Summary
STEVENS GROUP is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €3.3m and a net result of -€40,740. Equity is growing by ~12.3% per year across the filed fiscal years. Its solvency ranks better than 31% of 2451 sector peers (fiscal year 2025). The company has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
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Signals
1 signal. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-06-2026, 31 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
31 d early
2024
1 d early
2023
30 d early
2022
27 d early
2021
32 d early
2020
67 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 6 accounts on average 9 days before the deadline; the sector median for financial year 2024 is 14 days before the deadline, and 28% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 2 July (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
30-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, full schema, statutory accounts
Equity
€3.3m▼ 1.2%
2024 · €3.3m
Net result
-€40,740
2024 · €1.1m
Total assets
€8.4m▼ 7.1%
2024 · €9.1m
Solvency
39.3%▲ 2.4pp
2024 · 36.9%
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Turnover€150,000▲ 100%€150,000=€150,000=€150,000=€165,000▲ 10.0%
Operating result€37,549€48,358▲ 28.8%€61,861▲ 27.9%€63,886▲ 3.3%€51,584▼ 19.3%
Net result€37,394within the sector's middle half▼ 90.5%€210,873within the sector's middle half▲ 464%€123,903within the sector's middle half▼ 41.2%€1.1mabove the sector's middle half▲ 809%-€40,740below the sector's middle half
Equity€1.9mwithin the sector's middle half▲ 2.0%€2.1mwithin the sector's middle half▲ 11.2%€2.2mwithin the sector's middle half▲ 5.9%€3.3mwithin the sector's middle half▲ 50.8%€3.3mwithin the sector's middle half▼ 1.2%
Total assets€7.9mwithin the sector's middle half▲ 133%€8.1mwithin the sector's middle half▲ 1.6%€8.1mwithin the sector's middle half▲ 0.5%€9.1mwithin the sector's middle half▲ 11.8%€8.4mwithin the sector's middle half▼ 7.1%
Debt€6.0m▲ 289%€6.0m▼ 1.4%€5.9m▼ 1.5%€5.7m▼ 2.9%€5.1m▼ 10.6%
Working capital-€800,676below the sector's middle half▼ 27.5%-€662,553below the sector's middle half▲ 17.3%-€611,400below the sector's middle half▲ 7.7%€441,702within the sector's middle half€492,462within the sector's middle half▲ 11.5%
Solvency23.7%below the sector's middle half▼ 30.5pp26.0%below the sector's middle half▲ 2.2pp27.4%within the sector's middle half▲ 1.4pp36.9%within the sector's middle half▲ 9.5pp39.3%within the sector's middle half▲ 2.4pp
Current ratio0.05below the sector's middle half▼ 0.070.21below the sector's middle half▲ 0.150.26below the sector's middle half▲ 0.051.61within the sector's middle half▲ 1.3518.13above the sector's middle half▲ 16.53
Return on assets (ROA)0.5%within the sector's middle half▼ 11.1pp2.6%within the sector's middle half▲ 2.1pp1.5%within the sector's middle half▼ 1.1pp12.4%above the sector's middle half▲ 10.9pp-0.5%below the sector's middle half▼ 12.9pp
above
within
below
the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 19% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €8.4m
Fixed assets
€7.9m =
Current assets
€521,202 ▼ 55.4%
Equity and liabilities €8.4m
Equity
€3.3m ▼ 1.2%
Debt
€5.1m ▼ 10.6%
Debt's share of the balance-sheet total falls from 63.1% to 60.7%. Equity and debt are lower.
