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STEVENY HOLDING

Active
Private limited companyfounded 2018active for 8 yearsTienne aux Clochers(WP) 135, 5100 Namur, BelgiumKBO/BCE: BE 0704.876.135
Summary

The computed 12-month bankruptcy probability of STEVENY HOLDING is 5.5% (elevated). The 2024 annual accounts show equity of €53.9m and a net result of €1.6m. The figures fluctuate too strongly year-on-year for a reliable trend projection. The company has been active since 2018 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Activity
“La prise de participation directe ou indirecte dans toutes sociétés ou entreprises commerciales,industrielles,financières,mobilières et…” (deed in French)
From the articles, 10 activitiesNo NACE code in the KBO yet
Size
€112.2mtotal assets 2024
Equity
€53.9m
Profit
€1.6m
Standalone figures, without subsidiaries
Financial health
37 Weak Checked score 2024
Bankruptcy probabilitywithin 12 months
5.5%
Structure
Holdings
10
Auditor: REMON & COAccounts 79 days overdue2 of 3 deeds read
Why 37raises riskLiquidity: current ratio 0.20, cash €86,934, halvedFigures for financial year 2024 (filed 15-11-2025)1 financial year not filed after the legal deadline; latest accounts 107 days late; 3 of the last 3 latelowers riskSize: total assets €112.2m, files consolidated accountsShow the evidence

Checked score

Score 2024
37 / 100
Weak
Probability in this band: 4.2% to 15.0%
Financially better than 39% of its sector peers (no NACE code, large)
Financial strength · tick = 2023
Average
Solvency 73-13
equity 48.0% of total assets
Liquidity 33-19
short-term debt 36.7% · cash 0.1%
Profitability 41-59
return on assets 1.5%
Bankruptcy probability, 12 months
5.5% Elevated
0%0.5%1.5%4%10%≥ 25%

About 5 in 100 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 11-2024: 4.7% 12-2024: 5.5%▲ +0.8 percentage points vs 11-2024highest value 01-2025: 0.4%▼ -5.1 percentage points vs 12-2024lowest value 02-2025: 0.4%● unchanged vs 01-2025 03-2025: 0.4%● unchanged vs 02-2025 04-2025: 0.4%● unchanged vs 03-2025 05-2025: 0.4%● unchanged vs 04-2025 06-2025: 0.5%▲ +0.1 percentage points vs 05-2025 07-2025: 0.5%● unchanged vs 06-2025 08-2025: 0.8%▲ +0.3 percentage points vs 07-2025 09-2025: 0.9%▲ +0.1 percentage points vs 08-2025 10-2025: 1.6%▲ +0.7 percentage points vs 09-2025 11-2025: 1.7%▲ +0.1 percentage points vs 10-2025 12-2025: 2.9%▲ +1.2 percentage points vs 11-2025 01-2026: 2.9%● unchanged vs 12-2025 02-2026: 2.9%● unchanged vs 01-2026 03-2026: 3.0%▲ +0.1 percentage points vs 02-2026 04-2026: 2.8%▼ -0.2 percentage points vs 03-2026 05-2026: 2.5%▼ -0.3 percentage points vs 04-2026 06-2026: 2.5%● unchanged vs 05-2026 07-2026: 2.4%▼ -0.1 percentage points vs 06-2026 08-2026: 3.1%▲ +0.7 percentage points vs 07-2026 09-2026: 3.4%▲ +0.3 percentage points vs 08-2026 10-2026: 5.5%▲ +2.1 percentage points vs 09-2026
Credit of up to €1,950,000 on 30-day terms, only on tighter conditions: elevated estimated bankruptcy probability calls for adjusted credit terms
Liquidity insufficient (current ratio 0.2, compared with 0.55 in 2023, below 1; short-term debt: 36.7% and cash: 0.1% of total assets), and 52% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (no NACE code, large): better than 22% on solvency, 12% on liquidity, 63% on profitability and 60% on growth.

The bankruptcy probability was computed on 17-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Seven signals.
lowers riskraises risk
lowers risk · Size: total assets €112.2m, files consolidated accounts
Companies of this size fail less often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
raises risk · Liquidity: current ratio 0.20, cash €86,934, halved
NBB · annual accounts
raises risk · Figures for financial year 2024 (filed 15-11-2025)
NBB · annual accounts
raises risk · 1 financial year not filed after the legal deadline; latest accounts 107 days late; 3 of the last 3 late
NBB · filings
lowers risk · Growing equity
Reported equity is higher than in 2022 and did not fall compared with 2023. These amounts do not establish the cause of the change.
NBB · annual accounts 2024
Equity per financial year
192021222324
2019 to 2024 · latest year €53.9m
raises risk · Annual accounts not filed
The financial year that closed on 31-12-2025 was due at the National Bank by 31-07-2026. Nothing is on record, 79 days later.
NBB · 6 filings
Position against the passed deadline
31-12-2025 year end31-07-2026 deadline18-10-2026 today
raises risk · Filed more than 90 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 15-11-2025, 107 days past the deadline. Measured on financial year 2023: of the companies more than 90 days late, 5.61% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers.
NBB · 6 filings
Deviation from the deadline
2025
not filed
2024
107 days late
2023
130 days late
2022
84 days late
2021
94 days late
2020
146 days late
2019
112 days late
← before the deadline after the deadline →
tick = median of all Belgian filings

This company filed its last 6 accounts on average 112 days after the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.

Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Appointment: Remon & Co (statutory auditor)Gazette deed
  2. Annual accounts filedfinancial year 2024 · consolidated…
  3. Annual accounts filedfinancial year 2024 · full…

Key points

  • Caution: Result fell in 2024from €40.6m to €1.6m ▼ 95.9% View
  • Caution: Accounts not fileddeadline was 31-07-2026 79 days late View
  • Heads a groupcompanies controlled 25 View
  • Positive: 6 profitable years in a rowprofit 2024: €1.6m 6 years View

By topic

Financials

Financial year
2024
Total assets
€112.2m
Profit
€1.6m
Solvency
48.0%
Total assets▲ 31.3%
Net result
20192024
Go to Financials

Timeline

Events
14
Since
2020
  1. 10-12-2024Annual accounts filed
  2. 08-12-2024Annual accounts filed
  3. 02-04-2024Resignation: STEVENY Philippe Noël Marie-Rose (manager)
Go to Timeline

Company details

Legal form
Private limited company
Founded
21-09-2018
Year ends
31-12
Peppol
Not found in the Peppol directory
Go to Company details

Articles of association

Provisions read
14
Annual meeting
28 June at 18:00
Purpose
“La prise de participation directe ou indirecte dans toutes sociétés ou entreprises…” (deed in French)
Go to Articles of association

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