STIJN MORTIER

Active

Private limited companyfounded 201114 yrs activeHoutkant 28, 9880 Aalter, BelgiumKBO/BCE: BE 0842.674.533

STIJN MORTIER has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €211k and a net result of €70k. Its solvency ranks better than 86% of 19344 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.3% (very low).

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Checked score

Score 2024

93 / 100

Excellent

The score combines four axes. Every signal that weighs is under Signals.

Axes

Profitability100

Solvency100

Growth-

Stability85

Bankruptcy probability, 12 months

0.3% Very low

0%0.5%1.5%4%10%≥ 25%

Credit up to €20k at 30 days acceptable

Liquidity ample (current ratio 4.31), and 17.9% of the assets are financed with debt.

How do we compute the score and the probability?

Credit advice for your own amount and term

Signals

Five signals. The signal on the left, the evidence on the right.

−lowers risk○neutral

Lower-failure-rate sector

In this sector companies fail less often than the Belgian average.

Gazette · bankruptcies per sector, NACE 68

Relative position

BE, all sectors

reference

Sector 68

lower

← fewer bankruptcies more bankruptcies →

Long track record

A company with a long track record statistically fails less often than a young one.

KBO · incorporation date

Age against the risk zone

Annual accounts: healthy financial profile

The latest annual accounts show a healthy profile in solvency, result and liquidity.

NBB · annual accounts 2024

Solvency, return and age of the figures

Solvency

82.1%

Return on assets

27.4%

Age of the figures

20 mo

Latest accounts filed on time

The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 02-07-2025, 29 days ahead of the deadline.

NBB · 1 filing

Deviation from the deadline

2024

29 d early

← before the deadline after the deadline →

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2024, micro schema

Equity

€211k

Total assets

€257k

Net result

€70k

Working capital

€150k

Turnover and EBIT margin not published: the micro schema does not require them.

Balance-sheet composition

Assets €257k

23.8%

76.2%

Fixed assets €61k

Current assets €196k

Equity and liabilities €257k

82.1%

17.9%

Equity €211k

Debt €46k

Debt finances 17.9% of the balance-sheet total.

Key figures and ratios

2024 value

EBITDA

€109k

Cash flow

€80k

Solvency

82.1%

Current ratio

4.31

Quick ratio

4.31

Debt / equity

0.22

ROE

33.4%

ROA

27.4%

Interest coverage

116.71

Debt

€46k

Debt ≤ 1 year

€45k

Income taxes

€28k

Staff costs

€21k

Filed annual accounts

As filed with the NBB · 2024

Balance sheet Code2024

Assets

Total assets20/58€257k

Fixed assets21/28€61k

Tangible fixed assets22/27€61k

Plant, machinery and equipment23€1k

Furniture and vehicles24€4k

Other tangible fixed assets26€57k

Current assets29/58€196k

Amounts receivable within one year40/41€242

Trade receivables40€242

Cash at bank and in hand54/58€169k

Deferred charges and accrued income490/1€26k

Equity and liabilities

Total equity and liabilities10/49€257k

Equity10/15€211k

Contributions10/11€19k

Reserves13€192k

Distributable reserves133€192k

Amounts payable17/49€46k

Amounts payable within one year42/48€45k

Financial debts43€3k

Credit institutions430/8€3k

Trade debts44€4k

Suppliers440/4€4k

Taxes, remuneration and social security45€28k

Taxes450/3€21k

Remuneration and social security454/9€7k

Other amounts payable47/48€10k

Accrued charges and deferred income492/3€699

Income statement Code2024

Remuneration, social security and pensions62€21k

Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€9k

Other operating charges640/8€1k

Non-recurring operating charges66A€63

Gross operating margin9900€131k

Operating profit (loss)9901€99k

Financial income75/76B€1

Recurring financial income75€1

Financial charges65/66B€931

Recurring financial charges65€931

Profit (loss) for the period before taxes9903€98k

Income taxes67/77€28k

Profit (loss) for the period9904€70k

Profit (loss) for the period to be appropriated9905€70k

Appropriation of the result

Profit (loss) to be appropriated9906€70k

Transfer to equity691/2€70k

To other reserves6921€70k

The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

All 1Filings 1

2025

02-07

NBB filing Annual accounts filed

fiscal year 2024 · micro schema

NBB filing

Directors · office · real estate

Directors

6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.

Location & real-estate footprint

Registered office, Aalter · 1 establishment unit since 2012

establishment The establishment unit on the map

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Houtkant 289880 Aalter

Ground area

870 m²

Building footprint

205 m²

Volume, LiDAR

1 m³

Parcel 44001B0777/00N000, Flanders · tallest building 0.1 m. Linked by address, not a title deed.

1 establishment unit

STIJN MORTIER

Houtkant 28, 9880 AalterReal estate activities

since 20122.206.223.230

1 parcel

Flanders 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
44001B0777/00N000	Flanders	870 m²	1 · 205 m²	0.1 m

Linked by address, not proof of ownership

Methodology

via registered seat: 1

1 of 1 parcel with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Public money · subsidies and aid

Flemish government

2022 to 2025 · 4 entries · 298 EUR awarded · 357 EUR paid

Year	Entries	awarded	paid
2025	1	59 EUR	59 EUR
2024	1	134 EUR	134 EUR
2023	1	0 EUR	59 EUR
2022	1	105 EUR	105 EUR

Schemes

Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)

4 entries · 298 EUR · 357 EUR paid · Fonds voor Innoveren en Ondernemen

Similar companies · same sector, comparable size

ORANGE IMMO

BE 0880.817.012

Maasmechelen · Eq €211k

Anderlecht · Eq €211k

HEKA WONEN

BE 0682.856.343

Herentals · Eq €211k

Of 7,287 companies in sector 68110 we hold annual accounts for 5,353. 3,832 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification

Legal formPrivate limited company

Founded12-12-2011

Fiscal year end31-12

Activities, NACEBEL

68110Buying and selling of own real estate

68310Real estate agency activities

68311Real estate activities

68203Renting and operating of own or leased non-residential real estate, excluding land

68321Property management for co-owned buildings (syndics)

68322Real estate activities

Sources

Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers

Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.