STIBRACO
ActiveSummary
The computed 12-month bankruptcy probability of STIBRACO is 2.0% (moderate). The 2025 annual accounts show equity of €30,981 and a net result of €1,475. Equity is growing by ~15.1% per year across the filed fiscal years. The company has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals.
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Signals
This company filed its last 7 accounts on average 46 days before the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.
Checked, nothing found (2)
History
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Financials · fiscal year 2025, micro schema
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Peer companies
Historical observationOf the 1,599 companies that looked in July 2024 the way this one looks now, 1.6% went bankrupt within 24 months and 96% are still going.
- Small
- 5 to 10 years old
- solvency under 10%
- a profit under 5% of the balance sheet
A further 0.7% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a higher bankruptcy probability: 2.0% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.7% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 1,599 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €58,864 | €58,864 | €58,864 | €58,864 | €63,364 | ▲ 7.6% |
| Other operating charges640/8 | - | €11,496 | €12,586 | €13,064 | €13,471 | ▲ 3.1% |
| Gross operating margin9900 | €76,915 | €81,280 | €88,403 | €90,255 | €93,743 | ▲ 3.9% |
| Operating profit (loss)9901 | €6,814 | €10,920 | €16,953 | €18,326 | €16,908 | ▼ 7.7% |
| Financial charges65/66B | - | €5,640 | €6,407 | €15,623 | €14,896 | ▼ 4.7% |
| Recurring financial charges65 | €6,068 | €5,640 | €6,407 | €15,623 | €14,896 | ▼ 4.7% |
| Profit (loss) for the period before taxes9903 | €745 | €5,280 | €10,546 | €2,704 | €2,012 | ▼ 25.6% |
| Income taxes67/77 | - | - | €2,874 | €871 | €537 | ▼ 38.3% |
| Profit (loss) for the period9904 | €745 | €5,280 | €7,672 | €1,833 | €1,475 | ▼ 19.5% |
| Profit (loss) for the period to be appropriated9905 | €745 | €5,280 | €7,672 | €1,833 | €1,475 | ▼ 19.5% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €1.5m | €1.4m | €1.3m | €1.3m | €1.2m | ▼ 4.9% |
| Formation expenses20 | €994 | €852 | €710 | €568 | €426 | ▼ 25.0% |
| Fixed assets21/28 | €1.5m | €1.4m | €1.3m | €1.3m | €1.2m | ▼ 5.0% |
| Tangible fixed assets22/27 | €1.5m | €1.4m | €1.3m | €1.3m | €1.2m | ▼ 5.0% |
| Land and buildings22 | - | €1.4m | €1.3m | €1.3m | €1.2m | ▼ 4.9% |
| Plant, machinery and equipment23 | - | €2,432 | €2,108 | €1,783 | €1,459 | ▼ 18.2% |
| Current assets29/58 | €11,035 | €6,114 | €11,471 | €6,370 | €7,350 | ▲ 15.4% |
| Cash at bank and in hand54/58 | €9,486 | €4,564 | €9,787 | €4,022 | €4,917 | ▲ 22.3% |
| Deferred charges and accrued income490/1 | - | €1,549 | €1,684 | €2,348 | €2,433 | ▲ 3.6% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €1.5m | €1.4m | €1.3m | €1.3m | €1.2m | ▼ 4.9% |
| Equity10/15 | €14,722 | €20,002 | €27,673 | €29,506 | €30,981 | ▲ 5.0% |
| Contributions10/11 | - | €18,600 | €18,600 | €18,600 | €18,600 | = |
| Reserves13 | - | €1,402 | €9,073 | €10,906 | €12,381 | ▲ 13.5% |
| Distributable reserves133 | - | €1,402 | €9,073 | €10,906 | €12,381 | ▲ 13.5% |
| Profit (loss) carried forward14 | -€3,878 | - | - | - | - | - |
| Amounts payable17/49 | €1.4m | €1.4m | €1.3m | €1.3m | €1.2m | ▼ 5.1% |
| Amounts payable after more than one year17 | €405,666 | €345,288 | €316,279 | €286,129 | €254,755 | ▼ 11.0% |
| Financial debts170/4 | - | €345,288 | €316,279 | €286,129 | €254,755 | ▼ 11.0% |
| Amounts payable within one year42/48 | €1.0m | €1.0m | €1.0m | €966,653 | €934,167 | ▼ 3.4% |
| Current portion of amounts payable after more than one year42 | - | €28,890 | €28,937 | €30,150 | €31,374 | ▲ 4.1% |
| Trade debts44 | €61 | - | €1,856 | €2,906 | €26 | ▼ 99.1% |
| Suppliers440/4 | - | - | €1,856 | €2,906 | €26 | ▼ 99.1% |
| Taxes, remuneration and social security45 | - | €173 | €2,500 | €1,166 | €1,281 | ▲ 9.9% |
| Taxes450/3 | - | €173 | €2,500 | €1,166 | €1,281 | ▲ 9.9% |
| Other amounts payable47/48 | - | €1.0m | €969,007 | €932,430 | €901,487 | ▼ 3.3% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €745 | €5,280 | €7,672 | €1,833 | €1,475 | ▼ 19.5% |
| + Depreciation and write-downs630 | €58,864 | €58,864 | €58,864 | €58,864 | €63,364 | ▲ 7.6% |
| Operating cash flow (approximation) | €59,610 | €64,144 | €66,536 | €60,697 | €64,839 | ▲ 6.8% |
| Investment in fixed assets (approximation) | - | -€142 | -€142 | -€142 | -€142 | = |
| Change in cash | - | -€4,922 | €5,223 | -€5,765 | €895 | ▲ 116% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Directors · office · real estate
1 establishment unit
1 parcel
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 41011A0893/00T000 | Flanders | 966 m² | 1 · 865 m² | 11.7 m · 1 fl. |
Linked by address, not proof of ownership
Identification & contact
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.