STEVENS YATI
ActiveSummary
STEVENS YATI has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €143,681 and a net result of €54,160. Equity is growing by ~54.2% per year across the filed fiscal years. Its solvency ranks better than 20% of 17112 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
What stands out
Overview
Accounts filed 27 d late0 of 4 deeds readTurnover not published (abridged schema)
Why 73- Weak solvency vs sector+ Lower-failure-rate sector+ Long track record+ Annual accounts: healthy financial profileFiled after the deadlineShow the evidence
Checked score
Score 2025
Axes · tick = 2024
Profitability79▼-6
Solvency46▼-5
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €10,000 at 30 days acceptable
Liquidity short (current ratio 0.77 against 0.93 in 2024; short-term debt: 10.1% and cash: 4.9% of total assets), and 78.7% of the assets are financed with debt.
Credit check for your own amount and term
Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 86
Relative position
BE, all sectors
reference
Human health activities (NACE 86)
about 87% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
21.3%
Return on assets
8%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 20% of 17112 sector peers (2025).
NBB · sector comparisonPosition among 17112 sector peers
Solvency
better than 20%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-08-2026, 27 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 3 filingsDeviation from the deadline
2025
27 d late
2024
21 d late
2023
29 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 3 accounts on average 6 days after the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 36% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 21 August (3 of the last 3 filed years within 49 days of that day).
Companies Code · seven monthsPosition in the running window
01-10-2026 today31-12-2026 close31-07-2027 deadline
- Annual accounts filedfiscal year 2025 · micro…
- Highest result since 2023net €54,160 ▲19.6%
- Equity above €100,000Eq €143,681 ▲60.5%
Financials
Fiscal year 2025Total assets €673,846Profit €54,160Solvency 21.3%Liquidity 0.77
Total assets
€673,846▲ 92.0%
2023 - 2025
Net result
€54,160▲ 19.6%
2023 - 2025
Equity
€143,681▲ 60.5%
2023 - 2025
Staff (FTE)
2▲ 42.9%
2023 - 2025
Financials · fiscal year 2025, micro schema
Trend over the years
Trend over the years
In euros
In per cent
Ratio
In full-time equivalents (FTE)
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.
In full-time equivalents (FTE)
No line ticked in this group.
Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 86, Human health activities, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).
Every figure with its change against the fiscal year before
favourable
unfavourable
Line202320242025
Operating result€16,247-€66,884▲ 312%€83,953▲ 25.5%
Net result€9,523below the sector's middle half-€45,291within the sector's middle half▲ 376%€54,160within the sector's middle half▲ 19.6%
Equity€46,729below the sector's middle half-€89,520within the sector's middle half▲ 91.6%€143,681within the sector's middle half▲ 60.5%
Total assets€313,742within the sector's middle half-€350,939within the sector's middle half▲ 11.9%€673,846above the sector's middle half▲ 92.0%
Debt€267,013-€261,419▼ 2.1%€530,165▲ 103%
Working capital-€11,537below the sector's middle half--€3,220below the sector's middle half▲ 72.1%-€15,496below the sector's middle half▼ 381%
Solvency14.9%below the sector's middle half-25.5%below the sector's middle half▲ 10.6pp21.3%below the sector's middle half▼ 4.2pp
Current ratio0.74below the sector's middle half-0.93below the sector's middle half▲ 0.190.77below the sector's middle half▼ 0.16
Return on assets (ROA)3.0%below the sector's middle half-12.9%within the sector's middle half▲ 9.9pp8.0%below the sector's middle half▼ 4.9pp
Staff (FTE)0.1-1.4▲ 1,300%2▲ 42.9%
above
within
below
the middle half (P25 to P75) of NACE 86, Human health activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result and balance sheet
Result per fiscal year
Operating resultNet result
The operating result has risen two years in a row; 2025 is 26% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €673,846
Fixed assets
€621,133 ▲ 103%
Current assets
€52,713 ▲ 17.3%
Equity and liabilities €673,846
Equity
€143,681 ▲ 60.5%
Debt
€530,165 ▲ 103%
Debt's share of the balance-sheet total rises from 74.5% to 78.7%. Equity and debt are higher.
