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STEVENS

Active Private limited companyfounded 1988active for 38 yearsLange Nieuwstraat 25, 9130 Beveren-Kruibeke-ZwijndrechtKBO/BCE: BE 0433.926.233 #5 oldest company in Beveren-Kruibeke-Zwijndrecht, Agriculture, forestry and fishing sector

Lifetime

4 annual accounts with figures on one time axis
peak €165,583 (2022)
€6,653▼ 93.6%
lowest -€78,550 (2025)
-€78,550▼ €102,202
peak €263,850 (2024)
€185,300▼ 29.8%
€933,991▲ 17.1%
peak 0 FTE (2023)
-not published
Board2 names since 2022
1 directorInge Stevens
Documentsfilings and deeds
29-07-20262 days before the deadline
2025micro format
Gross margin from €103,301 to €6,653Loss of €78,550Equity from €263,850 to €185,300Debts from €797,556 to €933,991Cash from €93,602 to €3,748

Key points

from the 2025 annual accounts

Result

-€78,550 -€78,550
€23,7002024-€78,5002025

From profit to loss in 2025, after a profit of €23,652 in 2024.

Debts

€933,991 83% of the balance sheet
Financial debts 10%Suppliers 17%Taxes and wages 0%Other 72%

Of this, €824,316 falls due within a year.

Position in the sector

-€78,550

Lower net result than 95% of companies in crop and animal production. Sector median €7,141 · 3,719 companies.

Checked score

83
Excellent
Financially stronger than 16% of micro companies in crop and animal production (NACE 01)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.3% Very low
0%0.5%1.5%4%10%≥ 25%

The dashed line is the sector median: 0.1% across 5,696 companies (NACE 01, micro).

About 3 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 12-2024: < 0.1%lowest value 01-2025: < 0.1%● unchanged vs 12-2024lowest value 02-2025: < 0.1%● unchanged vs 01-2025 03-2025: < 0.1%● unchanged vs 02-2025 04-2025: < 0.1%● unchanged vs 03-2025 05-2025: < 0.1%● unchanged vs 04-2025 06-2025: 0.1%▲ +0.1 percentage points vs 05-2025 07-2025: < 0.1%▼ -0.1 percentage points vs 06-2025 08-2025: < 0.1%● unchanged vs 07-2025 09-2025: < 0.1%● unchanged vs 08-2025 10-2025: < 0.1%● unchanged vs 09-2025 11-2025: < 0.1%● unchanged vs 10-2025 12-2025: < 0.1%● unchanged vs 11-2025 01-2026: < 0.1%● unchanged vs 12-2025 02-2026: < 0.1%● unchanged vs 01-2026 03-2026: < 0.1%● unchanged vs 02-2026 04-2026: 0.1%▲ +0.1 percentage points vs 03-2026 05-2026: 0.1%● unchanged vs 04-2026 06-2026: 0.1%● unchanged vs 05-2026 07-2026: 0.1%● unchanged vs 06-2026 08-2026: 0.3%▲ +0.2 percentage points vs 07-2026highest value 09-2026: 0.3%● unchanged vs 08-2026highest value 10-2026: 0.3%● unchanged vs 09-2026highest value 11-2026: 0.3%● unchanged vs 10-2026highest value

Financial strength
Weak

42-8equity 16.6% of total assets
11-18short-term debt 73.6% · cash 0.3%
11-51return on assets -7.0%

Score breakdown

raises risk
Liquidity: current ratio 0.98, cash €3,748, halved
Loss of €78,550 (financial year 2025)
lowers risk
Size: total assets €1.1m
Founded in 1988
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 01, micro). It does better than 30% of them on solvency, 10% on liquidity, 12% on profitability and 11% on growth.

The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

The probability rests on the annual accounts with balance sheet date 31-12-2025.

Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Comparable companies, two years later

In July 2024, 2,507 companies had the same profile as STEVENS has now. Each dot stands for 7 companies, two years later.

96.4%
were still trading
1.8%
stopped another way
1.6%
went bankrupt
  • Small
  • 20 years or older
  • solvency 10 to 30%
  • a small loss

Another 0.2% stopped without a precise date, possibly only after those two years.

The bankruptcy probability of STEVENS itself is lower: 0.3% within 12 months. It rests on far more data about STEVENS than the profile alone.

