STEYN
ActiveSummary
STEYN has been active since 2005 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €844k and a net result of €5k. Equity is growing by ~3.2% per year across the filed fiscal years. The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability69▼-1
Solvency100=
Growth52=
Track record100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €60k at 30 days acceptable
Liquidity short (current ratio 0.14 against 0.09 in 2024; short-term debt: 6.5% and cash: 0.4% of total assets), and 14.9% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
85.1%
Return on assets
0.5%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 14-07-2026, 17 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
17 d early
2024
30 d early
2023
29 d late
2022
30 d late
2020
31 d late
2019
89 d late
2018
23 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€844k▲ 0.6%
2024 · €839k
2018: €491klowest value
2019: €504k▲ +2.6% vs 2018
2020: €773k▲ +53.4% vs 2019
2022: €824k
2023: €832k▲ +0.9% vs 2022
2024: €839k▲ +0.8% vs 2023
2025: €844k▲ +0.6% vs 2024highest value
2018 → 2025
Total assets
€992k▼ 6.1%
2024 · €1.06M
2018: €1.77Mhighest value
2019: €1.70M▼ -4.1% vs 2018
2020: €1.45M▼ -14.2% vs 2019
2022: €1.23M
2023: €1.13M▼ -8.5% vs 2022
2024: €1.06M▼ -6.3% vs 2023
2025: €992k▼ -6.1% vs 2024lowest value
2018 → 2025
Net result
€5k▼ 26.3%
2024 · €7k
2018: €29k
2019: €13k▼ -55.7% vs 2018
2020: €269k▲ +1999% vs 2019highest value
2022: €-5klowest value
2023: €7k▲ +241% vs 2022
2024: €7k▼ -4.9% vs 2023
2025: €5k▼ -26.3% vs 2024
2018 → 2025
Working capital
€-56k▲ 33.5%
2024 · €-83k
2018: €-146k
2019: €-170k▼ -16.2% vs 2018lowest value
2020: €-104k▲ +38.6% vs 2019
2022: €-111k
2023: €-90k▲ +18.6% vs 2022
2024: €-83k▲ +7.4% vs 2023
2025: €-56k▲ +33.5% vs 2024highest value
2018 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202022202320242025Trend
Equity€773k-€824k▲ 6.6%€832k▲ 0.9%€839k▲ 0.8%€844k▲ 0.6%
2020: €773klowest value
2022: €824k
2023: €832k▲ +0.9% vs 2022
2024: €839k▲ +0.8% vs 2023
2025: €844k▲ +0.6% vs 2024highest value
Operating result€337k-€6k▼ 98.2%€62k▲ 952%€17k▼ 73.5%€18k▲ 9.6%
2020: €337khighest value
2022: €6klowest value
2023: €62k▲ +952% vs 2022
2024: €17k▼ -73.5% vs 2023
2025: €18k▲ +9.6% vs 2024
Net result€269k-€-5k€7k€7k▼ 4.9%€5k▼ 26.3%
2020: €269khighest value
2022: €-5klowest value
2023: €7k▲ +241% vs 2022
2024: €7k▼ -4.9% vs 2023
2025: €5k▼ -26.3% vs 2024
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 10% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €992k
Fixed assets
€983k ▼ 6.3%
Current assets
€9k ▲ 10.8%
Equity and liabilities €992k
Equity
€844k ▲ 0.6%
Debt
€148k ▼ 32.1%
Debt's share of the balance-sheet total falls from 20.6% to 14.9%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€84k▲
2024 · €78k
Cash flow
€71k▲
2024 · €69k
Current ratio
0.14▲
2024 · 0.09
Debt to equity
0.18▼
2024 · 0.26
ROE
0.6%▼
2024 · 0.8%
ROA
0.5%▼
2024 · 0.7%
Interest coverage
48.07▲
2024 · 30.66
Debt ≤ 1 year
€65k▼
2024 · €92k
Debt > 1 year
€78k▼
2024 · €121k
Income taxes
€11k▲
2024 · €7k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 42 lines
Balance sheet
Code20242025
Assets
Total assets20/58€1.06M€992k▼
Fixed assets21/28€1.05M€983k▼
Tangible fixed assets22/27€1.05M€983k▼
Land and buildings22€1.05M€980k▼
Plant, machinery and equipment23€2k€2k▼
Financial fixed assets28€90€90=
Current assets29/58€8k€9k▲
Amounts receivable within one year40/41€5k€2k▼
Other amounts receivable41€5k€2k▼
Cash at bank and in hand54/58€561€4k▲
Deferred charges and accrued income490/1€2k€3k▲
Equity and liabilities
