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STEWA CONSTRUCT

Active Private limited companyfounded 2015active for 10 yearsMussenberg 61, 1502 HalleKBO/BCE: BE 0644.958.047
STEWA CONSTRUCT
Financial year 2025
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Annual accounts 2025

micro format, filed on 30-07-2026, 1 day before the deadline
-€28,779
▼ €110,133
-€44,534
▼ €112,021
-€55,672
▼ €87,844
-€179,427
▼ €214,348
-3.5%
▼ 6.2 percentage points
0.74
▼ 0.31

Turnover and EBIT margin are not published. The micro format does not require them.

Balance sheet

balance sheet total €835,983 on 31-12-2025
What the company ownsHow it is paid for

in euro

in euro

Position in the sector

Compare with sector

-3.5%

Higher than 17% of 17,185 companies in 2025.

0.74

Higher than 36% of 16,482 companies in 2025.

-6.7%

Higher than 14% of 16,861 companies in 2025.

STEWA CONSTRUCT Middle half of the sector 80% of the sector Micro accounts in real estate (NACE 68)

Net result: bottom quarter · Equity: bottom quarter · Balance sheet total: middle half · Working capital: bottom quarter

Filed annual accounts

as filed with the National Bank, click a year to choose it
Line Trend2025202420232022202120202019201820172016
Balance sheet: assets
20/58 835,983967,6731.1m826,668750,921420,380719,832239,401590,785244,580
21/28 314,399325,406337,305349,204362,453375,701388,950226,134153,210-
22/27 314,399325,406337,305349,204362,453375,701388,950226,134153,210-
22 313,506325,406337,305349,204362,453375,701388,950226,134153,210-
24 893---------
29/58 521,584642,267771,582477,464388,46844,679330,88213,268437,575244,580
3 515,636636,661761,600376,220352,0392,552327,607-398,091226,051
30/36 515,636636,661761,600376,220352,0392,552327,607-398,091226,051
40/41 -03,51241,07830,25025,41430613,26825,6653,016
40 -------13,2683,268350
41 -03,51241,07830,25025,414306-22,3972,666
54/58 2,4247426,19159,9364,32714,8731,857-13,81815,512
490/1 3,5244,8642782301,8521,8401,112---
Balance sheet: equity and liabilities
10/49 835,983967,6731.1m826,668750,921420,380719,832239,401590,785244,580
10/15 -29,54926,123-6,04811,657-16,197-14,652-48,118-32,004-52,595672
10/11 12,50012,50012,50012,50012,50012,50012,50012,50012,50012,500
100 ------18,60018,60018,60018,600
101 ------6,1006,1006,1006,100
13 13,62313,623--------
133 13,62313,623--------
14 -55,6720-18,548-843-28,697-27,152-60,618-44,504-65,095-11,828
17/49 865,532941,5491.1m815,010767,118435,033767,950271,406643,380243,908
17 162,630332,313351,558370,375388,773256,761274,349---
170/4 162,630332,313351,558370,375388,773256,761274,349---
42/48 701,011607,345761,486442,745376,455178,271493,600271,406633,780243,908
42 19,68319,24518,81718,39817,98817,58817,197---
43 250,000176,238381,057179,000100,000-215,00088,970392,785155,150
430/8 250,000176,238381,057179,000100,000-215,00088,970392,785155,150
44 86,21571,900106,04812,76718,8194,59924,5305,41074,4757,282
440/4 86,21571,900106,04812,76718,8194,59924,5305,41074,4757,282
45 14,57713,6059,6009,6009,9479,60010,10410,09211,622102
450/3 14,57713,6059,6009,6009,9479,60010,10410,09211,622102
47/48 330,536326,357245,964222,980229,700146,484226,770166,934154,89981,374
492/3 1,8901,8901,8901,8901,890---9,600-
Income statement
9900 -28,77981,35424,36160,29325,30357,71911,26840,211-22,548-2,790
630 12,48711,89911,89913,24913,24913,24913,1507,38919,2705,074
640/8 3,2681,9681,9111,7252,5071,6821,4001,5512,882830
66A ------625---
9901 -44,53467,48710,55145,3189,54842,788-3,90731,271-44,699-8,694
75/76B --00-11---
75 --00-11---
65/66B 11,13832,21628,25717,46411,0939,32212,20810,6808,5683,134
65 11,13832,21626,21217,46411,0939,32212,20810,6808,5683,134
66B -02,044-------
9903 -55,67235,271-17,70527,855-1,54533,466-16,11420,591-53,267-11,828
67/77 03,099--------
9904 -55,67232,171-17,70527,855-1,54533,466-16,11420,591-53,267-11,828
9905 -55,67232,171-17,70527,855-1,54533,466-16,11420,591-53,267-11,828
Appropriation of the result
9906 -55,67213,623-18,548-843-28,697-27,152-60,618-44,504-65,095-11,828
14P 0-18,548-843-28,697-27,152-----
691/2 013,623--------
6921 013,623--------
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The notes to these accounts have 7 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.

Source: Annual accounts 2025 at the NBB, filed on 30-07-2026.

Download as CSV

Filings

each dot is a set of accounts, on the day it reached the National Bank
Financial year Type Filed Reference Document
31-12-2025 micro format 30-07-2026 2026-00387020 PDF
31-12-2024 micro format 30-07-2025 2025-00335893 PDF
31-12-2023 micro format 30-07-2024 2024-00302442 PDF
31-12-2022 micro format 18-07-2023 2023-00245192 PDF
31-12-2021 micro format 07-07-2022 2022-20155995 PDF
31-12-2020 micro format 03-08-2021 2021-44900438 PDF
31-12-2019 micro format 31-07-2020 2020-36000333 PDF
31-12-2018 micro format 31-07-2019 2019-40600271 PDF
31-12-2017 micro format 27-07-2018 2018-38200450 PDF
31-12-2016 abbreviated format 19-07-2017 2017-32400421 PDF

Key figures and ratios

per financial year, computed from the annual accounts
Line Trend2025202420232022202120202019201820172016
-32,04779,38622,45058,56722,79756,0369,24338,660-25,429-3,620
-43,18544,071-5,80641,10311,70446,715-2,96427,980-33,997-6,754
1,48000000175,96680,312172,480-
1,683-5,450-53,74555,609-10,54513,016---1,694-
-179,42734,92210,09634,71912,014-133,592-162,719-258,138-196,205672
-3.5%2.7%-0.5%1.4%-2.2%-3.5%-6.7%-13.4%-8.9%0.3%
0.741.061.011.081.030.250.670.050.691.00
0.010.010.010.230.100.240.010.050.060.08
-36.04-69.91------
-123.2%-238.9%------
-6.7%3.3%-1.6%3.4%-0.2%8.0%-2.2%8.6%-9.0%-4.8%
-2.882.460.863.352.06-----

Debt to equity is not shown because equity is negative. Debt divided by negative equity means nothing.

A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.

Investments

fixed assets acquired
Item20252024202320222021
Tangible fixed assets€1,480----
€12,487€11,899€11,899€13,249€13,249

Source: notes to the 2021 to 2025 annual accounts (statement of fixed assets)

Insights on STEWA CONSTRUCT

The operating result for 2025 is a loss of €44,534, after a profit of €67,487 in 2024. It is the lowest result since 2017.

Equity is negative. Debt (€865,532) exceeds the balance-sheet total (€835,983).

Next steps

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