STEVENS COOL SOLUTIONS
ActiveSTEVENS COOL SOLUTIONS has been active since 2003 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €39k and a net result of €2k. Equity is growing by ~25.9% per year across the filed fiscal years. Its solvency ranks better than 67% of 11206 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).
Checked score
Score 2025
86
/ 100
Excellent▼ -7 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability22▼-78
Solvency99=
Growth78=
Stability100
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4k at 30 days acceptable
Liquidity ample (current ratio 2.6 against 2.62 in 2024), and 37.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
62.8%
Return on assets
2.8%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-08-2026, 30 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
30 d late
2024
26 d late
2023
30 d late
2022
28 d late
2021
25 d late
2020
30 d late
2019
11 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€39k▲ 4.7%
2024 · €37k
2018: €-35k
2019: €-10k
2020: €13k
2021: €46k
2022: €50k
2023: €21k
2024: €37k
2018 → 2025
Total assets
€62k▲ 3.0%
2024 · €61k
2018: €73k
2019: €50k
2020: €59k
2021: €89k
2022: €87k
2023: €44k
2024: €61k
2018 → 2025
Net result
€2k▼ 95.0%
2024 · €35k
2018: €-14k
2019: €24k
2020: €23k
2021: €33k
2022: €5k
2023: €-29k
2024: €35k
2018 → 2025
Working capital
€37k▼ 0.9%
2024 · €37k
2018: €-54k
2019: €-11k
2020: €12k
2021: €45k
2022: €50k
2023: €21k
2024: €37k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€46k-€50k▲ 10.7%€21k▼ 58.3%€37k▲ 78.1%€39k▲ 4.7%
Operating result€49k-€10k▼ 79.3%€-29k€43k€5k▼ 89.2%
Net result€33k-€5k▼ 85.1%€-29k€35k€2k▼ 95.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 89% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €62k
Fixed assets
€2k
Current assets
€60k
Equity and liabilities €62k
Equity
€39k▲ 4.7%
Debt
€23k▲ 0.3%
The debt ratio falls from 38.2% to 37.2%: equity grows faster than debt.
Key figures and ratios
EBITDA
€9k
Cash flow
€6k
Solvency
62.8%▲
2024 · 61.8%
Current ratio
2.60▼
2024 · 2.62
Quick ratio
2.60▼
2024 · 2.62
Debt / equity
0.59▼
2024 · 0.62
ROE
4.4%▼
2024 · 93.6%
ROA
2.8%▼
2024 · 57.8%
Interest coverage
66.17
Debt
€23k▲
2024 · €23k
Debt ≤ 1 year
€23k▲
2024 · €23k
Income taxes
€3k▼
2024 · €7k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€61k€62k▲
Fixed assets21/28-€2k
Tangible fixed assets22/27-€2k
Furniture and vehicles24-€2k
Current assets29/58€61k€60k▼
Amounts receivable within one year40/41€3k€2k▼
Trade receivables40€662€291▼
Other amounts receivable41€2k€2k▼
Cash at bank and in hand54/58€56k€58k▲
Deferred charges and accrued income490/1€1k€819▼
Equity and liabilities
Total equity and liabilities10/49€61k€62k▲
Equity10/15€37k€39k▲
Reserves13€37k€37k▼
Distributable reserves133€37k€37k▼
Profit (loss) carried forward14-€2k
Amounts payable17/49€23k€23k▲
Amounts payable within one year42/48€23k€23k▲
Trade debts44€2k€609▼
Suppliers440/4€2k€609▼
Taxes, remuneration and social security45€8k€10k▲
Taxes450/3€8k€10k▲
Other amounts payable47/48€14k€12k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630-€4k
Other operating charges640/8€979€1k▲
Gross operating margin9900€44k€10k▼
Operating profit (loss)9901€43k€5k▼
Financial charges65/66B€399€130▼
Recurring financial charges65€399€130▼
Profit (loss) for the period before taxes9903€42k€5k▼
Income taxes67/77€7k€3k▼
Profit (loss) for the period9904€35k€2k▼
Profit (loss) for the period to be appropriated9905€35k€2k▼
Appropriation of the result
Profit (loss) to be appropriated9906€10k€2k▼
Profit (loss) brought forward from the previous period14P€-25k-
Transfer from equity791/2-€484
Transfer to equity691/2€10k-
To other reserves6921€10k-
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 30 days late
2025
26-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 26 days late
2024
31-12
Financial
Back to profitnet €35k
Net result €35k after one loss-making year.
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
31-12
Financial
Weakest financial yearnet €-29k ▼705%
Net result drops to €-29k, the lowest in the series; recovery starts the following year.
28-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 28 days late
2022
25-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 25 days late
2021
30-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 30 days late
2020
11-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 11 days late
2019
31-12
Financial
Back to profitnet €24k
Net result €24k after one loss-making year.
29-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 29 days late
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 31 days late
2017
29-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 29 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
9 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Koksijde · 1 establishment unit since 2003
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Maurice Blieckstraat(Kok) 58670 KoksijdeGround area
207 m²
Building footprint
153 m²
Volume, LiDAR
2,135 m³
Parcel 38014E0353/00A000, Flanders · tallest building 19.4 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
VebaBox Belux
since 20032.132.638.535
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 38014E0353/00A000 | Flanders | 207 m² | 1 · 153 m² | 19.4 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 144 companies in sector 46647 we hold annual accounts for 91. 48 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded29-07-2003
Fiscal year end31-12
Abbreviation NL
SCS
Activities, NACEBEL
46647Wholesale trade
47811Retail sale of cars and light vans (up to 3.5 tonnes)
77110Renting and leasing of cars and light motor vehicles
77223Rental and leasing activities
Sources
Crossroads Bank for EnterprisesNational Bank · 20 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.