Total equity and liabilities10/49€1.06M€992k▼
Equity10/15€839k€844k▲
Contributions10/11€19k€19k=
Revaluation surpluses12€499k€478k▼
Reserves13€276k€296k▲
Distributable reserves133€276k€296k▲
Profit (loss) carried forward14€45k€51k▲
Amounts payable17/49€218k€148k▼
Amounts payable after more than one year17€121k€78k▼
Financial debts170/4€112k€63k▼
Other amounts payable178/9€9k€15k▲
Amounts payable within one year42/48€92k€65k▼
Current portion of amounts payable after more than one year42€62k€44k▼
Trade debts44€751€279▼
Suppliers440/4€751€279▼
Taxes, remuneration and social security45€478€2k▲
Taxes450/3€478€2k▲
Other amounts payable47/48€28k€18k▼
Accrued charges and deferred income492/3€5k€5k=
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€62k€66k▲
Other operating charges640/8€5k€5k▲
Gross operating margin9900€83k€89k▲
Operating profit (loss)9901€17k€18k▲
Financial charges65/66B€3k€2k▼
Recurring financial charges65€3k€2k▼
Profit (loss) for the period before taxes9903€14k€16k▲
Income taxes67/77€7k€11k▲
Profit (loss) for the period9904€7k€5k▼
Profit (loss) for the period to be appropriated9905€7k€5k▼
Appropriation of the result
Profit (loss) to be appropriated9906€45k€51k▲
Profit (loss) brought forward from the previous period14P€38k€45k▲
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2020 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | - | €50k | - | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €61k | €61k | €62k | €62k | €66k | ▲ 6.5% |
| Other operating charges640/8 | - | €5k | €5k | €5k | €5k | ▲ 3.1% |
| Gross operating margin9900 | €405k | €72k | €129k | €83k | €89k | ▲ 6.9% |
| Operating profit (loss)9901 | €337k | €6k | €62k | €17k | €18k | ▲ 9.6% |
| Financial income75/76B | - | €33 | €76 | - | - | - |
| Recurring financial income75 | - | €33 | €76 | - | - | - |
| Financial charges65/66B | - | €6k | €47k | €3k | €2k | ▼ 31.6% |
| Recurring financial charges65 | €11k | €5k | €47k | €3k | €2k | ▼ 31.6% |
| Non-recurring financial charges66B | - | €1k | - | - | - | - |
| Profit (loss) for the period before taxes9903 | €327k | €186 | €15k | €14k | €16k | ▲ 17.1% |
| Income taxes67/77 | €57k | €5k | €8k | €7k | €11k | ▲ 60.6% |
| Profit (loss) for the period9904 | €269k | €-5k | €7k | €7k | €5k | ▼ 26.3% |
| Profit (loss) for the period to be appropriated9905 | €269k | €-5k | €7k | €7k | €5k | ▼ 26.3% |
| Line | 2020 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €1.45M | €1.23M | €1.13M | €1.06M | €992k | ▼ 6.1% |
| Fixed assets21/28 | €1.40M | €1.23M | €1.11M | €1.05M | €983k | ▼ 6.3% |
| Tangible fixed assets22/27 | €1.40M | €1.23M | €1.11M | €1.05M | €983k | ▼ 6.3% |
| Land and buildings22 | - | €1.23M | €1.11M | €1.05M | €980k | ▼ 6.2% |
| Plant, machinery and equipment23 | - | €179 | €3k | €2k | €2k | ▼ 14.7% |
| Financial fixed assets28 | €90 | €90 | €90 | €90 | €90 | = |
| Current assets29/58 | €51k | €3k | €17k | €8k | €9k | ▲ 10.8% |
| Amounts receivable within one year40/41 | - | €2k | €7k | €5k | €2k | ▼ 54.6% |
| Other amounts receivable41 | - | €2k | €7k | €5k | €2k | ▼ 54.6% |
| Cash at bank and in hand54/58 | €50k | €12 | €9k | €561 | €4k | ▲ 639% |
| Deferred charges and accrued income490/1 | - | €840 | €864 | €2k | €3k | ▲ 4.8% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €1.45M | €1.23M | €1.13M | €1.06M | €992k | ▼ 6.1% |
| Equity10/15 | €773k | €824k | €832k | €839k | €844k | ▲ 0.6% |
| Contributions10/11 | - | €19k | €19k | €19k | €19k | = |
| Outside capital11 | - | €19k | €19k | - | - | - |
| Other1109/19 | - | €19k | €19k | - | - | - |
