Steven Doms
ActiveSteven Doms has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.91M and a net result of €349k. Equity is growing by ~22.8% per year across the filed fiscal years. Its solvency ranks better than 67% of 31544 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
85
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability85▼-1
Solvency97▲+1
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €160k at 30 days acceptable
Liquidity ample (current ratio 4.44 against 3.97 in 2024; short-term debt: 18.2% and cash: 8.3% of total assets), and 28.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
71.9%
Return on assets
13.2%
Age of the figures
17 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · A punctual record breaks
This company filed 4 consecutive financial years on time. The year that closed on 30-04-2025 was due by 30-11-2025 and was filed on 22-12-2025, 22 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filingsDeviation from the deadline
2025
22 d late
2024
3 d early
2023
2 d early
2022
20 d early
2021
on the day
2020
31 d late
2019
9 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-04-2026 and is due by 30-11-2026. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-04-2026 close16-09-2026 today30-11-2026 deadline
Financials · fiscal year 2025, micro schema
Equity
€1.91M▲ 22.4%
2024 · €1.56M
2019: €354k
2020: €513k
2021: €811k
2022: €1.14M
2023: €1.30M
2024: €1.56M
2019 → 2025
Total assets
€2.65M▲ 20.8%
2024 · €2.20M
2019: €695k
2020: €1.11M
2021: €1.41M
2022: €1.73M
2023: €1.91M
2024: €2.20M
2019 → 2025
Net result
€349k▲ 14.2%
2024 · €306k
2019: €148k
2020: €159k
2021: €299k
2022: €324k
2023: €286k
2024: €306k
2019 → 2025
Working capital
€1.67M▲ 22.0%
2024 · €1.37M
2019: €351k
2020: €346k
2021: €633k
2022: €949k
2023: €1.12M
2024: €1.37M
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€811k-€1.14M▲ 39.9%€1.30M▲ 14.9%€1.56M▲ 19.5%€1.91M▲ 22.4%
Operating result€439k-€486k▲ 10.8%€419k▼ 13.8%€445k▲ 6.1%€461k▲ 3.7%
Net result€299k-€324k▲ 8.3%€286k▼ 11.7%€306k▲ 6.8%€349k▲ 14.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 4% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €2.65M
Fixed assets
€502k▲ 35.9%
Current assets
€2.15M▲ 17.7%
Equity and liabilities €2.65M
Equity
€1.91M▲ 22.4%
Debt
€745k▲ 16.9%
The debt ratio falls from 29.0% to 28.1%. Equity and debt are higher.
Key figures and ratios
EBITDA
€486k▲
2024 · €454k
Cash flow
€374k▲
2024 · €315k
Solvency
71.9%▲
2024 · 71.0%
Current ratio
4.44▲
2024 · 3.97
Quick ratio
4.44▲
2024 · 3.97
Debt / equity
0.39▼
2024 · 0.41
ROE
18.3%▼
2024 · 19.6%
ROA
13.2%▼
2024 · 13.9%
Interest coverage
16.19▼
2024 · 18.43
Debt
€745k▲
2024 · €637k
Debt ≤ 1 year
€484k▲
2024 · €461k
Debt > 1 year
€239k▲
2024 · €157k
Income taxes
€158k▲
2024 · €142k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€2.20M€2.65M▲
Fixed assets21/28€369k€502k▲
Tangible fixed assets22/27€369k€502k▲
Land and buildings22€365k€356k▼
Plant, machinery and equipment23€3k€3k▼
Furniture and vehicles24€99€132k▲
Other tangible fixed assets26€1k€11k▲
Current assets29/58€1.83M€2.15M▲
Amounts receivable after more than one year29€250k€250k=
Other amounts receivable291€250k€250k=
Amounts receivable within one year40/41€640k€738k▲
Trade receivables40€31k€679▼
Other amounts receivable41€608k€738k▲
Current investments50/53€720k€918k▲
Cash at bank and in hand54/58€193k€220k▲
Deferred charges and accrued income490/1€25k€25k▼
Equity and liabilities
Total equity and liabilities10/49€2.20M€2.65M▲
Equity10/15€1.56M€1.91M▲
Contributions10/11€30k€30k=
Reserves13€1.52M€1.87M▲
Non-distributable reserves130/1€0-
Reserves not available under the articles1311€0-
Distributable reserves133€1.52M€1.87M▲
Profit (loss) carried forward14€6k€6k=
