Stevens Services
ActiveSummary
Stevens Services has been active since 1983 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €949,621 and a net result of €276,043. Equity is growing by ~12.1% per year across the filed fiscal years. Its solvency ranks better than 48% of 7459 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2024
Axes · tick = 2023
Profitability84▲+1
Solvency67▲+10
Growth80=
Track record100
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €60,000 at 30 days acceptable
Liquidity tight (current ratio 1.18 against 1.03 in 2023; short-term debt: 44.2% and cash: 4.8% of total assets), and 57.7% of the assets are financed with debt.
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Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Specialised construction activities (NACE 43)
about 85% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
42.3%
Return on assets
12.3%
Age of the figures
21 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 02-07-2025, 29 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
29 d early
2023
30 d early
2022
27 d early
2021
33 d early
2020
45 d early
2019
36 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 6 accounts on average 33 days before the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 42% of the sector filed late.
Checked, nothing found (1)
History
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Financials · fiscal year 2024, abbreviated schema
In the rankings
#4 fastest grower in Diepenbeek#4 employer in Diepenbeek, Construction sector#5 oldest company in Diepenbeek, Construction sector
Turnover
€985,022▲ 15.8%
2019 · €850,913
EBIT margin
6.2%▼ 1.1pp
2019 · 7.3%
Net result
€276,043▲ 11.8%
2023 · €246,882
Working capital
€176,726▲ 335%
2023 · €40,591
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 43, Specialised construction activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20202021202220232024
Turnover€985,022▲ 15.8%
Operating result€60,660▼ 2.4%€527,490▲ 770%€386,174▼ 26.8%€356,771▼ 7.6%€395,451▲ 10.8%
Net result€36,363within the sector's middle half▼ 34.1%€395,086above the sector's middle half▲ 987%€283,165above the sector's middle half▼ 28.3%€246,882above the sector's middle half▼ 12.8%€276,043above the sector's middle half▲ 11.8%
EBIT margin6.2%▼ 1.1pp
Equity€448,445within the sector's middle half▼ 26.7%€543,531within the sector's middle half▲ 21.2%€626,696within the sector's middle half▲ 15.3%€673,578within the sector's middle half▲ 7.5%€949,621above the sector's middle half▲ 41.0%
Total assets€1.2mwithin the sector's middle half▲ 52.4%€1.7mabove the sector's middle half▲ 37.6%€1.6mwithin the sector's middle half▼ 5.3%€2.1mabove the sector's middle half▲ 32.5%€2.2mabove the sector's middle half▲ 6.2%
Debt€774,139▲ 307%€1.1m▲ 47.2%€966,583▼ 15.2%€1.4m▲ 48.8%€1.3m▼ 10.1%
Working capital-€471,716below the sector's middle half€155,407within the sector's middle half€268,744within the sector's middle half▲ 72.9%€40,591within the sector's middle half▼ 84.9%€176,726within the sector's middle half▲ 335%
Solvency36.7%within the sector's middle half▼ 39.6pp32.3%within the sector's middle half▼ 4.4pp39.3%within the sector's middle half▲ 7.0pp31.9%within the sector's middle half▼ 7.4pp42.3%within the sector's middle half▲ 10.4pp
Current ratio0.37below the sector's middle half▼ 1.481.14below the sector's middle half▲ 0.771.29within the sector's middle half▲ 0.151.03below the sector's middle half▼ 0.261.18within the sector's middle half▲ 0.14
Return on assets (ROA)3.0%within the sector's middle half▼ 3.9pp23.5%above the sector's middle half▲ 20.5pp17.8%above the sector's middle half▼ 5.7pp11.7%within the sector's middle half▼ 6.1pp12.3%within the sector's middle half▲ 0.6pp
Staff (FTE)3.4within the sector's middle half▼ 10.5%11above the sector's middle half▲ 224%15.5above the sector's middle half▲ 40.9%16.2above the sector's middle half▲ 4.5%17.3above the sector's middle half▲ 6.8%
above
within
below
the middle half (P25 to P75) of NACE 43, Specialised construction activities, each year against the same schema; no band under 30 filings.
Why a figure moved sharply
- 2021 Net result +987% on 2020. This fiscal year ran 18 months, the previous one 12. The accounts now follow the abbreviated schema, last year the full schema.
- 2021 Staff (FTE) +224% on 2020. The accounts now follow the abbreviated schema, last year the full schema.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2024; 2024 is 11% above 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €2.2m
Fixed assets
€1.1m ▲ 24.9%
Current assets
€1.2m ▼ 6.6%
Equity and liabilities €2.2m
Equity
€949,621 ▲ 41.0%
Debt
€1.3m ▼ 10.1%
Debt's share of the balance-sheet total falls from 68.1% to 57.7%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€460,209▲
2023 · €423,061
Cash flow
€340,800▲
2023 · €313,172
Quick ratio
1.03▲
2023 · 0.91
Debt to equity
1.36▼
2023 · 2.14
ROE
29.1%▼
2023 · 36.7%
Interest coverage
23.82▼
2023 · 63.58
Debt ≤ 1 year
€991,458▼
2023 · €1.2m
Debt > 1 year
€266,667▲
2023 · €192,667
Income taxes
€106,668▲
2023 · €103,260
Staff costs
€1.0m▲
2023 · €1.0m
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 20,134 companies that looked in July 2024 the way this one looks now, 0.2% went bankrupt within 24 months and 95% are still going.
