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STEVEN VERCAUTEREN

Active
Private limited companyfounded 2012active for 14 yearsJan van Renesselaan 6, 2390 Malle, BelgiumKBO/BCE: BE 0845.005.404
Summary

STEVEN VERCAUTEREN has been active since 2012 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €345,019 and a net result of €162,491. Equity has been growing by about 14% per year since 2018. Its solvency ranks better than 48% of 9,898 sector peers (NACE 43, financial year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Overview

Official details

Source: KBO
Status
Active since 02-04-2012 Normal situation
Activity
Other specialised construction activities NACE 43990
Establishment unit
2.209.618.923 2390 Malle, since 02-04-2012
Financial year end
31 December
Peppol
Reachable since 21-10-2026

Board and ownership

Board
  • Knop AnDirector · since 02-04-2012
  • Vercauteren StevenDirector · since 02-04-2012

Financial position

96 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.1%
Annual accounts 2025
Gross margin
€282,945
▲ 96.3%
Turnover
≈ €860,000
estimated
Profit
€162,491
▲ 121%
Equity
€345,019
▲ 43.1%
Total assets
€812,590
▲ 18.1%
Score breakdownraises riskSector: Specialised construction activities (NACE 43)lowers riskSize: total assets €812,590Liquidity: current ratio 1.93, cash €249,444Figures for financial year 2025 (filed on 13-07-2026)Show the evidence

Checked score

Score 2025
96 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 71% of micro companies in specialised construction (NACE 43)
Financial strength · tick: 2024
Strong
Solvency 67+7
equity 42.5% of total assets
Liquidity 80+13
short-term debt 22.8% · cash 30.7%
Profitability 94+12
return on assets 20.0%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (47,675 companies, NACE 43, micro)
Last 24 months 12-2024: 0.3% 01-2025: 0.3%● unchanged vs 12-2024 02-2025: 0.3%● unchanged vs 01-2025 03-2025: 0.3%● unchanged vs 02-2025 04-2025: 0.4%▲ +0.1 percentage points vs 03-2025 05-2025: 0.5%▲ +0.1 percentage points vs 04-2025 06-2025: 0.5%● unchanged vs 05-2025highest value 07-2025: 0.3%▼ -0.2 percentage points vs 06-2025 08-2025: 0.1%▼ -0.2 percentage points vs 07-2025 09-2025: 0.1%● unchanged vs 08-2025 10-2025: 0.1%● unchanged vs 09-2025 11-2025: 0.1%● unchanged vs 10-2025 12-2025: 0.1%● unchanged vs 11-2025 01-2026: 0.1%● unchanged vs 12-2025 02-2026: 0.1%● unchanged vs 01-2026 03-2026: 0.1%● unchanged vs 02-2026 04-2026: 0.1%● unchanged vs 03-2026 05-2026: 0.1%● unchanged vs 04-2026 06-2026: 0.1%● unchanged vs 05-2026 07-2026: 0.2%▲ +0.1 percentage points vs 06-2026 08-2026: 0.1%▼ -0.1 percentage points vs 07-2026lowest value 09-2026: 0.1%● unchanged vs 08-2026lowest value 10-2026: 0.1%● unchanged vs 09-2026lowest value 11-2026: 0.1%● unchanged vs 10-2026lowest value
Credit of up to €30,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 1.93 (1.5 in 2024), above the usual 1.5. Short-term debt is 22.8% and cash 30.7% of total assets. However, 57.5% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro). It does better than 46% of them on solvency, 78% on liquidity, 80% on profitability and 81% on growth.

The bankruptcy probability was computed on 02-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises riskneutral
lowers risk · Size: total assets €812,590
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · Sector: Specialised construction activities (NACE 43)
KBO
lowers risk · Liquidity: current ratio 1.93, cash €249,444
NBB · annual accounts
lowers risk · Figures for financial year 2025 (filed on 13-07-2026)
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 13-07-2026, 18 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
18 days early
2024
18 days early
2023
15 days early
2022
29 days early
2021
35 days early
2020
30 days early
2019
18 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 23 days before the deadline. In the sector (NACE 43), the median for financial year 2024 was 1 day before the deadline, and 43% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 13 July (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
03-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Positive: Result rose in 2025from €73,682 to €162,491 ▲ 121% View
  • Positive: Higher net result than 83% of companies in specialised constructionsector median €26,845 · 9,890 companies €162,491 View
  • Positive: Filed on time since financial year 2018accounts within the deadline every year 8 years View
  • Positive: 8 profitable years in a rowprofit 2025: €162,491 8 years View

Recent changes

  1. · Gazette deed Registered office moved from Malle - Schapenstraat to Malle - Jan Van RenesselaanNew seat: 2390 Malle - Jan Van Renesselaan 6 · Previous seat: 2390 Malle - Schapenstraat 57
  2. · Gazette deed Incorporation
All 18 events

Comparable companies

These companies have the same main activity as STEVEN VERCAUTEREN: other specialised construction activities (NACE 43990). They are comparable in size and age: total assets between €693,000 and €858,000, founded between 2010 and 2013.

CompanyTotal assetsGross margin
STEVEN VERCAUTEREN Malle€812,590€282,945
AFSLUITINGEN PEETERS Malle€692,788€290,425
ALB CONSTRUCTION Antwerpen€823,046€226,864
DACCA Genk€858,227€260,130
DES-TON CARRO Halle€820,737€282,113
VERNAEVE IVAN EN ZOON Assenede€825,123€276,693
ATG-GROUPE Anderlecht€822,642€255,490
Full comparison

Key facts about STEVEN VERCAUTEREN

What is the company number of STEVEN VERCAUTEREN?
The company number of STEVEN VERCAUTEREN is 0845.005.404. The VAT number is the same number with BE in front: BE 0845.005.404.
Where is STEVEN VERCAUTEREN based?
The registered office is at Jan van Renesselaan 6, 2390 Malle.Company details
What does STEVEN VERCAUTEREN do?
According to the KBO register, the main activity is other specialised construction activities (NACE 43990).
What is the legal form of STEVEN VERCAUTEREN?
The legal form of STEVEN VERCAUTEREN is Private limited company (BV).
When was STEVEN VERCAUTEREN founded?
STEVEN VERCAUTEREN was founded on 02-04-2012.
Is STEVEN VERCAUTEREN still active?
Yes, STEVEN VERCAUTEREN is an active enterprise in the KBO register.
What is the turnover of STEVEN VERCAUTEREN?
The turnover in financial year 2025 is ≈ €860,000. This figure is estimated from the gross margin of €282,945 and 34 comparable companies (NACE 43990). It probably lies between €540,000 and €1.2m.Financials
Is STEVEN VERCAUTEREN profitable?
In financial year 2025, STEVEN VERCAUTEREN made a profit of €162,491.
Where can I find the annual accounts of STEVEN VERCAUTEREN?
STEVEN VERCAUTEREN filed 13 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of STEVEN VERCAUTEREN due?
STEVEN VERCAUTEREN must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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