Test of the method

The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 2,507 companies, not a prediction for STEVENS. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Credit verdict

Credit of up to €15,000 on 30-day terms is acceptable

Liquidity is insufficient, with a current ratio of 0.98 (1.17 in 2024), below 1. Short-term debt is 73.6% and cash 0.3% of total assets. 83.4% of the assets are financed with debt and provisions.

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises riskneutral
lowers risk · Size: total assets €1.1m
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · Liquidity: current ratio 0.98, cash €3,748, halved
NBB · annual accounts
raises risk · Loss of €78,550 (financial year 2025)
NBB · annual accounts
lowers risk · Founded in 1988
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-07-2026, 2 days ahead of the deadline.
NBB · 4 filings
Deviation from the deadline
2025
2 days early
2024
38 days early
2023
2 days early
2022
32 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 4 accounts on average 19 days before the deadline. In the sector (NACE 01), the median for financial year 2024 was 3 days before the deadline, and 37% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 14 July (4 of the last 4 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Board and ownership

IS
Director
MB
Martine Buysse
Auditor
Board & ownership

Recent changes

Registered in the Peppol Directory Reachable for e-invoices through 0208:0433926233
Appointments: Inge Stevens (statutory director) and Martine Buysse (company auditor) “Productie van voer om te voeren aan varkeris; Mestverwerking & -transporten; Trainen,opleiden,zadelmak…” (deed in Dutch) · Legal-form conversion: from agricultural company to private limited company · Director discharge: Inge Stevens · General meeting of 29-09-2022 · Gazette deed
Incorporation published on 29-04-1988 · Gazette deed
First establishment Lange Nieuwstraat 25, Beveren-Kruibeke-Zwijndrecht
All 10 events

Comparable companies

same main activity, similar in size and age
Company
STEVENS Beveren-Kruibeke-Zwijndrecht €1.1m €6,653 16.6% -
DE BREMEL Retie €0.9m €10,586 34.2% 0
GUILLIAMS Tienen €0.9m €4,387 31.3% -
VB RENDERS Malle €1.4m €19,039 82.3% 0
MULLIE Roeselare €0.4m €13,037 31.0% -
VEECAR Zwevegem €0.5m €22,197 48.8% -
CAS Essen €0.9m €11,783 -214.1% -

These companies have the same main activity as STEVENS: pig breeding farms (NACE 01461). They are comparable in size and age: total assets between €406,000 and €1.4m, founded between 1980 and 2003.

Official details

Source: KBO
Status
Active since 06-04-1988Normal situation
Activity
Pig breeding farmsNACE 01461and 1 other
Establishment unit
2.204.441.4979130 Beveren-Kruibeke-Zwijndrecht, since 06-04-1988
Financial year end
31 December
Peppol
Reachable since 10-12-2025
Company details

Annual accounts 2025

≈ €25,000estimated
€1.1m▲ 5.5%
Filing
Filed on 29-07-2026, 2 days before the end of the filing period
Financials

Insights on STEVENS

STEVENS files the micro format. That format states no turnover. The gross margin fell from €165,583 in 2022 to €6,653 in 2025.

Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.

Key facts about STEVENS

What is the company number of STEVENS?
The company number of STEVENS is 0433.926.233. The VAT number is the same number with BE in front: BE 0433.926.233.
Where is STEVENS based?
The registered office is at Lange Nieuwstraat 25, 9130 Beveren-Kruibeke-Zwijndrecht.Company details
What does STEVENS do?
According to the KBO register, the main activity is pig breeding farms (NACE 01461).
What is the legal form of STEVENS?
STEVENS is a private limited company (BV).
When was STEVENS founded?
STEVENS was founded on 06-04-1988.
Is STEVENS still active?
Yes, STEVENS is an active enterprise in the KBO register.
What is the turnover of STEVENS?
The turnover in financial year 2025 is ≈ €25,000. This figure is estimated from the gross margin of €6,653 and 33 comparable companies (NACE 01). It probably lies between €12,000 and €57,000. It is a rough estimate.Financials
Is STEVENS profitable?
In financial year 2025, STEVENS made a loss of €78,550.
Where can I find the annual accounts of STEVENS?
STEVENS filed 4 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of STEVENS due?
STEVENS must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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