Stijn De Vries
ActiveStijn De Vries has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €230k and a net result of €24k. Equity is growing by ~11.6% per year across the filed fiscal years. Its solvency ranks better than 23% of 27787 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2025
61
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability71=
Solvency46▲+2
Growth52=
Track record100
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €14k at 30 days acceptable
Liquidity short (current ratio 0.53 against 0.49 in 2024; short-term debt: 34.9% and cash: 4.8% of total assets), and 78.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
21.1%
Return on assets
2.2%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 23% of 27787 sector peers (2025).
NBB · sector comparisonPosition among 27787 sector peers
Solvency
better than 23%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 11-06-2026, 50 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
50 d early
2024
58 d early
2023
30 d early
2022
3 d early
2021
3 d early
2020
16 d early
2019
49 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
23-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€230k▲ 11.6%
2024 · €207k
2018: €97k
2019: €123k
2020: €138k
2021: €163k
2022: €160k
2023: €185k
2024: €207k
2018 → 2025
Total assets
€1.09M▲ 0.9%
2024 · €1.08M
2018: €350k
2019: €381k
2020: €384k
2021: €319k
2022: €572k
2023: €1.10M
2024: €1.08M
2018 → 2025
Net result
€24k▲ 12.8%
2024 · €21k
2018: €31k
2019: €26k
2020: €15k
2021: €25k
2022: €18k
2023: €26k
2024: €21k
2018 → 2025
Working capital
€-178k▲ 21.8%
2024 · €-228k
2018: €36k
2019: €60k
2020: €49k
2021: €88k
2022: €-176k
2023: €-243k
2024: €-228k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€163k-€160k▼ 2.1%€185k▲ 16.0%€207k▲ 11.4%€230k▲ 11.6%
Operating result€39k-€28k▼ 27.8%€38k▲ 33.0%€42k▲ 11.5%€50k▲ 19.7%
Net result€25k-€18k▼ 30.5%€26k▲ 45.0%€21k▼ 17.1%€24k▲ 12.8%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed three years in a row; 2025 is 20% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.09M
Fixed assets
€888k▲ 3.4%
Current assets
€203k▼ 8.7%
Equity and liabilities €1.09M
Equity
€230k▲ 11.6%
Debt
€860k▼ 1.6%
The debt ratio falls from 80.9% to 78.9%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€136k▲
2024 · €121k
Cash flow
€110k▲
2024 · €100k
Solvency
21.1%▲
2024 · 19.1%
Current ratio
0.53▲
2024 · 0.49
Quick ratio
0.44▲
2024 · 0.31
Debt / equity
3.73▼
2024 · 4.23
ROE
10.4%▲
2024 · 10.3%
ROA
2.2%▲
2024 · 2.0%
Interest coverage
8.54▲
2024 · 7.91
Debt
€860k▼
2024 · €874k
Debt ≤ 1 year
€381k▼
2024 · €450k
Debt > 1 year
€446k▲
2024 · €421k
Income taxes
€10k▲
2024 · €5k
Staff costs
€136k▼
2024 · €160k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.08M€1.09M▲
Fixed assets21/28€858k€888k▲
Tangible fixed assets22/27€857k€886k▲
Land and buildings22€813k€785k▼
Plant, machinery and equipment23€19k€13k▼
Furniture and vehicles24€24k€89k▲
Leasing and similar rights25€785€0▼
Financial fixed assets28€1k€1k=
Current assets29/58€222k€203k▼
Stocks and contracts in progress3€84k€37k▼
Stocks30/36€36k€37k▲
Contracts in progress37€48k€0▼
Amounts receivable within one year40/41€109k€105k▼
Trade receivables40€91k€93k▲
Other amounts receivable41€18k€12k▼
Cash at bank and in hand54/58€28k€53k▲
Deferred charges and accrued income490/1-€8k
Equity and liabilities
Total equity and liabilities10/49€1.08M€1.09M▲
Equity10/15€207k€230k▲
Contributions10/11€6k€6k=
Reserves13€169k€193k▲
Distributable reserves133€169k€193k▲
Profit (loss) carried forward14€32k€32k=
Amounts payable17/49€874k€860k▼
Amounts payable after more than one year17€421k€446k▲
Financial debts170/4€421k€446k▲
Amounts payable within one year42/48€450k€381k▼
Current portion of amounts payable after more than one year42€30k€43k▲
Trade debts44€54k€32k▼
Suppliers440/4€54k€32k▼
Advances received on contracts in progress46€0-
Taxes, remuneration and social security45€3k€350▼
Taxes450/3€3k€350▼
Other amounts payable47/48€363k€305k▼
Accrued charges and deferred income492/3€3k€33k▲
Income statement
Code20242025
Remuneration, social security and pensions62€160k€136k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€79k€86k▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€0-
Other operating charges640/8€4k€5k▲
Gross operating margin9900€285k€277k▼
Operating profit (loss)9901€42k€50k▲
Financial income75/76B€1€21▲
Recurring financial income75€1€21▲
Financial charges65/66B€15k€16k▲
Recurring financial charges65€15k€16k▲
Profit (loss) for the period before taxes9903€27k€34k▲
Income taxes67/77€5k€10k▲
Profit (loss) for the period9904€21k€24k▲
Profit (loss) for the period to be appropriated9905€21k€24k▲
Appropriation of the result
Profit (loss) to be appropriated9906€53k€55k▲
Profit (loss) brought forward from the previous period14P€32k€32k=
Transfer to equity691/2€21k€24k▲
To other reserves6921€21k€24k▲
The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
11-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
03-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Equity above €200kEq €207k ▲11.4%
7 profitable years in a row build equity to €207k.
01-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
28-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
28-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Equity above €150kEq €163k ▲18.4%
4 profitable years in a row build equity to €163k.
15-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Weakest financial yearnet €15k ▼41.3%
Net result drops to €15k, the lowest in the series; recovery starts the following year.
12-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Equity above €100kEq €123k ▲26.8%
2 profitable years in a row build equity to €123k.
22-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
10-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
10-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Putte · 1 establishment unit since 2012
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Klein Boom 32580 PutteGround area
3,633 m²
Building footprint
1,432 m²
Parcel 12029A0609/00W000, Flanders. Linked by address, not a title deed.
1 establishment unit
Klein Boom 3, 2580 Putte
since 20122.210.960.887
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12029A0609/00W000 | Flanders | 3,633 m² | 1 · 1,431 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2023 to 2025 · 3 entries · 2,275 EUR awarded · 2,275 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 1,000 EUR | 1,000 EUR |
| 2024 | 1 | 120 EUR | 1,275 EUR |
| 2023 | 1 | 1,155 EUR | 0 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Premie kwalificerend werkplekleren
Recognitions · licences · registrations
Dual-learning approval
4 live approvals · 5 endedBinnen- en buitenschrijnwerk duaal (so)
Binnenschrijnwerk en interieur duaal (so)
Interieurbouwer duaal (so)
Machinaal houtbewerker duaal (so)
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Of 20,026 companies in sector 43320 we hold annual accounts for 9,137. 7,258 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded13-07-2012
Fiscal year end31-12
Activities, NACEBEL
43320Joinery installation
43343Specialised construction activities
43410Roofing work
43421Specialised construction activities
Sources
Crossroads Bank for EnterprisesNational Bank · 13 filingsAddress and cadastre registers
Data from official sources, last processed on 23-09-2026. Scores and ratios are computed by Checked and are not a credit decision.