STEVO

Active

Private limited companyfounded 20233 yrs activeKasteelstraat 36, 2540 Hove, BelgiumKBO/BCE: BE 0805.050.015

STEVO has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €6k and a net result of €3k. Its solvency ranks better than 37% of 7740 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.0% (low).

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Checked score

Score 2025

67 / 100

Healthy

The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.

Axes · tick = 2024

Profitability89▲+71

Solvency59▲+9

Growth78

Track record94

Bankruptcy probability, 12 months

1.0% Low

0%0.5%1.5%4%10%≥ 25%

How do we compute the score and the probability?

Credit advice for your own amount and term

Signals

Five signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Limited track record

This company has not been active as long as an established one and statistically fails somewhat more often.

KBO · incorporation date

Age against the risk zone

Lower-failure-rate sector

In this sector companies fail less often than the Belgian average.

Gazette · bankruptcies per sector, NACE 82

Relative position

BE, all sectors

reference

Sector 82

lower

← fewer bankruptcies more bankruptcies →

Latest accounts filed on time

The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 17-12-2025, 45 days ahead of the deadline.

NBB · 2 filings

Deviation from the deadline

2025

45 d early

2024

44 d early

← before the deadline after the deadline →

The next deadline is still running

The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.

Companies Code · seven months

Position in the running window

30-06-2026 close22-09-2026 today31-01-2027 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity

€6k▲ 152%

2024 · €2k

2024: €2k

2024 → 2025

Total assets

€17k▲ 85.2%

2024 · €9k

2024: €9k

2024 → 2025

Net result

€3k

2024 · €-722

2024: €-722

2024 → 2025

Working capital

€6k▲ 152%

2024 · €2k

2024: €2k

2024 → 2025

Multi-year overview

Every figure with its change against the year before

▲ rise ▼ fall

Line20242025Trend

Equity€2k-€6k▲ 152%

Operating result€1k-€8k▲ 507%

Net result€-722-€3k

Turnover and EBIT margin not published: the micro schema does not require them.

Result per fiscal year

Operating resultNet result

The operating result rises in 2025; 2025 is 507% above 2024.

Balance-sheet composition

2025 in colour, 2024 as the grey bar beneath

Equity and liabilities €17k

33.9%

66.1%

Equity €6k▲ 152%

Debt €11k▲ 63.2%

The debt ratio falls from 75.0% to 66.1%. Equity and debt are higher.

Key figures and ratios

2025 value · change against 2024

Solvency

33.9%▲

2024 · 25.0%

Current ratio

1.51▲

2024 · 1.33

Quick ratio

1.51▲

2024 · 1.33

Debt / equity

1.95▼

2024 · 3.01

ROE

60.3%▲

2024 · -31.7%

ROA

20.4%▲

2024 · -7.9%

Debt

€11k▲

2024 · €7k

Debt ≤ 1 year

€11k▲

2024 · €7k

Income taxes

€1k▲

2024 · €172

Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.

Filed annual accounts

As filed with the NBB · 2025 against 2024

Balance sheet Code20242025

Assets

Total assets20/58€9k€17k▲

Current assets29/58€9k€17k▲

Amounts receivable within one year40/41€4k€12k▲

Trade receivables40€4k€5k▲

Other amounts receivable41€23€7k▲

Cash at bank and in hand54/58€5k€5k▲

Deferred charges and accrued income490/1€1k€0▼

Equity and liabilities

Total equity and liabilities10/49€9k€17k▲

Equity10/15€2k€6k▲

Contributions10/11€3k€3k=

Reserves13-€3k

Distributable reserves133-€3k

Profit (loss) carried forward14€-722€0▲

Amounts payable17/49€7k€11k▲

Amounts payable within one year42/48€7k€11k▲

Trade debts44€2k€4k▲

Suppliers440/4€2k€4k▲

Taxes, remuneration and social security45€5k€7k▲

Taxes450/3€5k€4k▼

Remuneration and social security454/9-€3k

Income statement Code20242025

Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€4k€0▼

Other operating charges640/8€717€1k▲

Gross operating margin9900€6k€9k▲

Operating profit (loss)9901€1k€8k▲

Financial income75/76B€2€199▲

Recurring financial income75€2€199▲

Financial charges65/66B€2k€3k▲

Recurring financial charges65€2k€3k▲

Profit (loss) for the period before taxes9903€-550€5k▲

Income taxes67/77€172€1k▲

Profit (loss) for the period9904€-722€3k▲

Profit (loss) for the period to be appropriated9905€-722€3k▲

Appropriation of the result

Profit (loss) to be appropriated9906€-722€3k▲

Profit (loss) brought forward from the previous period14P-€-722

Transfer to equity691/2-€3k

To other reserves6921-€3k

The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

All 3Financial 1Filings 2

Next filing, fiscal year 2026, expected by 31-01-2027

2025

17-12

NBB filing Annual accounts filed

fiscal year 2025 · micro schema

30-06

Financial Back to profitnet €3k

Net result €3k after one loss-making year.

2024

18-12

NBB filing Annual accounts filed

fiscal year 2024 · micro schema

Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors

1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.

Location & real-estate footprint

Registered office, Hove · 1 establishment unit since 2023

establishment The establishment unit on the map

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Kasteelstraat 362540 Hove

Ground area

892 m²

Building footprint

98 m²

Volume, LiDAR

633 m³

Parcel 11021A0267/00R004, Flanders · tallest building 9.2 m, ±2 floors. Linked by address, not a title deed.

1 establishment unit

STEVO

Kasteelstraat 36, 2540 HoveOther business support services

since 20232.349.684.547

1 parcel

Flanders 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
11021A0267/00R004	Flanders	892 m²	1 · 98 m²	9.2 m · 2 fl.

Linked by address, not proof of ownership

Methodology

via registered seat: 1

1 of 1 parcel with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 24,503 companies in sector 82990 we hold annual accounts for 9,402. 3,387 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification

Legal formPrivate limited company

Founded23-08-2023

Fiscal year end30-06

Activities, NACEBEL

82990Other business support services

Sources

Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers

Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.