- Small
- 20 years or older
- solvency 30% or more
- a profit of 5% of the balance sheet or more
0.2%
went bankrupt
4.7%
stopped otherwise
95%
still going
For this company itself Checked computes a higher bankruptcy probability: 0.8% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,338 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.9% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 20,134 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Turnover70 | €985,022 | - | - | - | - | - |
| Non-recurring operating income76A | - | - | - | - | €661 | - |
| Remuneration, social security and pensions62 | - | €1.1m | €863,946 | €1.0m | €1.0m | ▲ 2.4% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €47,333 | €114,693 | €53,760 | €66,290 | €64,758 | ▼ 2.3% |
| Other operating charges640/8 | - | €46,226 | €25,029 | €22,888 | €26,969 | ▲ 17.8% |
| Non-recurring operating charges66A | - | €5,813 | - | - | - | - |
| Gross operating margin9900 | - | €1.7m | €1.3m | €1.5m | €1.5m | ▲ 4.5% |
| Operating profit (loss)9901 | €60,660 | €527,490 | €386,174 | €356,771 | €395,451 | ▲ 10.8% |
| Financial income75/76B | - | €4,847 | €33 | €24 | €6,577 | ▲ 26,901% |
| Recurring financial income75 | €314 | €4,847 | €33 | €24 | €6,577 | ▲ 26,901% |
| Financial charges65/66B | - | €5,254 | €3,452 | €6,654 | €19,318 | ▲ 190% |
| Recurring financial charges65 | €467 | €5,254 | €3,452 | €6,654 | €19,318 | ▲ 190% |
| Profit (loss) for the period before taxes9903 | €60,507 | €527,082 | €382,754 | €350,142 | €382,710 | ▲ 9.3% |
| Income taxes67/77 | €24,144 | €131,996 | €99,590 | €103,260 | €106,668 | ▲ 3.3% |
| Profit (loss) for the period9904 | €36,363 | €395,086 | €283,165 | €246,882 | €276,043 | ▲ 11.8% |
| Profit (loss) for the period to be appropriated9905 | €36,363 | €395,086 | €283,165 | €246,882 | €276,043 | ▲ 11.8% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €1.2m | €1.7m | €1.6m | €2.1m | €2.2m | ▲ 6.2% |
| Fixed assets21/28 | €940,161 | €429,809 | €394,299 | €860,654 | €1.1m | ▲ 24.9% |
| Tangible fixed assets22/27 | €440,037 | €429,685 | €394,175 | €860,530 | €1.1m | ▲ 24.9% |
| Land and buildings22 | - | €373,588 | €333,588 | €741,719 | €871,080 | ▲ 17.4% |
| Plant, machinery and equipment23 | - | - | - | - | €124,604 | - |
| Furniture and vehicles24 | - | €56,097 | €60,587 | €118,811 | €78,754 | ▼ 33.7% |
| Financial fixed assets28 | €500,124 | €124 | €124 | €124 | €124 | = |
| Current assets29/58 | €282,422 | €1.3m | €1.2m | €1.3m | €1.2m | ▼ 6.6% |
| Stocks and contracts in progress3 | €144,768 | €144,768 | €144,768 | €144,768 | €144,768 | = |
| Stocks30/36 | - | €144,768 | €144,768 | €144,768 | €144,768 | = |
| Amounts receivable within one year40/41 | €18,319 | €868,664 | €607,089 | €1.0m | €910,602 | ▼ 9.2% |
| Trade receivables40 | - | €95,191 | €100,072 | €594,974 | €442,286 | ▼ 25.7% |
| Other amounts receivable41 | - | €773,474 | €507,017 | €407,361 | €468,316 | ▲ 15.0% |
| Cash at bank and in hand54/58 | €114,388 | €234,510 | €442,165 | €99,144 | €107,855 | ▲ 8.8% |
| Deferred charges and accrued income490/1 | - | €4,958 | €4,958 | €4,958 | €4,958 | = |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €1.2m | €1.7m | €1.6m | €2.1m | €2.2m | ▲ 6.2% |
| Equity10/15 | €448,445 | €543,531 | €626,696 | €673,578 | €949,621 | ▲ 41.0% |
| Contributions10/11 | €125,000 | €125,000 | €125,000 | €125,000 | €125,000 | = |
| Capital10 | - | €125,000 | €125,000 | €125,000 | €125,000 | = |
| Issued capital100 | - | €125,000 | €125,000 | €125,000 | €125,000 | = |
| Reserves13 | €224,579 | €224,579 | €224,579 | €224,579 | €224,579 | = |
| Non-distributable reserves130/1 | - | €49,579 | €49,579 | €49,579 | €49,579 | = |
| Legal reserve130 | - | €49,579 | €49,579 | €49,579 | €49,579 | = |
| Distributable reserves133 | - | €175,000 | €175,000 | €175,000 | €175,000 | = |
| Profit (loss) carried forward14 | €98,866 | €193,953 | €277,117 | €323,999 | €600,042 | ▲ 85.2% |
| Amounts payable17/49 | €774,139 | €1.1m | €966,583 | €1.4m | €1.3m | ▼ 10.1% |
| Amounts payable after more than one year17 | - | €6,685 | €1,347 | €192,667 | €266,667 | ▲ 38.4% |
| Financial debts170/4 | - | €6,685 | €1,347 | €192,667 | €266,667 | ▲ 38.4% |
| Amounts payable within one year42/48 | €754,139 | €1.1m | €930,235 | €1.2m | €991,458 | ▼ 18.1% |
| Current portion of amounts payable after more than one year42 | - | €5,257 | €5,338 | €101,347 | €100,000 | ▼ 1.3% |