Key figures and ratios
ROE
-1.2%▼
2024 · 33.7%
Debt ≤ 1 year
€28,740▼
2024 · €726,064
Debt > 1 year
€4.6m=
2024 · €4.6m
Income taxes
€0▲
2024 · €0
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Operating income70/76A | €150,000 | €150,000 | €150,000 | €150,000 | €165,000 | ▲ 10.0% |
| Turnover70 | €150,000 | €150,000 | €150,000 | €150,000 | €165,000 | ▲ 10.0% |
| Operating charges60/66A | €112,451 | €101,642 | €88,139 | €86,114 | €113,416 | ▲ 31.7% |
| Services and other goods61 | €112,103 | €100,774 | €87,178 | €85,146 | €112,417 | ▲ 32.0% |
| Other operating charges640/8 | €348 | €868 | €960 | €968 | €998 | ▲ 3.2% |
| Operating profit (loss)9901 | €37,549 | €48,358 | €61,861 | €63,886 | €51,584 | ▼ 19.3% |
| Financial income75/76B | - | €300,000 | €200,000 | €1.2m | €0 | ▼ 100.0% |
| Recurring financial income75 | - | €300,000 | €200,000 | €1.2m | €0 | ▼ 100.0% |
| Income from financial fixed assets750 | - | €300,000 | €200,000 | €1.2m | - | - |
| Income from current assets751 | - | - | - | €0 | €0 | ▲ 80.0% |
| Financial charges65/66B | €155 | €137,485 | €137,958 | €138,034 | €92,324 | ▼ 33.1% |
| Recurring financial charges65 | €155 | €137,485 | €137,958 | €138,034 | €92,324 | ▼ 33.1% |
| Debt charges650 | - | €137,250 | €137,250 | €137,250 | €91,500 | ▼ 33.3% |
| Other financial charges652/9 | €155 | €235 | €708 | €784 | €824 | ▲ 5.1% |
| Profit (loss) for the period before taxes9903 | €37,394 | €210,873 | €123,903 | €1.1m | -€40,740 | ▼ 104% |
| Income taxes67/77 | - | - | - | €0 | €0 | ▲ 200% |
| Taxes670/3 | - | - | - | €0 | €0 | ▲ 200% |
| Profit (loss) for the period9904 | €37,394 | €210,873 | €123,903 | €1.1m | -€40,740 | ▼ 104% |
| Profit (loss) for the period to be appropriated9905 | €37,394 | €210,873 | €123,903 | €1.1m | -€40,740 | ▼ 104% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €7.9m | €8.1m | €8.1m | €9.1m | €8.4m | ▼ 7.1% |
| Fixed assets21/28 | €7.9m | €7.9m | €7.9m | €7.9m | €7.9m | = |
| Financial fixed assets28 | €7.9m | €7.9m | €7.9m | €7.9m | €7.9m | = |
| Affiliated companies280/1 | €7.9m | €7.9m | €7.9m | €7.9m | €7.9m | = |
| Participating interests280 | €7.9m | €7.9m | €7.9m | €7.9m | €7.9m | = |
| Current assets29/58 | €44,067 | €172,798 | €209,829 | €1.2m | €521,202 | ▼ 55.4% |
| Amounts receivable within one year40/41 | €8,931 | €6,343 | €4,192 | €4,323 | €203,494 | ▲ 4,607% |
| Trade receivables40 | - | - | - | - | €196,500 | - |
| Other amounts receivable41 | €8,931 | €6,343 | €4,192 | €4,323 | €6,994 | ▲ 61.8% |
| Cash at bank and in hand54/58 | €35,136 | €166,455 | €205,637 | €1.2m | €317,708 | ▼ 72.7% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €7.9m | €8.1m | €8.1m | €9.1m | €8.4m | ▼ 7.1% |
| Equity10/15 | €1.9m | €2.1m | €2.2m | €3.3m | €3.3m | ▼ 1.2% |
| Contributions10/11 | €1.5m | €1.5m | €1.5m | €1.5m | €1.5m | = |
| Capital10 | €1.5m | €1.5m | €1.5m | €1.5m | €1.5m | = |
| Issued capital100 | €1.5m | €1.5m | €1.5m | €1.5m | €1.5m | = |
| Reserves13 | €432,622 | €643,495 | €767,398 | €1.9m | €1.9m | ▼ 2.2% |
| Non-distributable reserves130/1 | €21,631 | €32,175 | €38,370 | €94,662 | €94,662 | = |
| Legal reserve130 | €21,631 | €32,175 | €38,370 | €94,662 | €94,662 | = |
| Distributable reserves133 | €410,991 | €611,320 | €729,028 | €1.8m | €1.8m | ▼ 2.3% |
| Amounts payable17/49 | €6.0m | €6.0m | €5.9m | €5.7m | €5.1m | ▼ 10.6% |
| Amounts payable after more than one year17 | €5.2m | €5.0m | €4.8m | €4.6m | €4.6m | = |
| Financial debts170/4 | €5.2m | €5.0m | €4.8m | €4.6m | €4.6m | = |
| Other loans174 | €5.2m | €5.0m | €4.8m | €4.6m | €4.6m | = |
| Amounts payable within one year42/48 | €844,743 | €835,351 | €821,229 | €726,064 | €28,740 | ▼ 96.0% |
| Current portion of amounts payable after more than one year42 | €210,000 | €210,000 | €210,000 | €210,000 | - | - |
| Trade debts44 | €20,643 | €17,568 | €9,665 | €3,025 | €20,788 | ▲ 587% |
