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STIJLINTERIEUR

Active
Public limited companyfounded 1986active for 40 yearsLessensestraat 11-15, 9500 Geraardsbergen, BelgiumKBO/BCE: BE 0429.290.524

From the official registers: KBO 39 annual accounts at the National Bank publications in the Belgian Official Gazette

Summary

STIJLINTERIEUR has been active since 1986 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €222,287 and a net result of -€25,418. Equity has been growing by about 7% per year since 2018. Its solvency ranks better than 95% of 9,829 sector peers (NACE 46, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).

Overview

Official details

KBO
Status
Active since 25-06-1986 Normal situation
Activity
Agents in the wholesale of furniture, household goods and hardware NACE 46150and 4 others
Establishment unit
2.129.560.467 9500 Geraardsbergen, since 30-09-1986
Financial year end
31 December
Peppol
Reachable since 18-11-2025

Financial position

95 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
< 0.1%
Annual accounts 2025
Gross margin
€11,740
▲ 375%
Turnover
≈ €70,000
estimated
Loss
€25,418
▼ 29.8%
Equity
€222,287
▼ 10.3%
Total assets
€233,800
▼ 15.9%
Filed on 10-07-2026, 21 days before the deadlineat the National Bank
Score breakdownraises riskLoss of €25,418, the second in a row (financial year 2025)lowers riskFounded in 1986Liquidity: current ratio 12.72, cash €88,609Equity €222,287 (95.1% of total assets)Show the evidence

Checked score

Score 2025
95 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 60% of micro companies in wholesale trade (NACE 46)
Financial strength · tick: 2024
Strong
Solvency 100=
equity 95.1% of total assets
Liquidity 97-3
short-term debt 4.3% · cash 37.9%
Profitability 38+36
return on assets -10.9%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.4% (26,900 companies, NACE 46, micro)
Last 24 months 11-2024: < 0.1% 12-2024: < 0.1%● unchanged vs 11-2024 01-2025: < 0.1%● unchanged vs 12-2024lowest value 02-2025: < 0.1%● unchanged vs 01-2025lowest value 03-2025: < 0.1%● unchanged vs 02-2025lowest value 04-2025: < 0.1%● unchanged vs 03-2025 05-2025: < 0.1%● unchanged vs 04-2025 06-2025: < 0.1%● unchanged vs 05-2025 07-2025: 0.1%▲ +0.1 percentage points vs 06-2025 08-2025: 0.1%● unchanged vs 07-2025 09-2025: 0.1%● unchanged vs 08-2025 10-2025: 0.1%● unchanged vs 09-2025 11-2025: 0.1%● unchanged vs 10-2025 12-2025: 0.1%● unchanged vs 11-2025 01-2026: 0.1%● unchanged vs 12-2025 02-2026: 0.1%● unchanged vs 01-2026 03-2026: 0.1%● unchanged vs 02-2026 04-2026: 0.1%● unchanged vs 03-2026 05-2026: 0.1%● unchanged vs 04-2026 06-2026: 0.1%● unchanged vs 05-2026 07-2026: 0.1%● unchanged vs 06-2026highest value 08-2026: < 0.1%▼ -0.1 percentage points vs 07-2026 09-2026: < 0.1%● unchanged vs 08-2026 10-2026: < 0.1%● unchanged vs 09-2026
Credit of up to €21,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 12.72 (6.86 in 2024), above the usual 1.5. Short-term debt is 4.3% and cash 37.9% of total assets. 4.9% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 46, micro). It does better than 90% of them on solvency, 94% on liquidity, 30% on profitability and 26% on growth.

The bankruptcy probability was computed on 31-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Six signals.
lowers riskraises riskneutral
raises risk · Loss of €25,418, the second in a row (financial year 2025)
NBB · annual accounts
lowers risk · Founded in 1986
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
lowers risk · Liquidity: current ratio 12.72, cash €88,609
NBB · annual accounts
lowers risk · Equity €222,287 (95.1% of total assets)
NBB · annual accounts
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025
Net result per financial year
1819202122232425
2018 to 2025 · latest year -€25,418
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 10-07-2026, 21 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
21 days early
2024
54 days early
2023
32 days early
2022
48 days early
2021
34 days early
2020
43 days early
2019
37 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 38 days before the deadline. In the sector (NACE 46), the median for financial year 2024 was 3 days before the deadline, and 39% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 27 June (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
01-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Positive: Higher solvency than 95% of companies in wholesale tradesector median 43.0% · 9,829 companies 95.1% View
  • Positive: Filed on time since financial year 2018accounts within the deadline every year 8 years View
  • Caution: 2 loss-making years in a rowloss in financial year 2025 -€25,418 View

Comparable companies

These companies have the same main activity as STIJLINTERIEUR: agents in the wholesale of furniture, household goods and hardware (NACE 46150). They are comparable in size and age: total assets between €149,000 and €346,000, founded between 1981 and 1996.

CompanyTotal assetsGross margin
STIJLINTERIEUR Geraardsbergen€233,800€11,740
B.S.P. Ternat€205,860€12,062
Festa Sint-Niklaas€330,179€18,293
PAMUKKALE Sint-Niklaas€270,853€22,536
VAN HULLEBUSCH Vosselaar€345,941€12,802
BAGICA Ieper€149,389€12,605
DESOTEC Eupen€162,556€23,382
Full comparison

Documents

Annual accounts at the NBB

All 39 annual accounts

Articles and registers

Key facts about STIJLINTERIEUR

What is the company number of STIJLINTERIEUR?
The company number of STIJLINTERIEUR is 0429.290.524. The VAT number is the same number with BE in front: BE 0429.290.524.
Where is STIJLINTERIEUR based?
The registered office is at Lessensestraat 11-15, 9500 Geraardsbergen.Company details
What does STIJLINTERIEUR do?
According to the KBO register, the main activity is agents in the wholesale of furniture, household goods and hardware (NACE 46150).
What is the legal form of STIJLINTERIEUR?
The legal form of STIJLINTERIEUR is Public limited company (NV).
When was STIJLINTERIEUR founded?
STIJLINTERIEUR was founded on 25-06-1986.
Is STIJLINTERIEUR still active?
Yes, STIJLINTERIEUR is an active enterprise in the KBO register.
What is the turnover of STIJLINTERIEUR?
The turnover in financial year 2025 is ≈ €70,000. This figure is estimated from the gross margin of €11,740 and 32 comparable companies (NACE 461). It probably lies between €31,000 and €220,000. It is a rough estimate.Financials
Is STIJLINTERIEUR profitable?
In financial year 2025, STIJLINTERIEUR made a loss of €25,418.
Where can I find the annual accounts of STIJLINTERIEUR?
STIJLINTERIEUR filed 39 annual accounts with the National Bank of Belgium, the latest for financial year 2025.Annual accounts at the National Bank
When are the next annual accounts of STIJLINTERIEUR due?
STIJLINTERIEUR must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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