| Revaluation surpluses12 | - | €539k | €519k | €499k | €478k | ▼ 4.1% |
| Reserves13 | €195k | €235k | €256k | €276k | €296k | ▲ 7.4% |
| Distributable reserves133 | - | €235k | €256k | €276k | €296k | ▲ 7.4% |
| Profit (loss) carried forward14 | €-20k | €31k | €38k | €45k | €51k | ▲ 11.3% |
| Amounts payable17/49 | €681k | €407k | €296k | €218k | €148k | ▼ 32.1% |
| Amounts payable after more than one year17 | €520k | €288k | €183k | €121k | €78k | ▼ 35.5% |
| Financial debts170/4 | - | €280k | €171k | €112k | €63k | ▼ 43.3% |
| Other amounts payable178/9 | - | €8k | €12k | €9k | €15k | ▲ 58.8% |
| Amounts payable within one year42/48 | €155k | €114k | €107k | €92k | €65k | ▼ 29.5% |
| Current portion of amounts payable after more than one year42 | - | €64k | €64k | €62k | €44k | ▼ 29.5% |
| Financial debts43 | - | €17k | - | - | - | - |
| Credit institutions430/8 | - | €17k | - | - | - | - |
| Trade debts44 | €1k | - | €1k | €751 | €279 | ▼ 62.9% |
| Suppliers440/4 | - | - | €1k | €751 | €279 | ▼ 62.9% |
| Taxes, remuneration and social security45 | - | €9k | - | €478 | €2k | ▲ 389% |
| Taxes450/3 | - | €9k | - | €478 | €2k | ▲ 389% |
| Other amounts payable47/48 | - | €23k | €42k | €28k | €18k | ▼ 35.8% |
| Accrued charges and deferred income492/3 | - | €5k | €5k | €5k | €5k | = |
| Line | 2020 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €269k | €-5k | €7k | €7k | €5k | ▼ 26.3% |
| + Depreciation and write-downs630 | €61k | €61k | €62k | €62k | €66k | ▲ 6.5% |
| Operating cash flow (approximation) | €331k | €56k | €69k | €69k | €71k | ▲ 3.2% |
| Investment in fixed assets (approximation) | - | - | €57k | €0 | €0 | - |
| Change in cash | - | - | €9k | €-9k | €4k | ▲ 141% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
14-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
01-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
29-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 29 days late
2023
31-12
Financial
Back to profitnet €7k
Net result €7k after one loss-making year.
30-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 30 days late
2022
31-12
Financial
Weakest financial yearnet €-5k
Net result drops to €-5k, the lowest in the series; recovery starts the following year.
2021
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
31-12
Financial
Highest result since 2018net €269k ▲1,999%
Operating result €337k, net result €269k, both a record.
28-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 89 days late
2019
31-12
Financial
Equity above €500kEq €504k ▲2.6%
2 profitable years in a row build equity to €504k.
23-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 23 days late
2018
10-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 10 days late
2017
20-09
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 51 days late
2016
31-08
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2005
Ground area
592 m²
Building footprint
392 m²
Volume, LiDAR
4,577 m³
2 parcels, Flanders · tallest building 19.3 m, ±5 floors. Linked by address, not a title deed.
6
companies at this address
See who is registered here
1 establishment unit
STEYN
since 20052.249.139.691
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11806F1488/00R007 | Flanders | 410 m² | 1 · 209 m² | 19.3 m · 5 fl. |
| 11806F1467/00N003 | Flanders | 182 m² | 1 · 182 m² | 15.8 m · 4 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Identification & contact
Identification
Legal formPrivate limited company
Founded08-11-2005
Fiscal year end31-12
Scores and ratios are computed by Checked and are not a credit decision.