Amounts payable17/49€637k€745k▲
Amounts payable after more than one year17€157k€239k▲
Financial debts170/4€157k€239k▲
Amounts payable within one year42/48€461k€484k▲
Current portion of amounts payable after more than one year42€16k€41k▲
Financial debts43€366k€401k▲
Other loans439€366k€401k▲
Trade debts44€28k€11k▼
Suppliers440/4€28k€11k▼
Taxes, remuneration and social security45€14k€824▼
Taxes450/3€14k€824▼
Other amounts payable47/48€37k€31k▼
Accrued charges and deferred income492/3€20k€22k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€10k€25k▲
Other operating charges640/8€1k€2k▲
Gross operating margin9900€456k€488k▲
Operating profit (loss)9901€445k€461k▲
Financial income75/76B€27k€76k▲
Recurring financial income75€27k€76k▲
Financial charges65/66B€25k€30k▲
Recurring financial charges65€25k€30k▲
Profit (loss) for the period before taxes9903€447k€507k▲
Income taxes67/77€142k€158k▲
Profit (loss) for the period9904€306k€349k▲
Profit (loss) for the period to be appropriated9905€306k€349k▲
Appropriation of the result
Profit (loss) to be appropriated9906€311k€355k▲
Profit (loss) brought forward from the previous period14P€6k€6k=
Transfer from equity791/2€51k€0▼
Transfer to equity691/2€306k€349k▲
To other reserves6921€306k€349k▲
Profit to be distributed694/7€51k€0▼
Return on contributions (dividend)694€51k€0▼
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
22-12
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 22 days late
30-04
Financial
Highest result since 2019net €349k ▲14.2%
Net result €349k, the highest in the series.
2024
27-11
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2023
28-11
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2022
10-11
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
30-04
Financial
Equity above €1MEq €1.14M ▲39.9%
4 profitable years in a row build equity to €1.14M.
2021
30-11
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2020
31-12
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
30-04
Financial
Equity above €500kEq €513k ▲45%
2 profitable years in a row build equity to €513k.
2019
21-11
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2018
30-11
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2017
28-11
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2016
18-11
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Bonheiden · 1 establishment unit since 2012
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Oude Schrieksebaan 292820 BonheidenGround area
2,642 m²
Building footprint
154 m²
Volume, LiDAR
1,236 m³
Parcel 12031A0480/00C003, Flanders · tallest building 10.9 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Steven doms
since 20122.211.586.142
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12031A0480/00C003 | Flanders | 2,642 m² | 1 · 154 m² | 10.9 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
SCIFO
BE 0897.161.809
Pecq · Eq €1.91M
AVANA CAPITAL INVESTMENT
BE 0555.886.412
Waterloo · Eq €1.91M
VERMA INVEST
BE 0508.631.079
Tielt · Eq €1.91M
L'EAU INVEST
BE 0871.520.155
Schilde · Eq €1.91M
A.LAMOT INCOBEL & CO
BE 0871.000.810
Brussel · Eq €1.91M
Of 82,518 companies in sector 70200 we hold annual accounts for 52,573. 20,722 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded24-07-2012
Fiscal year end30-04
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
64200Holdings
64210Activities of holding companies
70210Activities of head offices; management consultancy activities
73300Public relations and communication consultancy
82100Office administrative and support services
82110Office administrative, office support and other business support activities
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 12 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.