| Suppliers440/4 | €20,643 | €17,568 | €9,665 | €3,025 | €20,788 | ▲ 587% |
| Other amounts payable47/48 | €614,100 | €607,783 | €601,564 | €513,039 | €7,952 | ▼ 98.4% |
| Accrued charges and deferred income492/3 | - | €137,250 | €274,500 | €411,750 | €503,250 | ▲ 22.2% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €37,394 | €210,873 | €123,903 | €1.1m | -€40,740 | ▼ 104% |
| Operating cash flow (approximation) | €37,394 | €210,873 | €123,903 | €1.1m | -€40,740 | ▼ 104% |
| Investment in fixed assets (approximation) | - | €0 | €0 | €0 | €0 | - |
| Change in cash | - | €131,319 | €39,182 | €957,805 | -€845,735 | ▼ 188% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-06
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
31-12
Financial
Weakest financial yearnet -€40,740
Net result drops to -€40,740, the lowest in the series.
31-12
Financial
Liquidity times 11current ratio 18.13
Current ratio from 1.61 to 18.13; short-term debt falls from €726,064 to €28,740.
06-08
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
30-07
NBB filing
Annual accounts filed
fiscal year 2024 · consolidated
2024
31-12
Financial
Highest result since 2020net €1.1m ▲809%
Operating result €63,886, net result €1.1m, both a record.
31-12
Financial
Liquidity times 6current ratio 1.61
Current ratio from 0.26 to 1.61; short-term debt falls from €821,229 to €726,064.
20-08
NBB filing
Annual accounts filed
fiscal year 2023 · consolidated
01-07
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
06-07
NBB filing
Annual accounts filed
fiscal year 2022 · consolidated
04-07
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
31-12
Financial
Equity above €2mEq €2.1m ▲11.2%
3 profitable years in a row build equity to €2.1m.
Show earlier events
28-07
NBB filing
Annual accounts filed
fiscal year 2021 · consolidated
29-06
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
06-10
NBB filing
Annual accounts filed
fiscal year 2020 · consolidated · 67 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 6 acts read
About the unread acts
We know of 6 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brussel · 1 establishment unit since 2019
Ground area
2.1 ha
Building footprint
383 m²
Volume, LiDAR
1,655 m³
Parcel 21814P0427/00K010, Brussels · tallest building 9.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
STEVENS GROUP
since 20192.386.814.860
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21814P0427/00K010 | Brussels | 2.1 ha | 1 · 383 m² | 9.0 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Owners and holdings
8 holdings · 7 subsidiaries in the treeOwners 0
The accounts to 31-12-2025 list no shareholders, and no other source names one.
Holdings 8
-
100%
-
100%
-
100%
-
100%
-
100%
-
99.03%
-
72.78%
-
50%
All subsidiaries, including indirect ones 7
Companies in which this company or one of its subsidiaries holds more than half, or which it consolidates according to the LEI register.
STEVENS RECYCLING 100%5 subsidiaries
- N.V. STENOFER 100%
- Stevens Beheer BVNL 100%
- Stevens Recycling NederlandNL 100%
- Stevens Logistics 89%
- HENDRICKX & C° N.V. 72%
- Stevens Services 100%
According to the 2025 annual accounts of STEVENS GROUP and those of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.
Connections & network
No current directors or connected companies found in the register.
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Of 24,728 companies in sector 64210 we hold annual accounts for 19,805. 9,436 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPublic limited company
Founded12-03-2019
Fiscal year end31-12
Activities, NACEBEL 2025
64210Activities of holding companies
E-invoicing
Reachable via Peppol
Peppol ID
0208:0722629313
Also
9925:BE0722629313
Registered
05-01-2026
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 30 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.