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Stezco Holdings

Active Private limited companyfounded 2022active for 4 yearsToemaathoek 103, 2400 MolKBO/BCE: BE 0779.811.902

Lifetime

4 annual accounts with figures on one time axis
peak -€4,216 (2025)
-€4,216▲ €245
lowest -€21,415 (2022)
-€16,887▼ €78,277
peak €370,220 (2024)
€353,334▼ 4.6%
€601,553▲ 2.8%
Board1 name since 2022
Documentsfilings and deeds
28-07-20263 days before the deadline
2025abbreviated format
Loss of €16,887

Key points

from the 2025 annual accounts

Result

-€16,887 -€16,887
€61,4002024-€16,9002025

From profit to loss in 2025, after a profit of €61,391 in 2024.

Filings

4 annual accounts since 2022
AprilJune31 JulyOctober2022202320242025

The last four annual accounts were filed 3 to 15 days before the end of the period.

Turnover not published (abbreviated format)

Checked score

83
Excellent
Financially stronger than 30% of micro companies without a NACE code
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.3% Very low
0%0.5%1.5%4%10%≥ 25%

About 3 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 12-2024: 0.2% 01-2025: 0.2%● unchanged vs 12-2024 02-2025: 0.2%● unchanged vs 01-2025 03-2025: 0.2%● unchanged vs 02-2025 04-2025: 0.2%● unchanged vs 03-2025 05-2025: 0.3%▲ +0.1 percentage points vs 04-2025 06-2025: 0.3%● unchanged vs 05-2025 07-2025: 0.3%● unchanged vs 06-2025highest value 08-2025: 0.2%▼ -0.1 percentage points vs 07-2025 09-2025: 0.2%● unchanged vs 08-2025 10-2025: 0.2%● unchanged vs 09-2025 11-2025: 0.2%● unchanged vs 10-2025 12-2025: 0.2%● unchanged vs 11-2025 01-2026: 0.2%● unchanged vs 12-2025 02-2026: 0.2%● unchanged vs 01-2026 03-2026: 0.2%● unchanged vs 02-2026 04-2026: 0.2%● unchanged vs 03-2026lowest value 05-2026: 0.2%● unchanged vs 04-2026 06-2026: 0.3%▲ +0.1 percentage points vs 05-2026 07-2026: 0.3%● unchanged vs 06-2026 08-2026: 0.3%● unchanged vs 07-2026 09-2026: 0.3%● unchanged vs 08-2026 10-2026: 0.3%● unchanged vs 09-2026 11-2026: 0.3%● unchanged vs 10-2026

Financial strength
Average

62-2equity 37.0% of total assets
48-3short-term debt 14.9% · cash 0.5%
33-21return on assets -1.8%

Score breakdown

raises risk
Founded in 2022
Liquidity: current ratio 0.03, cash €4,873
lowers risk
Size: total assets €954,886
Figures for financial year 2025 (filed on 28-07-2026)
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (no NACE code, micro). It does better than 37% of them on solvency, 30% on liquidity, 23% on profitability and 32% on growth.

The bankruptcy probability was computed on 07-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

The probability rests on the annual accounts with balance sheet date 31-12-2025.

Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Credit verdict

Credit of up to €25,000 on 30-day terms is acceptable

Liquidity is insufficient, with a current ratio of 0.03 (0.06 in 2024), below 1. Short-term debt is 14.9% and cash 0.5% of total assets. 63% of the assets are financed with debt and provisions.

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises riskneutral
lowers risk · Size: total assets €954,886
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · Founded in 2022
Companies of this age fail more often than older ones. How much that weighs depends on the rest of the company's profile.
KBO
raises risk · Liquidity: current ratio 0.03, cash €4,873
NBB · annual accounts
lowers risk · Figures for financial year 2025 (filed on 28-07-2026)
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-07-2026, 3 days ahead of the deadline.
NBB · 4 filings
Deviation from the deadline
2025
3 days early
2024
15 days early
2023
8 days early
2022
4 days early
← before the deadline after the deadline →
tick = median of all Belgian filings

The company filed its last 4 accounts on average 8 days before the deadline. The Belgian median for financial year 2024 was 4 days before the deadline, and 38% of all filings were late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 26 July (4 of the last 4 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
07-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since incorporation in 2022.
KBO publications

Board and ownership

  • COOLS Steven Louis Yvonne 10,000 sharesdeed of 10-01-2022

Shares in 1 company, DE KOTMADAM

Board & ownership

Recent changes

Registered in the Peppol Directory Reachable for e-invoices through 0208:0779811902
Incorporation Founding capital of €270,000, 10,000 shares · Founder: COOLS Steven Louis Yvonne · Appointment: COOLS Steven Louis Yvonne (director) · published on 10-01-2022 · Gazette deed
First establishment Toemaathoek 103, Mol
All 9 events

Official details

Source: KBO
Status
Active since 06-01-2022Normal situation
Activity
“Het aanleggen,het oordeelkundig uitbouwen en beheren van een onroerend vermogen;alle verrichtingen met betrekking tot…” (deed in Dutch)From the articles, 8 activitiesNo NACE code in the KBO yet
Establishment unit
2.326.581.7212400 Mol, since 06-01-2022
Financial year end
31 December
Peppol
Reachable since 24-11-2023
Company details

Annual accounts 2025

€954,886▼ 0.1%
Filing
Filed on 28-07-2026, 3 days before the end of the filing period
Financials

Insights on Stezco Holdings

Stezco Holdings files the abbreviated format. That format states no turnover. The gross margin rose from -€9,586 in 2022 to -€4,216 in 2025.

Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.

Key facts about Stezco Holdings

What is the company number of Stezco Holdings?
The company number of Stezco Holdings is 0779.811.902. The VAT number is the same number with BE in front: BE 0779.811.902.
Where is Stezco Holdings based?
The registered office is at Toemaathoek 103, 2400 Mol.Company details
What is the legal form of Stezco Holdings?
Stezco Holdings is a private limited company (BV).
When was Stezco Holdings founded?
Stezco Holdings was founded on 06-01-2022.
Is Stezco Holdings still active?
Yes, Stezco Holdings is an active enterprise in the KBO register.
What is the turnover of Stezco Holdings?
The annual accounts for financial year 2025 state no turnover. The abbreviated format does not require it.Financials
Is Stezco Holdings profitable?
In financial year 2025, Stezco Holdings made a loss of €16,887.
Where can I find the annual accounts of Stezco Holdings?
Stezco Holdings filed 4 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of Stezco Holdings due?
Stezco Holdings must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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