"StheraX"
ActiveThe computed 12-month bankruptcy probability of "StheraX" is 2.8% (moderate). The 2024 annual accounts show equity of €55k and a net result of €30k. Equity is growing by ~17.2% per year across the filed fiscal years. The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
71
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability100▲+14
Solvency100=
Growth78▲+26
Track record94
Bankruptcy probability, 12 months
2.8%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €3.5k at 30 days acceptable
short-term debt: 0% and cash: 6.4% of total assets, and 0% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 25-09-2025, 56 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 4 filingsDeviation from the deadline
2025
not confirmed
2024
56 d late
2023
30 d late
2022
29 d late
2021
52 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€55k▼ 23.9%
2023 · €73k
2021: €32k
2022: €61k
2023: €73k
2021 → 2024
Total assets
€55k▼ 38.9%
2023 · €91k
2021: €52k
2022: €79k
2023: €91k
2021 → 2024
Net result
€30k▲ 141%
2023 · €12k
2021: €27k
2022: €28k
2023: €12k
2021 → 2024
Working capital
€5k▼ 75.6%
2023 · €21k
2021: €-12k
2022: €23k
2023: €21k
2021 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2021202220232024Trend
Equity€32k-€61k▲ 86.3%€73k▲ 20.2%€55k▼ 23.9%
Operating result€33k-€28k▼ 15.7%€24k▼ 13.1%€38k▲ 54.3%
Net result€27k-€28k▲ 2.0%€12k▼ 56.3%€30k▲ 141%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2024; 2024 is 54% above 2023 and is the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €55k
Fixed assets
€50k▼ 3.4%
Current assets
€5k▼ 86.9%
Equity and liabilities €55k
Equity
€55k▼ 23.9%
Debt
€0▼ 100.0%
The debt ratio falls from 19.7% to 0.0%. Equity and debt are lower.
Key figures and ratios
EBITDA
€48k▲
2023 · €35k
Cash flow
€40k▲
2023 · €23k
Solvency
100.0%▲
2023 · 80.3%
Debt / equity
0.00▼
2023 · 0.25
ROE
53.4%▲
2023 · 16.8%
ROA
53.4%▲
2023 · 13.5%
Interest coverage
1030.69▲
2023 · 834.30
Debt
€0▼
2023 · €18k
Debt ≤ 1 year
€0▼
2023 · €18k
Income taxes
€8k▼
2023 · €12k
Staff costs
€1k▼
2023 · €2k
A ratio outside any meaningful range has been withheld (balance sheet total €55k, equity €55k).
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€91k€55k▼
Fixed assets21/28€52k€50k▼
Tangible fixed assets22/27€52k€50k▼
Plant, machinery and equipment23€51k€50k▼
Furniture and vehicles24€835€626▼
Current assets29/58€39k€5k▼
Amounts receivable within one year40/41€7k€2k▼
Trade receivables40€7k€1k▼
Other amounts receivable41€102€102=
Cash at bank and in hand54/58€32k€4k▼
Equity and liabilities
Total equity and liabilities10/49€91k€55k▼
Equity10/15€73k€55k▼
Contributions10/11€5k€5k=
Outside capital11€5k€5k=
Share premium1100/10€5k€5k=
Profit (loss) carried forward14€68k€50k▼
Amounts payable17/49€18k€0▼
Amounts payable within one year42/48€18k€0▼
Trade debts44€5k-
Suppliers440/4€5k-
Taxes, remuneration and social security45€972€0▼
Taxes450/3€340€0▼
Remuneration and social security454/9€632-
Other amounts payable47/48€12k-
Income statement
Code20232024
Remuneration, social security and pensions62€2k€1k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€11k€10k▼
Other operating charges640/8€564€978▲
Gross operating margin9900€38k€50k▲
Operating profit (loss)9901€24k€38k▲
Financial income75/76B€2€1▼
Recurring financial income75€2€1▼
Financial charges65/66B€42€47▲
Recurring financial charges65€42€47▲
Profit (loss) for the period before taxes9903€24k€38k▲
Income taxes67/77€12k€8k▼
Profit (loss) for the period9904€12k€30k▲
Profit (loss) for the period to be appropriated9905€12k€30k▲
Appropriation of the result
Profit (loss) to be appropriated9906€68k€97k▲
Profit (loss) brought forward from the previous period14P€56k€68k▲
Profit to be distributed694/7-€47k
Return on contributions (dividend)694-€47k
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
25-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 56 days late
2024
31-12
Financial
Highest result since 2021net €30k ▲141%
Operating result €38k, net result €30k, both a record.
31-12
Financial
Liquidity times 9728current ratio 20975.83
Current ratio from 2.16 to 20975.83; short-term debt falls from €18k to €0.
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
31-12
Financial
Weakest financial yearnet €12k ▼56.3%
Net result drops to €12k, the lowest in the series; recovery starts the following year.
29-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 29 days late
2022
31-12
Financial
Liquidity times 6current ratio 2.27
Current ratio from 0.39 to 2.27; short-term debt falls from €19k to €19k.
21-09
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 52 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Villers-la-Ville · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue du Camp 511495 Villers-la-VilleGround area
2,494 m²
Building footprint
118 m²
Parcel 25062B0301/00C000, Wallonia. Linked by address, not a title deed.
1 establishment unit
Simon Xavier
since 20212.313.439.013
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25062B0301/00C000 | Wallonia | 2,494 m² | 1 · 118 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded25-01-2021
Fiscal year end31-12
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 23-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:xavier@goaltime.be
Phone:+32479310083