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STEVENS DIRK

Active
Private limited companyfounded 200620 yrs activeHooiestraat 27A, 8730 Beernem, BelgiumKBO/BCE: BE 0883.547.957
Summary

STEVENS DIRK has been active since 2006 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €688,577 and a net result of €64,532. Equity is growing by ~11.1% per year across the filed fiscal years. Its solvency ranks better than 95% of 13458 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is < 0.1% (very low).

Risk analysisWatch ReportCompare
STEVENS DIRKActiveChecked score 97/100
Risk analysis ReportCompare

Overview

Activity
Wholesale of solid, liquid and gaseous fuels and related products
NACE 46810NACE 46710NACE 51510
1 site
Size
€712,923total assets 2025
Equity
€688,577
Profit
€64,532
Turnover not published (abridged schema)
Financial health
97 Excellent Checked score 2025
Bankruptcy chance 12 m
< 0.1%
Structure
Accounts on time0 of 4 deeds read
Why 97+ Equity €688,577 (96.6% of total assets)+ Liquidity: current ratio 29.20, cash €155,812+ Founded in 2006+ Figures for FY 2025 (filed 30-04-2026)Show the evidence

Checked score

Score 2025
97 / 100
Excellent
Probability in this band: under 0.55%
Better than 77% of its sector peers (NACE 46, micro)
Performance against the sector, not lower risk
Every signal that weighs is under Signals.
Financial strength · tick = 2024
Strong
Solvency 100=
equity 96.6% of total assets
Liquidity 77-23
short-term debt 3.4% · cash 21.9%
Profitability 80-1
return on assets 9.1%
Bankruptcy probability, 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.4% (26,865 companies)
Last 24 months 11-2024: < 0.1% 12-2024: < 0.1%● 0.0% vs 11-2024 01-2025: < 0.1%▲ +5.9% vs 12-2024 02-2025: < 0.1%● 0.0% vs 01-2025 03-2025: < 0.1%▲ +8.3% vs 02-2025 04-2025: < 0.1%▲ +12.8% vs 03-2025highest value 05-2025: < 0.1%▼ -29.5% vs 04-2025 06-2025: < 0.1%● 0.0% vs 05-2025 07-2025: < 0.1%● 0.0% vs 06-2025 08-2025: < 0.1%● 0.0% vs 07-2025 09-2025: < 0.1%● 0.0% vs 08-2025 10-2025: < 0.1%▼ -3.2% vs 09-2025lowest value 11-2025: < 0.1%● 0.0% vs 10-2025lowest value 12-2025: < 0.1%▲ +3.3% vs 11-2025 01-2026: < 0.1%▲ +6.5% vs 12-2025 02-2026: < 0.1%● 0.0% vs 01-2026 03-2026: < 0.1%▲ +6.1% vs 02-2026 04-2026: < 0.1%▲ +14.3% vs 03-2026 05-2026: < 0.1%▼ -17.5% vs 04-2026 06-2026: < 0.1%● 0.0% vs 05-2026 07-2026: < 0.1%● 0.0% vs 06-2026 08-2026: < 0.1%● 0.0% vs 07-2026 09-2026: < 0.1%● 0.0% vs 08-2026 10-2026: < 0.1%▼ -3.0% vs 09-2026
  • Equity €688,577 (96.6% of total assets) lowers the probability
  • Liquidity: current ratio 29.20, cash €155,812 lowers the probability
  • Founded in 2006 lowers the probability for this profile
  • Figures for FY 2025 (filed 30-04-2026) lowers the probability
Credit up to €65,000 at 30 days acceptable
Liquidity ample (current ratio 29.2 against 35.78 in 2024; short-term debt: 3.4% and cash: 21.9% of total assets), and 3.4% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 46, micro). Better than this share of them on solvency 90%, liquidity 80%, profitability 73%, growth against the median 65%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 04-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Equity €688,577 (96.6% of total assets)
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
lowers risk · Liquidity: current ratio 29.20, cash €155,812
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
lowers risk · Founded in 2006
In the bankruptcy model this factor lowers the probability for this profile.
KBO
lowers risk · Figures for FY 2025 (filed 30-04-2026)
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 30-04-2026, 0 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
on the day
2024
on the day
2023
1 d early
2022
3 d early
2021
2 d early
2020
23 d early
2019
on the day
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 4 days before the deadline; the sector median for financial year 2024 is 3 days before the deadline, and 39% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today. Usually files around 30 April (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
30-09-2026 close05-10-2026 today30-04-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · micro…
  2. Annual accounts filedfiscal year 2024 · micro…
  3. Highest result since 2019net €66,433 ▲18.3%

Key points

  • Positive: Among the best 5% on solvencysector median 41.5% · 13,458 companies 96.6% View
  • Positive: Always filed on timeaccounts within the deadline every year 8 years View
  • Positive: 7 profitable years in a rowprofit 2025: €64,532 7 years View

By topic

Financials

Fiscal year
2025
Total assets
€712,923
Profit
€64,532
Solvency
96.6%
Total assets▲ 8.1%
Net result
20192025
Go to Financials

Timeline

Events
14
Since
2017
Next accounts
by 30-04-2027
  1. 30-04-2026Annual accounts filed
  2. 30-04-2025Annual accounts filed
  3. 30-09-2024Highest result since 2019
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Wholesale of solid, liquid and gaseous fuels and…NACE 46810
Founded
15-09-2006
Year ends
30-09
Peppol
Reachable for e-invoices
Go to Company details

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