STIJN DEKEYZER
ActiveSTIJN DEKEYZER is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €428k and a net result of €64k. Equity is growing by ~20.1% per year across the filed fiscal years. Its solvency ranks better than 71% of 7931 sector peers (fiscal year 2025). The company has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals.
Signals
Three signals. The signal on the left, the evidence on the right.
○neutral
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 9 filingsDeviation from the deadline
2025
31 d late
2024
30 d late
2023
30 d late
2022
31 d late
2021
24 d early
2020
30 d late
2019
14 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
10-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€428k▲ 1.0%
2024 · €424k
2018: €61k
2019: €94k
2020: €158k
2021: €271k
2022: €330k
2023: €392k
2024: €424k
2018 → 2025
Net result
€64k▼ 13.0%
2024 · €74k
2018: €32k
2019: €34k
2020: €64k
2021: €113k
2022: €59k
2023: €62k
2024: €74k
2018 → 2025
Total assets
€573k▲ 7.9%
2024 · €531k
2018: €86k
2019: €135k
2020: €179k
2021: €287k
2022: €375k
2023: €416k
2024: €531k
2018 → 2025
Solvency
74.6%▼ 5.1pp
2024 · 79.7%
2018: 70.4%
2019: 70.0%
2020: 88.4%
2021: 94.4%
2022: 88.0%
2023: 94.3%
2024: 79.7%
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€271k-€330k▲ 21.7%€392k▲ 18.8%€424k▲ 8.0%€428k▲ 1.0%
Operating result€152k-€73k▼ 51.8%€86k▲ 18.2%€100k▲ 16.0%€83k▼ 17.1%
Net result€113k-€59k▼ 48.0%€62k▲ 5.2%€74k▲ 18.7%€64k▼ 13.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 17% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €573k
Fixed assets
€429k▲ 4.6%
Current assets
€144k▲ 19.0%
Equity and liabilities €573k
Equity
€428k▲ 1.0%
Debt
€145k▲ 35.2%
The debt ratio rises from 20.3% to 25.4%: debt grows faster than equity.
Key figures and ratios
Solvency
74.6%▼
2024 · 79.7%
ROE
15.0%▼
2024 · 17.4%
ROA
11.2%▼
2024 · 13.9%
Debt
€145k▲
2024 · €108k
Debt ≤ 1 year
€142k▲
2024 · €70k
Debt > 1 year
€0▼
2024 · €37k
Income taxes
€15k▼
2024 · €28k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€531k€573k▲
Fixed assets21/28€410k€429k▲
Tangible fixed assets22/27€410k€429k▲
Land and buildings22€259k€291k▲
Plant, machinery and equipment23€29k€22k▼
Furniture and vehicles24€5k€23k▲
Leasing and similar rights25€117k€93k▼
Current assets29/58€121k€144k▲
Amounts receivable after more than one year29€86k€81k▼
Other amounts receivable291€86k€81k▼
Amounts receivable within one year40/41€13k€37k▲
Trade receivables40€3k€30k▲
Other amounts receivable41€10k€7k▼
Cash at bank and in hand54/58€21k€20k▼
Deferred charges and accrued income490/1€2k€6k▲
Equity and liabilities
Total equity and liabilities10/49€531k€573k▲
Equity10/15€424k€428k▲
Contributions10/11€19k€19k=
Reserves13€405k€409k▲
Distributable reserves133€405k€409k▲
Profit (loss) carried forward14€0€0=
Amounts payable17/49€108k€145k▲
Amounts payable after more than one year17€37k€0▼
Financial debts170/4€37k€0▼
Amounts payable within one year42/48€70k€142k▲
Current portion of amounts payable after more than one year42€43k€37k▼
Trade debts44€3k€7k▲
Suppliers440/4€3k€7k▲
Taxes, remuneration and social security45€17k€16k▼
Taxes450/3€14k€16k▲
Remuneration and social security454/9€3k€0▼
Other amounts payable47/48€8k€81k▲
Accrued charges and deferred income492/3-€3k
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€28k€59k▲
Other operating charges640/8€5k€5k▲
Gross operating margin9900€133k€147k▲
Operating profit (loss)9901€100k€83k▼
Financial income75/76B€2k€2k▼
Recurring financial income75€2k€2k▼
Financial charges65/66B€734€6k▲
Recurring financial charges65€734€6k▲
Profit (loss) for the period before taxes9903€101k€79k▼
Income taxes67/77€28k€15k▼
Profit (loss) for the period9904€74k€64k▼
Profit (loss) for the period to be appropriated9905€74k€64k▼
Appropriation of the result
Profit (loss) to be appropriated9906€74k€64k▼
Transfer from equity791/2€48k€0▼
Transfer to equity691/2€74k€4k▼
To other reserves6921€74k€4k▼
Profit to be distributed694/7€48k€60k▲
Return on contributions (dividend)694€48k€60k▲
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
30-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 30 days late
2024
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
31-12
Financial
Liquidity triplescurrent ratio 8.00
Current ratio from 3.16 to 8.00; short-term debt falls from €44k to €24k.
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
07-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Highest result since 2018net €113k ▲77.8%
Operating result €152k, net result €113k, both a record.
31-12
Financial
Equity above €200kEq €271k ▲71.7%
4 profitable years in a row build equity to €271k.
30-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 30 days late
2020
31-12
Financial
Liquidity doublescurrent ratio 8.15
Current ratio from 3.37 to 8.15; short-term debt falls from €39k to €20k.
31-12
Financial
Equity above €150kEq €158k ▲67.6%
3 profitable years in a row build equity to €158k.
17-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
04-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
13-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Have them read with priority
Sign in to place this company at the front of the reading queue.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Koekelare · 1 establishment unit since 2016
Ground area
4,060 m²
Building footprint
176 m²
Volume, LiDAR
417 m³
Parcel 32010A1195/00S000, Flanders · tallest building 9.0 m. Linked by address, not a title deed.
1 establishment unit
STIJN DEKEYZER
since 20162.263.366.722
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 32010A1195/00S000 | Flanders | 4,060 m² | 1 · 176 m² | 9.0 m |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
POLYCHEMCO
BE 0480.376.761
Kortrijk · Eq €428k
HG Pharma
BE 0832.287.120
Ottignies-Louvain-la-Neuve · Eq €428k
SA ESPERANZA
BE 0824.383.006
Verviers · Eq €427k
HUBERT ADVENTURE
BE 0452.425.717
Merelbeke-Melle · Eq €428k
Brouns Chris
BE 0832.111.530
Oostende · Eq €427k
Of 24,639 companies in sector 64210 we hold annual accounts for 19,688. 13,665 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded21-12-2016
Fiscal year end31-12
Activities, NACEBEL
64200Holdings
64210Activities of holding companies
62020IT consultancy
62200Computer consultancy and computer facilities management
70200Business and other management consultancy
70220Business consulting
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 9 filingsAddress and cadastre registers
Data from official sources, last processed on 10-09-2026. Scores and ratios are computed by Checked and are not a credit decision.