STEVIALA
ActiveSTEVIALA has been active since 2006 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €312k and a net result of €21k. Equity is growing by ~6.4% per year across the filed fiscal years. Its solvency ranks better than 95% of 11209 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
89
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability77▼-1
Solvency100=
Growth52=
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €25k at 30 days acceptable
Liquidity ample (current ratio 33.42 against 24.32 in 2024; short-term debt: 2.9% and cash: 51.6% of total assets), and 2.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
97.1%
Return on assets
6.4%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 08-06-2026, 53 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
53 d early
2024
50 d early
2023
50 d early
2022
56 d early
2021
48 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
18-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€312k▲ 7.0%
2024 · €291k
2021: €226k
2022: €266k
2023: €279k
2024: €291k
2021 → 2025
Total assets
€321k▲ 5.9%
2024 · €303k
2021: €317k
2022: €331k
2023: €316k
2024: €303k
2021 → 2025
Net result
€21k▼ 7.9%
2024 · €22k
2021: €105k
2022: €61k
2023: €13k
2024: €22k
2021 → 2025
Working capital
€302k▲ 8.0%
2024 · €280k
2021: €201k
2022: €241k
2023: €266k
2024: €280k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€226k-€266k▲ 17.6%€279k▲ 5.0%€291k▲ 4.3%€312k▲ 7.0%
Operating result€158k-€93k▼ 41.3%€13k▼ 85.9%€34k▲ 159%€32k▼ 6.3%
Net result€105k-€61k▼ 42.4%€13k▼ 78.1%€22k▲ 68.0%€21k▼ 7.9%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 6% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €321k
Fixed assets
€9k▼ 17.2%
Current assets
€312k▲ 6.8%
Equity and liabilities €321k
Equity
€312k▲ 7.0%
Debt
€9k▼ 22.3%
The debt ratio falls from 4.0% to 2.9%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€34k▼
2024 · €36k
Cash flow
€22k▼
2024 · €24k
Solvency
97.1%▲
2024 · 96.0%
Current ratio
33.42▲
2024 · 24.32
Quick ratio
23.88▲
2024 · 18.45
Debt / equity
0.03▼
2024 · 0.04
ROE
6.6%▼
2024 · 7.7%
ROA
6.4%▼
2024 · 7.3%
Interest coverage
32.57▲
2024 · 22.22
Debt
€9k▼
2024 · €12k
Debt ≤ 1 year
€9k▼
2024 · €12k
Income taxes
€11k▼
2024 · €11k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€303k€321k▲
Fixed assets21/28€11k€9k▼
Intangible fixed assets21€7k€6k▼
Financial fixed assets28€4k€4k=
Current assets29/58€292k€312k▲
Stocks and contracts in progress3€70k€89k▲
Stocks30/36€70k€89k▲
Amounts receivable within one year40/41€63k€54k▼
Trade receivables40€47k€38k▼
Other amounts receivable41€16k€16k▼
Cash at bank and in hand54/58€154k€166k▲
Deferred charges and accrued income490/1€4k€3k▼
Equity and liabilities
Total equity and liabilities10/49€303k€321k▲
Equity10/15€291k€312k▲
Contributions10/11€1k€1k=
Reserves13€275k€296k▲
Distributable reserves133€275k€296k▲
Profit (loss) carried forward14€15k€15k=
Amounts payable17/49€12k€9k▼
Amounts payable within one year42/48€12k€9k▼
Trade debts44€9k€4k▼
Suppliers440/4€9k€4k▼
Taxes, remuneration and social security45€3k€4k▲
Taxes450/3€3k€4k▲
Other amounts payable47/48€416€691▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€2k=
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€-14k-
Other operating charges640/8€15k€1k▼
Gross operating margin9900€37k€35k▼
Operating profit (loss)9901€34k€32k▼
Financial income75/76B€1k€484▼
Recurring financial income75€1k€484▼
Financial charges65/66B€2k€1k▼
Recurring financial charges65€2k€1k▼
Profit (loss) for the period before taxes9903€33k€31k▼
Income taxes67/77€11k€11k▼
Profit (loss) for the period9904€22k€21k▼
Profit (loss) for the period to be appropriated9905€22k€21k▼
Appropriation of the result
Profit (loss) to be appropriated9906€37k€35k▼
Profit (loss) brought forward from the previous period14P€15k€15k=
Transfer from equity791/2€10k-
Transfer to equity691/2€22k€21k▼
To other reserves6921€22k€21k▼
Profit to be distributed694/7€10k-
Return on contributions (dividend)694€10k-
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
08-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
11-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Liquidity triplescurrent ratio 24.32
Current ratio from 8.11 to 24.32; short-term debt falls from €37k to €12k.
11-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Weakest financial yearnet €13k ▼78.1%
Net result drops to €13k, the lowest in the series; recovery starts the following year.
05-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
13-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
7 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kapellen · 1 establishment unit since 2006
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Antwerpsesteenweg 932950 KapellenGround area
969 m²
Building footprint
335 m²
Volume, LiDAR
2,036 m³
Parcel 11902G0016/00M012, Flanders · tallest building 13.1 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Antwerpsesteenweg 93, 2950 Kapellen
since 20062.157.490.331
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11902G0016/00M012 | Flanders | 969 m² | 1 · 335 m² | 13.1 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2023 · 1 entry · 9,000 EUR awarded · 9,000 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2023 | 1 | 9,000 EUR | 9,000 EUR |
Schemes
Subsidies voor internationaal ondernemen
Recognitions · licences · registrations
Food safety, FASFC
1 siteKapellen (Antw.)2.157.490.331
Similar companies · same sector, comparable size
DELOBELLE FOOD SERVICE
BE 0890.960.440
Gent · Eq €311k
SPELT BAKKERIJ PRODUKTEN
BE 0478.294.627
Maasmechelen · Eq €313k
VITAVERDE.BIO
BE 0424.053.316
Dison · Eq €313k
LIKOVIN
BE 0479.462.585
Gavere · Eq €307k
SARA HORECA
BE 0873.467.578
Turnhout · Eq €319k
Of 1,428 companies in sector 46389 we hold annual accounts for 855. 587 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded14-11-2006
Fiscal year end31-12
Activities, NACEBEL
46389Wholesale of other food products
47279Other retail sale of food
47299Retail trade
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.