Steven Malego Construct

Active

Private limited companyfounded 2025active for 1 yearRue du Rucher 72, 6140 Fontaine-l'Evêque, BelgiumKBO/BCE: BE 1020.295.389

Summary

Steven Malego Construct has been active since 2025 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €180,045 and a net result of €177,045. Its solvency ranks better than 32% of 34,718 sector peers (NACE 43, financial year 2025). The computed 12-month bankruptcy probability is 0.6% (low).

Risk analysisFollow Report Compare

Steven Malego ConstructActiveChecked score 71/100

Risk analysis Report Compare

Activity

General electrical installation work

NACE 43211

1 site

Size

€588,225total assets 2025

Equity: €180,045
Profit: €177,045

Turnover not published (micro format)

Financial health

71 Healthy Checked score 2025

Bankruptcy probabilitywithin 12 months: 0.6%

Structure

Steven Christian Emil MALEGODirector

2025 accounts 122 days early

Why 71raises riskFounded in 20251 change of registered office in 24 monthslowers riskFigures for financial year 2025 (filed 31-03-2026)Liquidity: current ratio 1.96, cash €129,280Show the evidence

Checked score

Score 2025

71 / 100

Healthy

Probability in this band: 0.55% to 1.5%

Financially better than 64% of its sector peers (NACE 43, micro)

Every signal that counts is listed under Signals.

Financial strength

Strong

Solvency 56

equity 30.6% of total assets

Liquidity 69

short-term debt 23.6% · cash 22.0%

Profitability 100

return on assets 30.1%

Bankruptcy probability, 12 months

0.6% Low

0%0.5%1.5%4%10%≥ 25%

About 6 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (47,640 companies, NACE 43, micro)

Last 24 months 03-2026: 3.8%highest value 04-2026: 0.6%▼ -3.2 percentage points vs 03-2026lowest value 05-2026: 0.6%● unchanged vs 04-2026lowest value 06-2026: 0.6%● unchanged vs 05-2026lowest value 07-2026: 0.6%● unchanged vs 06-2026lowest value 08-2026: 0.6%● unchanged vs 07-2026 09-2026: 0.6%● unchanged vs 08-2026 10-2026: 0.6%● unchanged vs 09-2026

Credit of up to €12,000 on 30-day terms, only on tighter conditions: young company (under 3 years) without a track record

Liquidity ample (current ratio 1.96, above the usual 1.5; short-term debt: 23.6% and cash: 22% of total assets), but 69.4% of the assets are financed with debt and provisions.

How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro): better than 32% on solvency, 67% on liquidity and 92% on profitability.

The bankruptcy probability was computed on 26-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.

lowers riskraises riskneutral

Founded in 2025

Companies of this age fail more often than older ones; how much that weighs depends on the rest of its profile.

KBO

1 change of registered office in 24 months

Belgian Official Gazette

Figures for financial year 2025 (filed 31-03-2026)

NBB · annual accounts

Liquidity: current ratio 1.96, cash €129,280

NBB · annual accounts

Latest accounts filed on time

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-03-2026, 122 days ahead of the deadline.

NBB · 1 filing

Deviation from the deadline

2025

122 days early

← before the deadline after the deadline →

Searched, nothing found (1)

No strike-offs in the KBO publications

Searched since incorporation in 2025.

KBO publications · our coverage

31-03-2026 Annual accounts filedfinancial year 2025 · micro…
12-02-2026 Registered officeRegistered-office move
25-02-2025 IncorporationAppointment: MALEGO Steven Christian Emil…

Key points

Positive: Among the best 5% on net resultsector median €10,244 · 34,705 companies €177,045 View
One director decidessole director in office 1 View
Total assets 2025first financial year filed €588,225 View

By topic

Financials

Financial year: 2025
Total assets: €588,225
Profit: €177,045
Solvency: 30.6%

Go to Financials

Board & ownership

Board: 1 member

Steven Christian Emil MALEGODirector

Go to Board & ownership

Timeline

Events: 3
Since: 2025

Go to Timeline

Company details

Sites: 1

Legal form: Private limited company
Activity: General electrical installation workNACE 43211
Founded: 21-02-2025
Year ends: 31-12
Peppol: Reachable for e-invoices

Go to Company details

Articles of association

Provisions read: 15

Annual meeting: Last Friday of June at 18:00
Purpose: “L’étude et la réalisation de tous travaux de construction,publics et privés,en qualité…” (deed in French)

Go to Articles of association

Key facts about Steven Malego Construct

What is the company number of Steven Malego Construct?: 1020.295.389. In Belgium the VAT number is the company number with BE in front: BE 1020.295.389.
Where is Steven Malego Construct based?: The registered office is at Rue du Rucher 72, 6140 Fontaine-l'Evêque.Company details
What does Steven Malego Construct do?: According to the KBO register, the main activity is general electrical installation work (NACE 43211).
What is the legal form of Steven Malego Construct?: Private limited company (BV).
When was Steven Malego Construct founded?: On 21-02-2025.
Is Steven Malego Construct still active?: Yes, Steven Malego Construct is an active enterprise in the KBO register.
What is the turnover of Steven Malego Construct?: Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.Financials
Is Steven Malego Construct profitable?: In financial year 2025, Steven Malego Construct made a profit of €177,045.
Where can I find the annual accounts of Steven Malego Construct?: Steven Malego Construct filed 1 annual account with the National Bank of Belgium, for financial year 2025.