STIENS SRL

Active

Private limited companyfounded 199927 yrs activeParc Industriel(W-B) 29, 1440 Braine-le-Château, BelgiumKBO/BCE: BE 0465.197.548

STIENS SRL has been active since 1999 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €985k and a net result of €-70k. Equity remains stable across the filed fiscal years (±0.6% per year). Its solvency ranks better than 84% of 761 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.8% (low).

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Checked score

Score 2024

52 / 100

Fair▼ -34 vs 2023

The score combines four axes. Every signal that weighs is under Signals.

Axes · tick = 2023

Profitability0▼-35

Solvency100=

Growth32▼-26

Stability100

Bankruptcy probability, 12 months

0.8% Low

0%0.5%1.5%4%10%≥ 25%

Credit up to €50k at 30 days acceptable

Liquidity ample (current ratio 3.48 against 6.01 in 2023), and 27.6% of the assets are financed with debt.

How do we compute the score and the probability?

Credit advice for your own amount and term

Signals

Six signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Higher-failure-rate sector

In this sector companies fail more often than the Belgian average.

Gazette · bankruptcies per sector, NACE 25

Relative position

BE, all sectors

reference

Sector 25

higher

← fewer bankruptcies more bankruptcies →

Long track record

A company with a long track record statistically fails less often than a young one.

KBO · incorporation date

Age against the risk zone

Annual accounts: weaker financial profile

The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.

NBB · annual accounts 2024

Solvency, return and age of the figures

Solvency

72.4%

Return on assets

-5.2%

Age of the figures

20 mo

Higher-failure-rate region

In this region companies fail more often than in the rest of the country.

KBO · registered office

Filed after the deadline

The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 29-08-2025, 29 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.

NBB · 10 filings

Deviation from the deadline

2025

not confirmed

2024

29 d late

2023

31 d late

2022

39 d early

2021

13 d early

2020

3 d early

2019

35 d late

← before the deadline after the deadline →

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2024, full schema

Turnover

Not included in this filing

EBIT margin

Not included in this filing

Net result

€-70k

2023 · €71k

2018: €-39k 2019: €-69k 2020: €11k 2021: €55k 2022: €77k 2023: €71k

2018 → 2024

Working capital

€752k▲ 2.1%

2023 · €737k

2018: €574k 2019: €536k 2020: €534k 2021: €564k 2022: €650k 2023: €737k

2018 → 2024

Multi-year overview

Every figure with its change against the year before

▲ rise ▼ fall

Line20202021202220232024Trend

Equity€979k-€926k▼ 5.4%€939k▲ 1.4%€1.01M▲ 7.5%€985k▼ 2.4%

Operating result€35k-€78k▲ 120%€92k▲ 17.8%€79k▼ 14.4%€-62k

Net result€11k-€55k▲ 390%€77k▲ 41.3%€71k▼ 8.7%€-70k

Result per fiscal year

Operating resultNet result

The operating result turns negative in 2024: a loss of €62k after €79k in 2023, the lowest year so far.

Balance-sheet composition

2024 in colour, 2023 as the grey bar beneath

Assets €1.36M

22.4%

77.6%

Fixed assets €305k▼ 7.8%

Current assets €1.06M▲ 19.5%

Equity and liabilities €1.36M

72.4%

26.8%

Equity €985k▼ 2.4%

Provisions €11k▼ 50.0%

Debt €364k▲ 100%

The debt ratio rises from 15.0% to 26.8%: debt grows while equity shrinks.

Key figures and ratios

2024 value · change against 2023

EBITDA

€13k▼

2023 · €152k

Cash flow

€4k▼

2023 · €144k

Solvency

72.4%▼

2023 · 83.2%

Current ratio

3.48▼

2023 · 6.01

Quick ratio

1.73▼

2023 · 2.56

Debt / equity

0.37▲

2023 · 0.18

ROE

-7.1%▼

2023 · 7.0%

ROA

-5.2%▼

2023 · 5.8%

Interest coverage

1.09▼

2023 · 45.46

Debt

€364k▲

2023 · €182k

Debt ≤ 1 year

€304k▲

2023 · €147k

Debt > 1 year

€61k▲

2023 · €35k

Income taxes

€17k▼

2023 · €35k

Staff costs

€502k▲

2023 · €467k

Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.

