STI DIGITAL
ActiveSTI DIGITAL has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €9k and a net result of €17k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 36% of 16941 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).
Checked score
Score 2025
84
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency68▲+68
Growth78▲+20
Track record94
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
Liquidity tight (current ratio 1.44 against 0.36 in 2024; short-term debt: 56.6% and cash: 48.3% of total assets), and 56.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
43.4%
Return on assets
80%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-07-2026, 4 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
4 d early
2024
8 d early
2023
9 d early
2022
11 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Source amounts without an identifiable currency are assumed to be EUR.
Equity
€9k
2024 · €-8k
2022: €-241
2023: €-13k
2024: €-8k
2022 → 2025
Total assets
€21k▲ 109%
2024 · €10k
2022: €8k
2023: €11k
2024: €10k
2022 → 2025
Net result
€17k▲ 240%
2024 · €5k
2022: €-741
2023: €-13k
2024: €5k
2022 → 2025
Working capital
€5k
2024 · €-11k
2022: €-2k
2023: €-16k
2024: €-11k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€-241-€-13k▼ 5,225%€-8k▲ 39.1%€9k
Operating result€-663-€-13k▼ 1,787%€5k€21k▲ 284%
Net result€-741-€-13k▼ 1,601%€5k€17k▲ 240%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 284% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €21k
Fixed assets
€4k▼ 1.1%
Current assets
€17k▲ 178%
Equity and liabilities €21k
Equity
€9k
Debt
€12k
Debt finances 56.6% of the balance-sheet total.
Key figures and ratios
EBITDA
€24k▲
2024 · €7k
Cash flow
€20k▲
2024 · €7k
Solvency
43.4%▲
2024 · -76.6%
Current ratio
1.44▲
2024 · 0.36
Quick ratio
1.44▲
2024 · 0.36
Debt / equity
1.31▲
2024 · -2.31
ROE
184.5%
ROA
80.0%▲
2024 · 49.1%
Interest coverage
194.35▲
2024 · 16.70
Debt
€12k▼
2024 · €18k
Debt ≤ 1 year
€12k▼
2024 · €18k
Income taxes
€4k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€10k€21k▲
Fixed assets21/28€4k€4k▼
Tangible fixed assets22/27€4k€4k▼
Plant, machinery and equipment23€4k€4k▼
Current assets29/58€6k€17k▲
Amounts receivable within one year40/41€1k€7k▲
Trade receivables40€880€3k▲
Other amounts receivable41€513€4k▲
Cash at bank and in hand54/58€5k€10k▲
Deferred charges and accrued income490/1€38-
Equity and liabilities
Total equity and liabilities10/49€10k€21k▲
Equity10/15€-8k€9k▲
Contributions10/11€500€500=
Reserves13-€9k
Distributable reserves133-€9k
Profit (loss) carried forward14€-8k-
Amounts payable17/49€18k€12k▼
Amounts payable within one year42/48€18k€12k▼
Financial debts43€362€696▲
Credit institutions430/8€362€696▲
Trade debts44€923€2k▲
Suppliers440/4€923€2k▲
Taxes, remuneration and social security45€3k-
Taxes450/3€3k-
Other amounts payable47/48€14k€9k▼
Accrued charges and deferred income492/3€399-
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€3k▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4-€342
Other operating charges640/8€2k€1k▼
Gross operating margin9900€9k€25k▲
Operating profit (loss)9901€5k€21k▲
Financial income75/76B€5-
Recurring financial income75€5-
Financial charges65/66B€441€122▼
Recurring financial charges65€441€122▼
Profit (loss) for the period before taxes9903€5k€21k▲
Income taxes67/77-€4k
Profit (loss) for the period9904€5k€17k▲
Profit (loss) for the period to be appropriated9905€5k€17k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-8k€9k▲
Profit (loss) brought forward from the previous period14P€-13k€-8k▲
Transfer to equity691/2-€9k
To other reserves6921-€9k
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2022net €17k ▲240%
Operating result €21k, net result €17k, both a record.
31-12
Financial
Liquidity quadruplescurrent ratio 1.44
Current ratio from 0.36 to 1.44; short-term debt falls from €18k to €12k.
23-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Back to profitnet €5k
Net result €5k after 2 loss-making years.
22-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Weakest financial yearnet €-13k
Net result drops to €-13k, the lowest in the series; recovery starts the following year.
20-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Vilvoorde · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Haesendonckstraat 2551800 VilvoordeGround area
2,114 m²
Building footprint
202 m²
Volume, LiDAR
1,339 m³
Parcel 23643F0280/00L000, Flanders · tallest building 9.4 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
STI DIGITAL
since 20212.325.168.588
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23643F0280/00L000 | Flanders | 2,114 m² | 1 · 202 m² | 9.4 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 29,992 companies in sector 62200 we hold annual accounts for 18,386. 9,154 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded03-12-2021
Fiscal year end31-12
Activities, NACEBEL
62020IT consultancy
62200Computer consultancy and computer facilities management
62010Computer programming, consultancy and related activities
62100Computer programming
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesWebsite:sti-digital.com
E-mail:info@sti-digital.com