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STEW

Active
Private limited companyfounded 2019active for 7 yearsBergebeekstraat 5 D, 2220 Heist-op-den-Berg, BelgiumKBO/BCE: BE 0732.789.765

From the official registers: KBO 7 annual accounts at the National Bank publications in the Belgian Official Gazette

Summary

STEW has been active since 2019 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €2,000 and a net result of €14,396. Equity has been shrinking by about 16% per year since 2019. Its solvency ranks better than 10% of 34,902 sector peers (NACE 43, financial year 2025). The computed 12-month bankruptcy probability is 0.9% (low).

Overview

Official details

KBO
Status
Active since 22-08-2019 Normal situation
Legal form
Private limited company
Registered office
Bergebeekstraat 5 D, 2220 Heist-op-den-Berg
Activity
Other construction installation NACE 43240
Establishment unit
2.292.471.274 2220 Heist-op-den-Berg, since 22-08-2019
Financial year end
31 December
Peppol
Reachable since 21-01-2026

Board and ownership

Board
  • VERSCHAEREN INGEDirector
  • WAGEMANS STEVEDirector

Financial position

67 Healthy Checked score 2025
Bankruptcy probabilitywithin 12 months
0.9%
Annual accounts 2025
Gross margin
€29,539
▲ 11.7%
Turnover
≈ €160,000
estimated
Profit
€14,396
▲ 6.7%
Equity
€2,000
▼ 82.3%
Total assets
€60,915
▲ 50.9%
2025 accounts filed 30 days before the deadline
Filed on 01-07-2026at the National Bank
Score breakdownraises riskEquity €2,000 (3.3% of total assets)Founded in 2019Sector: Specialised construction activities (NACE 43)lowers riskLiquidity: current ratio 0.80, cash €23,952Show the evidence

Checked score

Score 2025
67 / 100
Healthy
Probability in this band: 0.55% to 1.5%
Financially stronger than 42% of micro companies in specialised construction (NACE 43)
Financial strength · tick: 2024
Strong
Solvency 28-25
equity 3.3% of total assets
Liquidity 70+9
short-term debt 56.6% · cash 39.3%
Profitability 98-2
return on assets 23.6%
Bankruptcy probability within 12 months
0.9% Low
0%0.5%1.5%4%10%≥ 25%

About 9 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (47,675 companies, NACE 43, micro)
Last 24 months 11-2024: 0.7% 12-2024: 0.7%● unchanged vs 11-2024 01-2025: 0.7%● unchanged vs 12-2024 02-2025: 0.7%● unchanged vs 01-2025 03-2025: 0.5%▼ -0.2 percentage points vs 02-2025 04-2025: 0.5%● unchanged vs 03-2025 05-2025: 0.5%● unchanged vs 04-2025 06-2025: 0.5%● unchanged vs 05-2025 07-2025: 0.5%● unchanged vs 06-2025 08-2025: 0.5%● unchanged vs 07-2025 09-2025: 0.5%● unchanged vs 08-2025 10-2025: 0.5%● unchanged vs 09-2025 11-2025: 0.4%▼ -0.1 percentage points vs 10-2025 12-2025: 0.4%● unchanged vs 11-2025 01-2026: 0.4%● unchanged vs 12-2025lowest value 02-2026: 0.4%● unchanged vs 01-2026lowest value 03-2026: 0.4%● unchanged vs 02-2026 04-2026: 0.4%● unchanged vs 03-2026 05-2026: 0.4%● unchanged vs 04-2026 06-2026: 0.4%● unchanged vs 05-2026 07-2026: 0.4%● unchanged vs 06-2026 08-2026: 0.9%▲ +0.5 percentage points vs 07-2026highest value 09-2026: 0.9%● unchanged vs 08-2026highest value 10-2026: 0.9%● unchanged vs 09-2026highest value
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro). It does better than 10% of them on solvency, 69% on liquidity, 84% on profitability and 5% on growth.

The bankruptcy probability was computed on 31-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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Signals

Six signals.
lowers riskraises riskneutral
raises risk · Equity €2,000 (3.3% of total assets)
NBB · annual accounts
lowers risk · Liquidity: current ratio 0.80, cash €23,952
NBB · annual accounts
raises risk · Founded in 2019
Companies of this age fail more often than older ones. How much that weighs depends on the rest of the company's profile.
KBO
raises risk · Sector: Specialised construction activities (NACE 43)
KBO
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 10% of 34902 sector peers (2025).
NBB · sector comparison
Position among 34902 sector peers
Solvency
better than 10%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 01-07-2026, 30 days ahead of the deadline.
NBB · 7 filings
Deviation from the deadline
2025
30 days early
2024
171 days early
2023
6 days late
2022
25 days early
2021
31 days late
2020
67 days early
2019
73 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 47 days before the deadline. In the sector (NACE 43), the median for financial year 2024 was 1 day before the deadline, and 43% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 6 July (4 of the last 5 filed years within 56 days of that day).
Companies Code · seven months
Where today falls in the filing period
01-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Caution: Less equity than 90% of companies in specialised constructionsector median €57,811 · 34,914 companies €2,000 View

Documents

Annual accounts at the NBB

All 7 annual accounts

Acts in the Belgian Official Gazette

All publications in the Belgian Official Gazette

Articles and registers

Key facts about STEW

What is the company number of STEW?
The company number of STEW is 0732.789.765. The VAT number is the same number with BE in front: BE 0732.789.765.
Where is STEW based?
The registered office is at Bergebeekstraat 5 D, 2220 Heist-op-den-Berg.Company details
What does STEW do?
According to the KBO register, the main activity is other construction installation (NACE 43240).
What is the legal form of STEW?
The legal form of STEW is Private limited company (BV).
When was STEW founded?
STEW was founded on 22-08-2019.
Is STEW still active?
Yes, STEW is an active enterprise in the KBO register.
What is the turnover of STEW?
The turnover in financial year 2025 is ≈ €160,000. This figure is estimated from the gross margin of €29,539 and 120 comparable companies (NACE 432). It probably lies between €100,000 and €210,000.Financials
Is STEW profitable?
In financial year 2025, STEW made a profit of €14,396.
Where can I find the annual accounts of STEW?
STEW filed 7 annual accounts with the National Bank of Belgium, the latest for financial year 2025.Annual accounts at the National Bank
When are the next annual accounts of STEW due?
STEW must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

Comparable companies

These companies have the same main activity as STEW: other construction installation (NACE 43240). They are comparable in size and age: total assets between €56,000 and €91,400, founded between 2017 and 2020.

CompanyTotal assetsGross margin
STEW Heist-op-den-Berg€60,915€29,539
BATI FLORIN Aalst€69,630€25,275
MIHAI BOUWWERKEN Aalst€56,283€37,468
BULS BV Landen€55,973€30,766
VANDEN C&T Heist-op-den-Berg€75,248€19,429
JF RENOVATIES Schoten€64,256€18,554
Nest Group Antwerpen€91,407€30,941
Full comparison

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