STEVENS - VAN DE VYVER
ActiveSummary
STEVENS - VAN DE VYVER has been active since 2003 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €245k and a net result of €61k. Equity is growing by ~19.4% per year across the filed fiscal years. Its solvency ranks better than 67% of 10359 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (low).
Checked score
Score 2025
87
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability86▲+3
Solvency79▲+7
Growth78=
Track record100
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €21k at 30 days acceptable
Liquidity ample (current ratio 3.84 against 3.12 in 2024; short-term debt: 15.8% and cash: 50.3% of total assets), and 45.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
54.4%
Return on assets
13.6%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 03-06-2026, 58 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
58 d early
2024
55 d early
2023
61 d early
2022
48 d early
2021
54 d early
2020
36 d early
2019
53 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€245k▲ 13.3%
2024 · €217k
2018: €91k
2019: €87k
2020: €95k
2021: €98k
2022: €138k
2023: €165k
2024: €217k
2018 → 2025
Total assets
€451k▼ 2.2%
2024 · €461k
2018: €199k
2019: €160k
2020: €180k
2021: €202k
2022: €401k
2023: €445k
2024: €461k
2018 → 2025
Net result
€61k▲ 15.3%
2024 · €53k
2018: €6k
2019: €-5k
2020: €10k
2021: €17k
2022: €41k
2023: €34k
2024: €53k
2018 → 2025
Working capital
€203k▲ 19.8%
2024 · €169k
2018: €70k
2019: €76k
2020: €81k
2021: €82k
2022: €85k
2023: €109k
2024: €169k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€98k-€138k▲ 40.2%€165k▲ 19.9%€217k▲ 31.3%€245k▲ 13.3%
Operating result€23k-€52k▲ 127%€54k▲ 3.6%€81k▲ 49.8%€91k▲ 12.6%
Net result€17k-€41k▲ 147%€34k▼ 16.3%€53k▲ 55.2%€61k▲ 15.3%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen four years in a row; 2025 is 13% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €451k
Fixed assets
€177k ▼ 16.6%
Current assets
€274k ▲ 10.1%
Equity and liabilities €451k
Equity
€245k ▲ 13.3%
Debt
€206k ▼ 15.8%
Debt's share of the balance-sheet total falls from 53.0% to 45.6%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€133k▲
2024 · €127k
Cash flow
€103k▲
2024 · €99k
Current ratio
3.84▲
2024 · 3.12
Quick ratio
3.61▲
2024 · 2.95
Debt to equity
0.84▼
2024 · 1.13
ROE
25.0%▲
2024 · 24.6%
ROA
13.6%▲
2024 · 11.6%
Interest coverage
21.24▲
2024 · 17.51
Debt ≤ 1 year
€71k▼
2024 · €80k
Debt > 1 year
€135k▼
2024 · €165k
Income taxes
€25k▲
2024 · €22k
Staff costs
€278k▲
2024 · €265k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 50 lines
Balance sheet
Code20242025
Assets
Total assets20/58€461k€451k▼
Fixed assets21/28€212k€177k▼
Tangible fixed assets22/27€212k€177k▼
Land and buildings22€192k€162k▼
Plant, machinery and equipment23€20k€15k▼
Leasing and similar rights25€697€447▼
Current assets29/58€249k€274k▲
Stocks and contracts in progress3€14k€16k▲
Stocks30/36€14k€16k▲
Amounts receivable within one year40/41€41k€16k▼
Trade receivables40€15k€784▼
Other amounts receivable41€26k€16k▼
Cash at bank and in hand54/58€179k€227k▲
Deferred charges and accrued income490/1€15k€15k=
Equity and liabilities
Total equity and liabilities10/49€461k€451k▼
Equity10/15€217k€245k▲
Contributions10/11€19k€19k=
Reserves13€198k€227k▲
Distributable reserves133€198k€227k▲
Amounts payable17/49€245k€206k▼
Amounts payable after more than one year17€165k€135k▼
Advances received on contracts in progress176€165k€135k▼
Amounts payable within one year42/48€80k€71k▼
Current portion of amounts payable after more than one year42€34k€30k▼
Trade debts44€16k€18k▲
Suppliers440/4€16k€18k▲
Taxes, remuneration and social security45€28k€21k▼
Taxes450/3€8k€2k▼
Remuneration and social security454/9€20k€19k▼
Other amounts payable47/48€2k€2k=
Income statement
Code20242025
Remuneration, social security and pensions62€265k€278k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€46k€42k▼
Other operating charges640/8€9k€9k▲
Gross operating margin9900€401k€420k▲
Operating profit (loss)9901€81k€91k▲
Financial income75/76B€1k€1k▼
Recurring financial income75€1k€1k▼
Financial charges65/66B€7k€6k▼
Recurring financial charges65€7k€6k▼
Profit (loss) for the period before taxes9903€75k€86k▲
Income taxes67/77€22k€25k▲
Profit (loss) for the period9904€53k€61k▲
Profit (loss) for the period to be appropriated9905€53k€61k▲
Appropriation of the result
Profit (loss) to be appropriated9906€53k€61k▲
Transfer from equity791/2-€31k
Transfer to equity691/2€52k€60k▲
To other reserves6921€52k€60k▲
Profit to be distributed694/7€2k€33k▲
Return on contributions (dividend)694€2k€33k▲
Social balance
Average headcount (FTE)90878.510.4▲
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
03-06
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Highest result since 2018net €61k ▲15.3%
Operating result €91k, net result €61k, both a record.
06-06
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Equity above €200kEq €217k ▲31.3%
5 profitable years in a row build equity to €217k.
31-05
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial
Equity above €150kEq €165k ▲19.9%
4 profitable years in a row build equity to €165k.
13-06
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-12
Financial
Equity above €100kEq €138k ▲40.2%
3 profitable years in a row build equity to €138k.
07-06
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
25-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Back to profitnet €10k
Net result €10k after one loss-making year.
08-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
Show earlier events
2019
31-12
Financial
Weakest financial yearnet €-5k ▼182%
Net result drops to €-5k, the lowest in the series; recovery starts the following year.
02-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
07-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
14-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Beveren-Kruibeke-Zwijndrecht · 1 establishment unit since 2003
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Verbrandendijk 12070 Beveren-Kruibeke-ZwijndrechtGround area
154 m²
Building footprint
153 m²
Volume, LiDAR
1,051 m³
Parcel 11056B0854/00N007, Flanders · tallest building 10.4 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Slagerij Stevens
since 20032.172.955.396
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11056B0854/00N007 | Flanders | 154 m² | 1 · 153 m² | 10.4 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2025 · 4 entries · 634 EUR awarded · 634 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 176 EUR | 176 EUR |
| 2024 | 1 | 176 EUR | 176 EUR |
| 2023 | 1 | 147 EUR | 147 EUR |
| 2022 | 1 | 135 EUR | 135 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Recognitions · licences · registrations
Food safety, FASFC
1 siteBeveren-Kruibeke-Zwijndrecht2.172.955.396
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SLAGERIJ VANTILT
BE 0745.736.493
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VT FOOD FACTORY & CO
BE 0427.728.527
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VAN SANDEN & SOMERS
BE 0737.718.751
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Of 3,043 companies in sector 47221 we hold annual accounts for 1,564. 1,245 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded25-04-2003
Fiscal year end31-12
Activities, NACEBEL 2025
47221Retail sale of meat and meat products, excluding game and poultry
Sources
Crossroads Bank for EnterprisesNational Bank · 23 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.