43% on growth.
The bankruptcy probability was computed on 07-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-03-2025.
Of the companies with a bankruptcy probability in the low class on 30-06-2025, 0.8% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 4,685 companies had the same profile as STIJN VAN DE VELDE has now. Each dot stands for 12 companies, two years later.
97.0%
were still trading
1.9%
stopped another way
1.1%
went bankrupt
That fits the bankruptcy probability of STIJN VAN DE VELDE itself: 1.2% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 4,685 companies, not a prediction for STIJN VAN DE VELDE. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €50,000 on 30-day terms is acceptable
Liquidity is tight, with a current ratio of 1.07 (1.03 in 2024), below the usual 1.5. Short-term debt is 56.1% and cash 4.8% of total assets. 80.3% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
raises riskneutral
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 24% of 548 sector peers (2025).
NBB · sector comparisonPosition among 548 sector peers
Solvency
better than 24%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 30-10-2025, 1 day ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2026
not filed
2025
1 day early
2024
1 day early
2023
6 days late
2022
33 days early
2021
4 days early
2020
9 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 6 accounts on average 4 days before the deadline. In the sector (NACE 81), the median for financial year 2024 was 1 day before the deadline, and 43% of those companies filed late.
Searched, nothing found (1)
Board and ownership
- VAN DE VELDE INTERNATIONAL 99.46%equity €3.3m (2025) · annual accounts 31-03-2025
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0475777278
Environmental permit refused
Functiewijziging, Slopen van niet vrijstaande gebouwen of constructies · Maldegem
3 directors appointed, 3 resignations
Resignations: VAN DE VELDE INVESTMENT, Exceeding Services and BEYOND SERVICES · Permanent representatives: NEUJENS Nancy Clara Louisa, VAN dE VELDE Stijn Vera Arthur and BOEY Paul-Henri · Appointments: VAN DE VELDE INVESTMENT, Exceeding Services and BEYOND SERVICES · General meeting of 24-11-2022 · Gazette deed
1 director appointed, 1 resignation
Resignation: Van De Velde International · Appointment: Van De Velde Investment · Permanent representative: Nancy Neujens · General meeting of 01-04-2022 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| STIJN VAN DE VELDE Lier | €5.4m | 3.1% | 19.7% | 18.1 |
| FEROKILL Willebroek | €4.0m | 16.5% | 45.7% | 29.6 |
| ROAD SWEEPER RENTING Meerhout | €3.5m | 15.7% | 35.3% | 22.4 |
| KATOEN NATIE - TRUCK & TRAILER SERVICE Beveren-Kruibeke-Zwijndrecht | €6.3m | 20.9% | 61.2% | 30.3 |
| KEMPISCH VEEGBEDRIJF Rijkevorsel | - | - | 22.2% | 20.9 |
| SILVIUS ONDERHOUD Schelle | €4.2m | 7.3% | 11.1% | - |
| GENERAL TANK CLEANING Herentals | - | - | 6.9% | 23.1 |
Grey: the largest companies of the sector (building services and landscaping (NACE 81)), without their names. Blue: the sector peers from the table.
These companies have the same main activity as STIJN VAN DE VELDE: other cleaning activities (NACE 81230). They are comparable in size and age: total assets between €1.5m and €7.7m, founded between 1983 and 2011.
Official details
Source: KBO- Status
- Active since 18-10-2001Normal situation
- Activity
- Other cleaning activitiesNACE 81230and 1 other
- Joint committees
- 200Auxiliary committee for white-collar workers
- 121Cleaning · annual accounts 31-03-2025
- Establishment unit
- 2.095.383.6072500 Lier, since 30-11-2001
- Financial year end
- 31 March
- Peppol
- Reachable since 21-10-2026
Annual accounts to 31-03-2025
- €4.0m▲ 19.2%
- Employeeson 31-03-2025
- 22▲ 46.7%
- Filing
- Filed on 30-10-2025
Insights on STIJN VAN DE VELDE
STIJN VAN DE VELDE has been active since 2001 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €794,275 and a net result of €79,761.
Equity has been growing by about 5.8% per year since 2019. Its solvency ranks better than 24% of 548 sector peers (NACE 81, financial year 2025).
The computed 12-month bankruptcy probability is 1.2% (low).
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about STIJN VAN DE VELDE
- What is the company number of STIJN VAN DE VELDE?
- The company number of STIJN VAN DE VELDE is 0475.777.278. The VAT number is the same number with BE in front: BE 0475.777.278.
- Where is STIJN VAN DE VELDE based?
- The registered office is at Paaiestraat 5, 2500 Lier.Company details
- What does STIJN VAN DE VELDE do?
- According to the KBO register, the main activity is other cleaning activities (NACE 81230).
- What is the legal form of STIJN VAN DE VELDE?
- STIJN VAN DE VELDE is a public limited company (NV).
- When was STIJN VAN DE VELDE founded?
- STIJN VAN DE VELDE was founded on 18-10-2001.
- Is STIJN VAN DE VELDE still active?
- Yes, STIJN VAN DE VELDE is an active enterprise in the KBO register.
- How many employees does STIJN VAN DE VELDE have?
- STIJN VAN DE VELDE had an average of 18.1 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
- Which joint committee does STIJN VAN DE VELDE fall under?
- In its 31-03-2025 annual accounts, STIJN VAN DE VELDE states joint committees 200 (Auxiliary committee for white-collar workers) and 121 (Cleaning).
- What is the turnover of STIJN VAN DE VELDE?
- The turnover of STIJN VAN DE VELDE was €5.4m in financial year 2025, according to the filed annual accounts.
- Is STIJN VAN DE VELDE profitable?
- In financial year 2025, STIJN VAN DE VELDE made a profit of €79,761.
- Where can I find the annual accounts of STIJN VAN DE VELDE?
- STIJN VAN DE VELDE filed 23 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
Next steps
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