Turnover
≈ €270,000 estimated
The micro format states no turnover.
Steven Peeters Architecten
Lifetime
15 annual accounts with figures on one time axisGross marginpeak €183,384 (2024)
€131,758▼ 28.2%
Resultlowest -€25,745 (2022)
€71,039▼ 30.8%
Equitypeak €460,698 (2025)
€460,698▲ 18.2%
Debts
€144,136▼ 34.0%
Board1 name since 2010
1 directorPEETERS Steven Frans Alfons
Documentsfilings and deeds
09-07-202622 days before the deadline
2025micro format
Gross margin from €183,384 to €131,758Result from €102,662 to €71,039Equity from €389,659 to €460,698Debts from €218,309 to €144,136Cash from €280,364 to €157,387
Key points
from the 2025 annual accountsLiquidity
7.05 was 3.66 in 2024
Short-term debts fell from €122,741 to €64,799.
Position in the sector
€460,698
More equity than 93% of companies in architecture and engineering. Sector median €63,879 · 11,797 companies.
Checked score
96
Excellent
Financially stronger than 70% of micro companies in architecture and engineering (NACE 71)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.1% across 14,828 companies (NACE 71, micro).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: < 0.1%
01-2025: < 0.1%● unchanged vs 12-2024
02-2025: < 0.1%● unchanged vs 01-2025
03-2025: < 0.1%● unchanged vs 02-2025
04-2025: < 0.1%● unchanged vs 03-2025
05-2025: < 0.1%● unchanged vs 04-2025
06-2025: < 0.1%● unchanged vs 05-2025highest value
07-2025: < 0.1%● unchanged vs 06-2025
08-2025: < 0.1%● unchanged vs 07-2025
09-2025: < 0.1%● unchanged vs 08-2025
10-2025: < 0.1%● unchanged vs 09-2025lowest value
11-2025: < 0.1%● unchanged vs 10-2025lowest value
12-2025: < 0.1%● unchanged vs 11-2025lowest value
01-2026: < 0.1%● unchanged vs 12-2025lowest value
02-2026: < 0.1%● unchanged vs 01-2026
03-2026: < 0.1%● unchanged vs 02-2026
04-2026: < 0.1%● unchanged vs 03-2026
05-2026: < 0.1%● unchanged vs 04-2026
06-2026: < 0.1%● unchanged vs 05-2026
07-2026: < 0.1%● unchanged vs 06-2026
08-2026: < 0.1%● unchanged vs 07-2026
09-2026: < 0.1%● unchanged vs 08-2026
10-2026: < 0.1%● unchanged vs 09-2026
11-2026: < 0.1%● unchanged vs 10-2026
Financial strengthStrong
Score breakdown
lowers risk
Liquidity: current ratio 7.05, cash €157,387
Equity €460,698 (76.2% of total assets)
Figures for financial year 2025 (filed on 09-07-2026)
Sector: Architectural and engineering activities; technical testing and analysis (NACE 71)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 71, micro). It does better than 87% of them on solvency, 71% on liquidity, 54% on profitability and 65% on growth.
The bankruptcy probability was computed on 05-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 34,693 companies had the same profile as Steven Peeters Architecten has now. Each dot stands for 87 companies, two years later.
95.3%
were still trading
3.9%
stopped another way
0.7%
went bankrupt
That fits the bankruptcy probability of Steven Peeters Architecten itself: < 0.1% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 34,693 companies, not a prediction for Steven Peeters Architecten. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €40,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 7.05 (3.66 in 2024), above the usual 1.5. Short-term debt is 10.7% and cash 26% of total assets. 23.8% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
5 signals, none raises the risk
Five signals.
