Checked.be · Company dossierhttps://checked.be/en/c/stfran-0409630901 · as of 08-10-2026
Stfran.
Active
Non-profit association · founded 1962 · 64 years activeHerestraat 49, 3000 Leuven, BelgiumKBO/BCE: BE 0409.630.901
Summary
For Stfran., at least two filing cycles of the annual accounts are missing. The 2023 annual accounts show equity of €2.1m and a net result of €1,717. Equity remains stable across the filed fiscal years (±2.2% per year). Its solvency ranks better than 67% of 794 sector peers (NACE 85, fiscal year 2023). The company has been active since 1962 and the Belgian State Gazette contains no insolvency or warning signals. The computed 12-month bankruptcy probability is < 0.1% (very low).
Signals- Figures for FY 2023 (filed 04-06-2024)- Two or more financial years not filed+ Legal form Non-profit association+ Sector Education (NACE 85)+ Equity €2.1m (72.6% of total assets)Latest accounts filed on timeShow the evidence
Checked score
No current score
Checked score
A figure from 0 to 100: the higher it is, the smaller the chance that the company goes bankrupt within twelve months. The band, from Critical to Excellent, follows from that chance; within the band, how the company does against its sector peers counts too. With a low score, agree a shorter payment term, an advance or security.
Figures too old
The available figures for FY 2023 are too old to assess current financial health.
Filing: At least two filing cycles are missing
Financial strength, FY 2023 · tick = 2022
Financial strength
How strong the balance sheet and results are: solvency, liquidity and profitability from the latest annual accounts, each out of 100. It does not directly set the Checked score's band; how the company does on these and on growth against its sector peers does count for its place within the band.
Strong
Solvency98+3
equity 72.6% of total assets
Liquidity65-35
short-term debt 5.6% · cash 11.8%
Profitability79+34
return on assets 0.1%
Bankruptcy probability, 12 months
Bankruptcy probability
The chance that the company goes bankrupt within twelve months, estimated from the registers, the annual accounts and the Belgian Official Gazette. 0.2% means about 2 in 1,000 comparable companies. The higher it is, the shorter the payment term to agree.
< 0.1%Very low
0%0.5%1.5%4%10%≥ 25%
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Sector median < 0.1% (623 companies)
Last 24 months11-2024: < 0.1%lowest value12-2024: < 0.1%● unchanged vs 11-2024lowest value01-2025: < 0.1%● unchanged vs 12-202402-2025: < 0.1%● unchanged vs 01-202503-2025: < 0.1%● unchanged vs 02-202504-2025: < 0.1%● unchanged vs 03-202505-2025: < 0.1%● unchanged vs 04-202506-2025: < 0.1%● unchanged vs 05-202507-2025: < 0.1%● unchanged vs 06-202508-2025: < 0.1%● unchanged vs 07-202509-2025: < 0.1%● unchanged vs 08-202510-2025: < 0.1%● unchanged vs 09-202511-2025: < 0.1%● unchanged vs 10-202512-2025: < 0.1%● unchanged vs 11-202501-2026: < 0.1%● unchanged vs 12-2025highest value02-2026: < 0.1%● unchanged vs 01-2026highest value03-2026: < 0.1%● unchanged vs 02-2026highest value04-2026: < 0.1%● unchanged vs 03-202605-2026: < 0.1%● unchanged vs 04-202606-2026: < 0.1%● unchanged vs 05-202607-2026: < 0.1%● unchanged vs 06-202608-2026: < 0.1%● unchanged vs 07-202609-2026: < 0.1%● unchanged vs 08-202610-2026: < 0.1%● unchanged vs 09-2026
raises risk · Two or more financial years not filed
Since the financial year that closed on 31-12-2024, 2 financial years are missing at the National Bank. A company this far behind goes bankrupt within the year nineteen times as often as a punctual filer.
tick = median of all Belgian filingsring = median in the sector
This company filed its last 5 accounts on average 61 days before the deadline; the sector median for financial year 2024 is 16 days before the deadline, and 32% of the sector filed late.