| Trade debts44 | €106,721 | €249,865 | €186,250 | €337,506 | €271,595 | ▼ 19.5% |
| Suppliers440/4 | - | €249,865 | €186,250 | €337,506 | €271,595 | ▼ 19.5% |
| Taxes, remuneration and social security45 | - | €210,907 | €190,847 | €224,048 | €284,384 | ▲ 26.9% |
| Taxes450/3 | - | €44,121 | €71,358 | €43,442 | €89,682 | ▲ 106% |
| Remuneration and social security454/9 | - | €166,786 | €119,489 | €180,606 | €194,702 | ▲ 7.8% |
| Other amounts payable47/48 | - | €631,464 | €547,800 | €547,713 | €335,479 | ▼ 38.7% |
| Accrued charges and deferred income492/3 | - | €35,000 | €35,000 | €35,000 | €35,000 | = |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €36,363 | €395,086 | €283,165 | €246,882 | €276,043 | ▲ 11.8% |
| + Depreciation and write-downs630 | €47,333 | €114,693 | €53,760 | €66,290 | €64,758 | ▼ 2.3% |
| Operating cash flow (approximation) | €83,696 | €509,780 | €336,925 | €313,172 | €340,800 | ▲ 8.8% |
| Investment in fixed assets (approximation) | - | €395,659 | -€18,250 | -€532,644 | -€278,666 | ▲ 47.7% |
| Change in cash | - | €120,122 | €207,654 | -€343,021 | €8,711 | ▲ 103% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
02-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
01-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
04-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
28-06
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
31-12
Financial
Highest result since 2019net €395,086 ▲987%
Operating result €527,490, net result €395,086, both a record.
31-12
Financial
Liquidity triplescurrent ratio 1.14
Current ratio from 0.37 to 1.14.
31-12
Financial
Equity above €500,000Eq €543,531 ▲21.2%
3 profitable years in a row build equity to €543,531.
2020
17-12
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
30-06
Financial
Weakest financial yearnet €36,363 ▼34.1%
Net result drops to €36,363, the lowest in the series; recovery starts the following year.
2019
26-12
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
25-01
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2017
22-12
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2016
22-12
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
27-01
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 17 acts read
About the unread acts
We know of 17 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
17 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Diepenbeek · 3 establishment units since 1983
Ground area
3.5 ha
Building footprint
5,218 m²
Volume, LiDAR
3,629 m³
4 parcels, Brussels, Flanders · tallest building 10.8 m, ±3 floors. Linked by address, not a title deed.
3 establishment units
Grendelbaan 52, 3590 Diepenbeek
since 19832.024.024.863
STEDITEK N.V.
since 20152.248.896.203
Stevens Services vestiging Brussel
since 20212.312.605.506
4 parcels
Flanders
3
(75%)
Brussels
1
(25%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21814P0427/00K010 | Brussels | 2.1 ha | 1 · 383 m² | 9.0 m · 2 fl. |
| 71304E0082/00P006 | Flanders | 1.2 ha | 1 · 4,546 m² | - |
| 71402D0318/00B003 | Flanders | 1,543 m² | 1 · 154 m² | 10.8 m · 3 fl. |
| 71402D0318/00A003 | Flanders | 233 m² | 1 · 134 m² | 10.2 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
4 of 4 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Owners and holdings
1 ownerChain of control
- STEVENS GROUP
- Stevens Services
Highest known parent: STEVENS GROUP. The sources do not say who stands above it.
Owners 1
- STEVENS GROUPparent100%
Holdings 0
No holding stated in the accounts, acts or LEI register we read.
According to the annual accounts of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.
Connections & network
No current directors or connected companies found in the register.
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Of 15,524 companies in sector 43990 we hold annual accounts for 7,427. 3,354 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPublic limited company
Founded08-12-1983
Fiscal year end31-12
Activities, NACEBEL 2025
28220Manufacture of machinery and equipment not elsewhere classified
43990Other specialised construction activities
Contact
E-mail
steditek@stevensrecycling.comGenk
Phone
089-32.00.10Genk
Fax
089-32.00.19Genk
E-invoicing
Reachable via Peppol
Peppol ID
0208:0425015891
Registered
27-03-2026
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 29 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.