lowers riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 09-07-2026, 22 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
22 days early
2024
38 days early
2023
27 days early
2022
on the day
2021
24 days late
2020
3 days late
2019
31 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 4 days before the deadline. In the sector (NACE 71), the median for financial year 2024 was 8 days before the deadline, and 34% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 9 July (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
06-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0827047140
Environmental permit granted
Gevel-, dak-, instandhoudings- en renovatiewerken binnen een gebouw, zonder volume- of oppervlaktewijziging · Leuven
Environmental permit granted
Verbouwen en/of uitbreiden zonder functiewijziging en met wijzigen van aantal woongelegenheden · Leuven
Amendment of the articles · Legal-form change · Resignations & appointments
Resignation: PEETERS Steven Frans Alfons (manager) · Reappointment: PEETERS Steven Frans Alfons (director) · General meeting of 06-09-2022 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | Total assets | Gross margin | Solvency | Staff |
|---|---|---|---|---|
| Steven Peeters Architecten Leuven | €604,834 | €131,758 | 76.2% | - |
| EOS Geel | €632,303 | €119,920 | 45.6% | - |
| R+ ARCHITECTURE Gesves | €601,004 | €114,756 | 44.7% | - |
| T & F CONSULT Brecht | €618,408 | €168,634 | 54.2% | 0 |
| INFRAPLAN Zulte | €687,911 | €153,604 | 68.8% | - |
| OMNIGARDEN Affligem | €825,257 | €121,422 | 27.9% | - |
| DM TUINCONCEPT Bekkevoort | €761,661 | €161,199 | 35.6% | - |
These companies have the same main activity as Steven Peeters Architecten: urban planning and landscape architecture (NACE 71113). They are comparable in size and age: total assets between €601,000 and €825,000, founded between 2009 and 2013.
Official details
Source: KBO- Status
- Active since 29-06-2010Normal situation
- Activity
- Urban planning and landscape architectureNACE 71113and 4 others
- Joint committee
- 336Liberal professions · annual accounts 2025
- Establishment unit
- 2.189.668.8923000 Leuven, since 29-06-2010
- Financial year end
- 31 December
- Peppol
- Reachable since 13-12-2024
Annual accounts 2025
- Total assets
- €604,834▼ 0.5%
- Filing
- Filed on 09-07-2026, 22 days before the end of the filing period
Insights on Steven Peeters Architecten
Steven Peeters Architecten files the micro format. That format states no turnover. The gross margin rose from €35,531 in 2011 to €131,758 in 2025.
The balance sheet grew most from 2015 to 2017 through fixed assets.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about Steven Peeters Architecten
- What is the company number of Steven Peeters Architecten?
- The company number of Steven Peeters Architecten is 0827.047.140. The VAT number is the same number with BE in front: BE 0827.047.140.
- Where is Steven Peeters Architecten based?
- The registered office is at Tiensesteenweg 308, 3000 Leuven.Company details
- What does Steven Peeters Architecten do?
- According to the KBO register, the main activity is urban planning and landscape architecture (NACE 71113).
- What is the legal form of Steven Peeters Architecten?
- Steven Peeters Architecten is a private limited company (BV).
- When was Steven Peeters Architecten founded?
- Steven Peeters Architecten was founded on 29-06-2010.
- Is Steven Peeters Architecten still active?
- Yes, Steven Peeters Architecten is an active enterprise in the KBO register.
- How many employees does Steven Peeters Architecten have?
- Steven Peeters Architecten had an average of 0.3 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
- Which joint committee does Steven Peeters Architecten fall under?
- In its 2025 annual accounts, Steven Peeters Architecten states joint committee 336 (Liberal professions).
- What is the turnover of Steven Peeters Architecten?
- The turnover in financial year 2025 is ≈ €270,000. This figure is estimated from the gross margin of €131,758 and 36 comparable companies (NACE 711). It probably lies between €200,000 and €340,000.
- Is Steven Peeters Architecten profitable?
- In financial year 2025, Steven Peeters Architecten made a profit of €71,039.
- Where can I find the annual accounts of Steven Peeters Architecten?
- Steven Peeters Architecten filed 15 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of Steven Peeters Architecten due?
- Steven Peeters Architecten must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
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