Key figures and ratios
Key figures and ratios
EBITDA
€119,171▲
2024 · €87,761
Cash flow
€89,378▲
2024 · €66,168
Debt to equity
3.69▲
2024 · 2.92
ROE
37.7%▼
2024 · 50.6%
Interest coverage
7.79▼
2024 · 8.27
Debt ≤ 1 year
€68,209▲
2024 · €48,143
Debt > 1 year
€461,956▲
2024 · €212,276
Income taxes
€14,786▲
2024 · €11,053
Staff costs
€55,278▲
2024 · €40,862
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 5,053 companies that looked in July 2024 the way this one looks now, 1.6% went bankrupt within 24 months and 96% are still going.
- Micro
- 10 to 20 years old
- solvency 10 to 30%
- a profit of 5% of the balance sheet or more
1.6%
went bankrupt
2.4%
stopped otherwise
96%
still going
A further 0.1% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a lower bankruptcy probability: 0.1% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,341 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 5,053 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Filed annual accounts
Annual accounts
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Non-recurring operating income76A | - | - | €20,000 | - |
| Remuneration, social security and pensions62 | €3,533 | €40,862 | €55,278 | ▲ 35.3% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €15,454 | €20,877 | €35,218 | ▲ 68.7% |
| Other operating charges640/8 | €690 | €1,695 | €1,789 | ▲ 5.5% |
| Gross operating margin9900 | €35,925 | €130,318 | €176,237 | ▲ 35.2% |
| Operating profit (loss)9901 | €16,247 | €66,884 | €83,953 | ▲ 25.5% |
| Financial income75/76B | €0 | €71 | €283 | ▲ 298% |
| Recurring financial income75 | €0 | €71 | €283 | ▲ 298% |
| Financial charges65/66B | €3,041 | €10,611 | €15,290 | ▲ 44.1% |
| Recurring financial charges65 | €3,041 | €10,611 | €15,290 | ▲ 44.1% |
| Profit (loss) for the period before taxes9903 | €13,206 | €56,344 | €68,946 | ▲ 22.4% |
| Income taxes67/77 | €3,683 | €11,053 | €14,786 | ▲ 33.8% |
| Profit (loss) for the period9904 | €9,523 | €45,291 | €54,160 | ▲ 19.6% |
| Profit (loss) for the period to be appropriated9905 | €9,523 | €45,291 | €54,160 | ▲ 19.6% |
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Assets | ||||
| Total assets20/58 | €313,742 | €350,939 | €673,846 | ▲ 92.0% |
| Fixed assets21/28 | €280,120 | €306,016 | €621,133 | ▲ 103% |
| Tangible fixed assets22/27 | €280,120 | €306,016 | €621,133 | ▲ 103% |
| Land and buildings22 | €252,377 | €256,233 | €524,139 | ▲ 105% |
| Plant, machinery and equipment23 | €23,454 | €45,783 | €40,486 | ▼ 11.6% |
| Furniture and vehicles24 | €4,289 | €4,000 | €6,146 | ▲ 53.7% |
| Leasing and similar rights25 | - | - | €50,362 | - |
| Current assets29/58 | €33,622 | €44,924 | €52,713 | ▲ 17.3% |
| Amounts receivable within one year40/41 | €1,392 | €3,947 | €16,637 | ▲ 322% |
| Other amounts receivable41 | €1,392 | €3,947 | €16,637 | ▲ 322% |
| Cash at bank and in hand54/58 | €30,792 | €39,496 | €33,292 | ▼ 15.7% |
| Deferred charges and accrued income490/1 | €1,438 | €1,481 | €2,785 | ▲ 88.0% |
| Equity and liabilities | ||||
| Total equity and liabilities10/49 | €313,742 | €350,939 | €673,846 | ▲ 92.0% |
| Equity10/15 | €46,729 | €89,520 | €143,681 | ▲ 60.5% |
| Contributions10/11 | €1,000 | €1,000 | €1,000 | = |
| Reserves13 | €45,729 | €88,520 | €142,681 | ▲ 61.2% |
| Non-distributable reserves130/1 | €0 | - | - | - |
| Reserves not available under the articles1311 | €0 | - | - | - |
| Tax-exempt reserves132 | €3,073 | €3,073 | €3,073 | = |
| Distributable reserves133 | €42,656 | €85,447 | €139,608 | ▲ 63.4% |
| Profit (loss) carried forward14 | - | €0 | €0 | - |
| Amounts payable17/49 | €267,013 | €261,419 | €530,165 | ▲ 103% |
