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STIJLPROJECTEN

Active
Private limited companyfounded 200719 yrs activeKruishillestraat 3, 8210 Zedelgem, BelgiumKBO/BCE: BE 0886.937.415
Summary

STIJLPROJECTEN has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €431,081 and a net result of €226,085. Equity is growing by ~34.6% per year across the filed fiscal years. Its solvency ranks better than 70% of 30651 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is < 0.1% (very low).

Overview

What they do
Joinery installation
NACE 43320NACE 45421
1 site
How big
€653,779total assets 2025
Staff
2.3 FTE
Equity
€431,081
Profit
€226,085
Turnover not published (abridged schema)
Financially healthy?
98 Excellent Checked score 2025
Bankruptcy chance 12 m
< 0.1%
Who decides
Accounts filed 28 d late0 of 3 deeds read
Why 98- Sector Specialised construction activities (NACE 43)+ Liquidity: current ratio 3.41, cash €543,337+ Equity €431,081 (65.9% of total assets)+ Size: total assets €653,779Show the evidence

Checked score

Score 2025
98 / 100
Excellent
Probability in this band: under 0.55%
Better than 85% of its sector peers (NACE 43, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2024
Strong
Solvency 91+17
equity 65.9% of total assets
Liquidity 88+13
short-term debt 28.8% · cash 83.1%
Profitability 100+15
return on assets 34.6%
Bankruptcy probability, 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (47,004 companies)
  • Liquidity: current ratio 3.41, cash €543,337 lowers the probability
  • Equity €431,081 (65.9% of total assets) lowers the probability
  • Size: total assets €653,779 lowers the probability for this profile
  • Sector Specialised construction activities (NACE 43) raises the probability
Credit up to €40,000 at 30 days acceptable
Liquidity ample (current ratio 3.41 against 1.93 in 2024; short-term debt: 28.8% and cash: 83.1% of total assets), and 34.1% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 43, micro). Better than this share of them on solvency 72%, liquidity 85%, profitability 93%, growth against the median 92%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Liquidity: current ratio 3.41, cash €543,337
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
lowers risk · Equity €431,081 (65.9% of total assets)
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
lowers risk · Size: total assets €653,779
In the bankruptcy model this factor lowers the probability for this profile.
NBB · annual accounts
raises risk · Sector Specialised construction activities (NACE 43)
In the bankruptcy model this factor raises the probability.
KBO
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filings
Deviation from the deadline
2025
28 d late
2024
9 d early
2023
30 d late
2022
11 d early
2021
11 d early
2020
15 d early
2019
28 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 6 days after the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 42% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 22 July (4 of the last 5 filed years within 37 days of that day).
Companies Code · seven months
Position in the running window
02-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · micro…
  2. Highest result since 2018net €226,085 ▲327%
  3. Annual accounts filedfiscal year 2024 · micro…

Key points

  • Positive: Result rose in 2025from €52,932 to €226,085 ▲ 327% View
  • Positive: Among the best 5% on net resultsector median €10,005 · 30,640 companies €226,085 View
  • Positive: 8 profitable years in a rowprofit 2025: €226,085 8 years View
  • Flemish supportawarded 2022 - 2025 €62,817 View

By topic

Financials

Fiscal year
2025
Total assets
€653,779
Profit
€226,085
Solvency
65.9%
Total assets▲ 57.3%
Net result
20182025
Go to Financials

Timeline

Events
14
Since
2017
Next accounts
by 31-07-2027
  1. 28-08-2026Annual accounts filed
  2. 31-12-2025Highest result since 2018
  3. 22-07-2025Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Joinery installationNACE 43320
Founded
26-01-2007
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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