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STEYAN

Active
Private limited companyfounded 198937 yrs activeBastenakenstraat 10, 8380 Brugge, BelgiumKBO/BCE: BE 0436.419.727
Summary

STEYAN has been active since 1989 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €642,808 and a net result of €151,255. Equity is growing by ~10.2% per year across the filed fiscal years. Its solvency ranks better than 88% of 9460 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is < 0.1% (very low).

Risk analysisWatch ReportCompare
STEYANActiveChecked score 98/100
Risk analysis ReportCompare

Overview

Activity
Office administrative and support services
NACE 82100NACE 82110
2 sites
Size
€726,431total assets 2025
Equity
€642,808
Profit
€151,255
Turnover not published (abridged schema)
Financial health
98 Excellent Checked score 2025
Bankruptcy chance 12 m
< 0.1%
Structure
Accounts 160 d early0 of 4 deeds read
Why 98+ Liquidity: current ratio 30.12, cash €687,769+ Equity €642,808 (88.5% of total assets)+ Size: total assets €726,431+ Sector Office administrative, office support and other business support activities (NACE 82)Show the evidence

Checked score

Score 2025
98 / 100
Excellent
Probability in this band: under 0.55%
Better than 80% of its sector peers (NACE 82, micro)
Performance against the sector, not lower risk
Every signal that weighs is under Signals.
Financial strength · tick = 2024
Strong
Solvency 100=
equity 88.5% of total assets
Liquidity 100=
short-term debt 3.3% · cash 94.7%
Profitability 90+11
return on assets 20.8%
Bankruptcy probability, 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.2% (12,603 companies)
Last 24 months 11-2024: < 0.1%highest value 12-2024: < 0.1%● 0.0% vs 11-2024highest value 01-2025: < 0.1%▼ -4.2% vs 12-2024 02-2025: < 0.1%● 0.0% vs 01-2025 03-2025: < 0.1%● 0.0% vs 02-2025 04-2025: < 0.1%● 0.0% vs 03-2025 05-2025: < 0.1%● 0.0% vs 04-2025 06-2025: < 0.1%● 0.0% vs 05-2025 07-2025: < 0.1%● 0.0% vs 06-2025 08-2025: < 0.1%● 0.0% vs 07-2025 09-2025: < 0.1%● 0.0% vs 08-2025 10-2025: < 0.1%● 0.0% vs 09-2025 11-2025: < 0.1%● 0.0% vs 10-2025 12-2025: < 0.1%● 0.0% vs 11-2025 01-2026: < 0.1%▼ -4.3% vs 12-2025lowest value 02-2026: < 0.1%● 0.0% vs 01-2026lowest value 03-2026: < 0.1%● 0.0% vs 02-2026lowest value 04-2026: < 0.1%● 0.0% vs 03-2026lowest value 05-2026: < 0.1%● 0.0% vs 04-2026lowest value 06-2026: < 0.1%● 0.0% vs 05-2026lowest value 07-2026: < 0.1%● 0.0% vs 06-2026lowest value 08-2026: < 0.1%● 0.0% vs 07-2026lowest value 09-2026: < 0.1%● 0.0% vs 08-2026lowest value 10-2026: < 0.1%● 0.0% vs 09-2026lowest value
  • Liquidity: current ratio 30.12, cash €687,769 lowers the probability
  • Equity €642,808 (88.5% of total assets) lowers the probability
  • Size: total assets €726,431 lowers the probability for this profile
  • Sector Office administrative, office support and other business support activities (NACE 82) lowers the probability
Credit up to €60,000 at 30 days acceptable
Liquidity ample (current ratio 30.12 against 30.0 in 2024; short-term debt: 3.3% and cash: 94.7% of total assets), and 11.5% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 82, micro). Better than this share of them on solvency 88%, liquidity 97%, profitability 64%, growth against the median 72%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 05-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Liquidity: current ratio 30.12, cash €687,769
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
lowers risk · Equity €642,808 (88.5% of total assets)
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
lowers risk · Size: total assets €726,431
In the bankruptcy model this factor lowers the probability for this profile.
NBB · annual accounts
lowers risk · Sector Office administrative, office support and other business support activities (NACE 82)
In the bankruptcy model this factor lowers the probability.
KBO
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 21-02-2026, 160 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
160 d early
2024
164 d early
2023
167 d early
2022
167 d early
2021
172 d early
2020
175 d early
2019
154 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 166 days before the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 35% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 17 February (3 of the last 3 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
05-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · micro…
  2. Highest result since 2019net €151,255 ▲223%
  3. Equity above €500,000Eq €642,808 ▲30.8%

Key points

  • Positive: Result rose in 2025from €46,896 to €151,255 ▲ 223% View
  • Positive: Among the best 5% on net resultsector median €16,531 · 9,454 companies €151,255 View
  • Positive: Always filed on timeaccounts within the deadline every year 8 years View
  • Positive: 7 profitable years in a rowprofit 2025: €151,255 7 years View

By topic

Financials

Fiscal year
2025
Total assets
€726,431
Profit
€151,255
Solvency
88.5%
Total assets▲ 27.4%
Net result
20192025
Go to Financials

Timeline

Events
13
Since
2016
Next accounts
by 31-07-2027
  1. 21-02-2026Annual accounts filed
  2. 31-12-2025Highest result since 2019
  3. 31-12-2025Equity above €500,000
Go to Timeline

Company details

Sites
2
Legal form
Private limited company
Activity
Office administrative and support servicesNACE 82100
Founded
16-01-1989
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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