Filed annual accounts

As filed with the NBB · 2024 against 2023

Balance sheet Code20232024

Assets

Total assets20/58€1.21M€1.36M▲

Fixed assets21/28€331k€305k▼

Intangible fixed assets21€1k€18k▲

Tangible fixed assets22/27€307k€264k▼

Land and buildings22€257k€196k▼

Plant, machinery and equipment23€48k€41k▼

Furniture and vehicles24€817€28k▲

Financial fixed assets28€22k€22k=

Current assets29/58€884k€1.06M▲

Stocks and contracts in progress3€508k€531k▲

Stocks30/36€508k€531k▲

Amounts receivable within one year40/41€175k€357k▲

Trade receivables40€160k€101k▼

Other amounts receivable41€15k€255k▲

Cash at bank and in hand54/58€194k€160k▼

Deferred charges and accrued income490/1€7k€8k▲

Equity and liabilities

Total equity and liabilities10/49€1.21M€1.36M▲

Equity10/15€1.01M€985k▼

Contributions10/11€19k€19k=

Reserves13€967k€966k▼

Tax-exempt reserves132€90k€45k▼

Distributable reserves133€877k€921k▲

Profit (loss) carried forward14€24k€507▼

Provisions and deferred taxes16€23k€11k▼

Deferred taxes168€23k€11k▼

Amounts payable17/49€182k€364k▲

Amounts payable after more than one year17€35k€61k▲

Financial debts170/4€35k€61k▲

Amounts payable within one year42/48€147k€304k▲

Current portion of amounts payable after more than one year42€7k€13k▲

Financial debts43-€32k

Credit institutions430/8-€32k

Trade debts44€68k€198k▲

Suppliers440/4€68k€198k▲

Taxes, remuneration and social security45€72k€48k▼

Taxes450/3€17k€10k▼

Remuneration and social security454/9€55k€38k▼

Other amounts payable47/48€590€13k▲

Income statement Code20232024

Non-recurring operating income76A-€6k

Remuneration, social security and pensions62€467k€502k▲

Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€74k€75k▲

Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€-1k€-4k▼

Other operating charges640/8€10k€16k▲

Non-recurring operating charges66A-€6k

Gross operating margin9900€628k€533k▼

Operating profit (loss)9901€79k€-62k▼

Financial income75/76B€19k€9k▼

Recurring financial income75€19k€9k▼

Financial charges65/66B€3k€12k▲

Recurring financial charges65€3k€12k▲

Profit (loss) for the period before taxes9903€94k€-65k▼

Transfer from deferred taxes780€11k€11k=

Income taxes67/77€35k€17k▼

Profit (loss) for the period9904€71k€-70k▼

Transfer from tax-exempt reserves789€45k€45k=

Profit (loss) for the period to be appropriated9905€116k€-25k▼

Appropriation of the result

Profit (loss) to be appropriated9906€304k€45k▼

Profit (loss) brought forward from the previous period14P€188k€70k▼

Transfer to equity691/2€280k€44k▼

To other reserves6921€280k€44k▼

The notes to these accounts (15 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Download as CSV

Timeline · acts, filings and financial milestones

All 14Financial 4Filings 10

2025

29-08

NBB filing Annual accounts filed

fiscal year 2024 · full schema · 29 days late

2024

31-12

Financial Weakest financial yearnet €-70k ▼200%

Net result drops to €-70k, the lowest in the series.

31-08

NBB filing Annual accounts filed

fiscal year 2023 · full schema · 31 days late

2023

31-12

Financial Equity above €1MEq €1.01M ▲7.5%

4 profitable years in a row build equity to €1.01M.

22-06

NBB filing Annual accounts filed

fiscal year 2022 · full schema

2022

31-12

Financial Highest result since 2018net €77k ▲41.3%

Operating result €92k, net result €77k, both a record.

18-07

NBB filing Annual accounts filed

fiscal year 2021 · full schema

2021

28-07

NBB filing Annual accounts filed

fiscal year 2020 · full schema

2020

31-12

Financial Back to profitnet €11k

Net result €11k after 2 loss-making years.

04-09

NBB filing Annual accounts filed

fiscal year 2019 · full schema · 35 days late

2019

26-07

NBB filing Annual accounts filed

fiscal year 2018 · full schema

2018

20-08

NBB filing Annual accounts filed

fiscal year 2017 · full schema · 20 days late

2017

31-08

NBB filing Annual accounts filed

fiscal year 2016 · full schema · 31 days late

2016

19-08

NBB filing Annual accounts filed

fiscal year 2015 · full schema · 19 days late

Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors

3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.

Location & real-estate footprint

Registered office, Braine-le-Château · 1 establishment unit since 1999

establishment The establishment unit on the map

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Parc Industriel(W-B) 291440 Braine-le-Château

Ground area

3,333 m²

Building footprint

2,043 m²

Volume, LiDAR

9,128 m³

Parcel 25111A0681/00B002, Wallonia · tallest building 6.1 m, ±2 floors. Linked by address, not a title deed.

1 establishment unit

Parc Industriel(W-B) 29, 1440 Braine-le-Château

Manufacture of machinery and equipment not elsewhere classified

since 19992.090.638.228

1 parcel

Wallonia 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
25111A0681/00B002	Wallonia	3,333 m²	1 · 2,043 m²	6.1 m · 2 fl.

Linked by address, not proof of ownership

Methodology

via registered seat: 1

1 of 1 parcel with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Recognitions · licences · registrations

Legal Entity Identifier

254900QUUSM558TG8H78

live in the LEI register

Similar companies · same sector, comparable size

VEPOLA

BE 0436.873.548

Genk · Eq €983k

CEVEMA SURFACE TREATMENTS

Metaaldraaierij Van Achter

BE 0715.738.650

Puurs-Sint-Amands · Eq €954k

Of 708 companies in sector 25510 we hold annual accounts for 407. 278 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification

Legal formPrivate limited company

Founded02-02-1999

Fiscal year end31-12

Activities, NACEBEL

25510Coating of metals

25610Manufacture of fabricated metal products, except machinery and equipment

25620Manufacture of fabricated metal products, except machinery and equipment

25401Forging of metal

25999Manufacture of fabricated metal products, except machinery and equipment

43350Other building finishing work

47521Retail sale of hardware, building materials, paint and glass (general range)

Sources

Crossroads Bank for EnterprisesNational Bank · 26 filingsAddress and cadastre registers

Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.