| Amounts payable after more than one year17 | €221,853 | €212,276 | €461,956 | ▲ 118% |
| Financial debts170/4 | €221,853 | €212,276 | €461,956 | ▲ 118% |
| Amounts payable within one year42/48 | €45,160 | €48,143 | €68,209 | ▲ 41.7% |
| Current portion of amounts payable after more than one year42 | €14,900 | €20,679 | €43,111 | ▲ 108% |
| Trade debts44 | €18,844 | €16,797 | €17,293 | ▲ 3.0% |
| Suppliers440/4 | €18,844 | €16,797 | €17,293 | ▲ 3.0% |
| Taxes, remuneration and social security45 | €9,255 | €6,261 | €2,578 | ▼ 58.8% |
| Taxes450/3 | €3,902 | €3,683 | €0 | ▼ 100% |
| Remuneration and social security454/9 | €5,353 | €2,578 | €2,578 | = |
| Other amounts payable47/48 | €2,160 | €4,406 | €5,227 | ▲ 18.6% |
| Accrued charges and deferred income492/3 | - | €1,000 | €0 | ▼ 100% |
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Profit (loss) for the period9904 | €9,523 | €45,291 | €54,160 | ▲ 19.6% |
| + Depreciation and write-downs630 | €15,454 | €20,877 | €35,218 | ▲ 68.7% |
| Operating cash flow (approximation) | €24,978 | €66,168 | €89,378 | ▲ 35.1% |
| Investment in fixed assets (approximation) | - | -€46,772 | -€350,335 | ▼ 649% |
| Change in cash | - | €8,703 | -€6,204 | ▼ 171% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Comparable companies
Similar companies · same sector, comparable size
VAN CAMP I.
BE 0831.089.268
Grobbendonk · Eq €143,749
OLIVEIRA DENTAL
BE 1019.740.808
Charleroi · Eq €143,759
DENTILLEGAS
BE 0800.998.482
Sint-Gillis (bij-Brussel) · Eq €143,941
JAEKA
BE 0690.518.155
Tongeren-Borgloon · Eq €143,974
DeWa Dental
BE 0832.831.211
Awans · Eq €143,387
Of 6,943 companies in this sector we hold annual accounts for 4,297. 3,791 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Timeline
5 eventsLatest 27-08-2026Next filing 31-07-2027
History
Acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 27 days late
2025
31-12
Financial
Highest result since 2023net €54,160 ▲19.6%
Operating result €83,953, net result €54,160, both a record.
31-12
Financial
Equity above €100,000Eq €143,681 ▲60.5%
3 profitable years in a row build equity to €143,681.
21-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 21 days late
2024
02-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts
We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Support & recognitions
1 register with a recognitionLEI issued
LEI
active
699400T0URX91W9CH202
Recognitions · licences · registrations
Legal Entity Identifier
699400T0URX91W9CH202
Company details
Private limited company · founded 18-09-2008Year ends 31-12Peppol reachable1 site
Register details
Identification
Legal formPrivate limited company
Founded18-09-2008
Fiscal year end31-12
Activities, NACEBEL 2025
86230Dental practice
E-invoicing
Reachable via Peppol
Peppol ID
0208:0806473044
Also
9925:BE0806473044
Registered
29-02-2024
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 1 October 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.
Sites & property
Location & real-estate footprint
Registered office, Zedelgem · 1 establishment unit since 2008
Ground area
1,896 m²
Building footprint
207 m²
Volume, LiDAR
459 m³
2 parcels, Flanders · tallest building 8.9 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Ten Putte 31, 8200 Brugge
since 2008unit no. 2.302.074.274
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 31017E0164/00N000 | Flanders | 1,720 m² | 1 · 137 m² | - |
| 31512B0490/00Y000 | Flanders | 176 m² | 1 · 69 m² | 8.9 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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