Private limited company · founded 2018 · active for 8 yearsKapelleommegang 34, 9310 Aalst, BelgiumKBO/BCE: BE 0689.747.501
Summary
STEVENS Construct & Design has been active since 2018 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show a net result of €32,745. Equity is shrinking by about 4.7% per year across the filed financial years. Its net result ranks better than 77% of 34,179 sector peers (NACE 43, financial year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Signalsraises riskEigen vermogen niet neergelegdSector: Specialised construction activities (NACE 43)lowers riskLiquidity: current ratio 0.92, cash €70,335Size: total assets €81,349neutralA punctual record breaksShow the evidence
Bankruptcy probability
No current score
Checked score
A figure from 0 to 100: the higher it is, the smaller the chance that the company goes bankrupt within twelve months. The band, from Critical to Excellent, follows from that chance; within the band, how the company does against its sector peers counts too. With a low score, agree a shorter payment term, an advance or security.
Insufficient figures
A score requires measurable solvency, liquidity and profitability. Missing figures are not a judgement about the company.
Bankruptcy probability, 12 months
Bankruptcy probability
The chance that the company goes bankrupt within twelve months, estimated from the registers, the annual accounts and the Belgian Official Gazette. 0.2% means about 2 in 1,000 comparable companies. The higher it is, the shorter the payment term to agree.
0.4%Very low
0%0.5%1.5%4%10%≥ 25%
About 4 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Sector median 0.7% (47,532 companies, NACE 43, micro)
Last 24 months11-2024: 0.3%12-2024: 0.3%● unchanged vs 11-202401-2025: 0.3%● unchanged vs 12-202402-2025: 0.3%● unchanged vs 01-202503-2025: 0.3%● unchanged vs 02-202504-2025: 0.3%● unchanged vs 03-202505-2025: 0.3%● unchanged vs 04-202506-2025: 0.3%● unchanged vs 05-202507-2025: 0.4%▲ +0.1 percentage points vs 06-202508-2025: 0.2%▼ -0.2 percentage points vs 07-202509-2025: 0.2%● unchanged vs 08-202510-2025: 0.2%● unchanged vs 09-202511-2025: 0.2%● unchanged vs 10-202512-2025: 0.2%● unchanged vs 11-202501-2026: 0.2%● unchanged vs 12-202502-2026: 0.2%● unchanged vs 01-202603-2026: 0.2%● unchanged vs 02-2026lowest value04-2026: 0.2%● unchanged vs 03-202605-2026: 0.2%● unchanged vs 04-202606-2026: 0.2%● unchanged vs 05-202607-2026: 0.2%● unchanged vs 06-202608-2026: 0.5%▲ +0.3 percentage points vs 07-2026highest value09-2026: 0.4%▼ -0.1 percentage points vs 08-202610-2026: 0.4%● unchanged vs 09-2026
This company filed 4 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-08-2026, 27 days late. Weigh it accordingly: of the companies that move to filing 1 to 90 days late, 1.41% are in a legal situation other than normal, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 7 days before the deadline; the sector median (NACE 43) for financial year 2024 is 1 day before the deadline, and 43% of those companies filed late.
Searched, nothing found (2)
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neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 3 July (4 of the last 5 filed years within 30 days of that day).