STEVEN DECLERCQ
Open bankruptcyA bankruptcy procedure is open for STEVEN DECLERCQ according to publications in the Belgian State Gazette; curator: FREDERIQUE VANRYCKEGHEM.
Summary
The 2024 annual accounts show equity of €39k and a net result of €-7k.
Signals
Three signals. The signal on the left, the evidence on the right.
+raises risk○neutral
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2024 was due by 31-01-2025 and was filed on 28-01-2025, 3 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not filed
2024
3 d early
2023
41 d early
2022
5 d early
2021
6 d early
2020
27 d early
2019
39 d early
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, micro schema
Equity
€39k▼ 15.4%
2023 · €46k
2019: €-18k
2020: €-2k
2021: €34k
2022: €46k
2023: €46k
2019 → 2024
Total assets
€233k▼ 32.4%
2023 · €345k
2019: €148k
2020: €153k
2021: €225k
2022: €314k
2023: €345k
2019 → 2024
Net result
€-7k▼ 1,771%
2023 · €-377
2019: €53k
2020: €16k
2021: €36k
2022: €12k
2023: €-377
2019 → 2024
Working capital
€34k▲ 13.9%
2023 · €30k
2019: €-29k
2020: €-11k
2021: €11k
2022: €20k
2023: €30k
2019 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€-2k-€34k€46k▲ 36.9%€46k▼ 0.8%€39k▼ 15.4%
Operating result€17k-€43k▲ 149%€25k▼ 42.1%€6k▼ 75.4%€-5k
Net result€16k-€36k▲ 126%€12k▼ 65.5%€-377€-7k▼ 1,771%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2024: a loss of €5k after €6k in 2023, the lowest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €233k
Fixed assets
€83k ▼ 8.8%
Current assets
€150k ▼ 40.8%
Equity and liabilities €233k
Equity
€39k ▼ 15.4%
Debt
€194k ▼ 35.0%
Debt's share of the balance-sheet total falls from 86.7% to 83.4%. Equity and debt are lower.
Key figures and ratios
EBITDA
€19k▼
2023 · €37k
Cash flow
€17k▼
2023 · €30k
Current ratio
1.29▲
2023 · 1.13
Debt to equity
5.02▼
2023 · 6.52
ROE
-18.2%▼
2023 · -0.8%
ROA
-3.0%▼
2023 · -0.1%
Interest coverage
2.58▼
2023 · 4.01
Debt ≤ 1 year
€116k▼
2023 · €224k
Debt > 1 year
€78k▲
2023 · €75k
Income taxes
€348▼
2023 · €4k
Staff costs
€25k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2024 against 2023 · 49 lines
Balance sheet
Code20232024
Assets
Total assets20/58€345k€233k▼
Fixed assets21/28€90k€83k▼
Tangible fixed assets22/27€90k€83k▼
Land and buildings22€9k€8k▼
Furniture and vehicles24€50k€31k▼
Leasing and similar rights25€32k€44k▲
Current assets29/58€254k€150k▼
Amounts receivable within one year40/41€253k€140k▼
Trade receivables40€152k€21k▼
Other amounts receivable41€101k€119k▲
Cash at bank and in hand54/58€1k€9k▲
Deferred charges and accrued income490/1-€946
Equity and liabilities
Total equity and liabilities10/49€345k€233k▼
Equity10/15€46k€39k▼
Contributions10/11€20k€20k=
Reserves13€26k€26k=
Distributable reserves133€26k€26k=
Profit (loss) carried forward14€-377€-7k▼
Amounts payable17/49€299k€194k▼
Amounts payable after more than one year17€75k€78k▲
Financial debts170/4€75k€78k▲
Amounts payable within one year42/48€224k€116k▼
Current portion of amounts payable after more than one year42€20k€23k▲
Financial debts43€5k€5k▼
Credit institutions430/8€5k€5k▼
Trade debts44€19k€28k▲
Suppliers440/4€19k€28k▲
Advances received on contracts in progress46€167k€0▼
Taxes, remuneration and social security45€7k€45k▲
Taxes450/3€7k€40k▲
Remuneration and social security454/9-€5k
Other amounts payable47/48€7k€15k▲
Income statement
Code20232024
Remuneration, social security and pensions62-€25k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€31k€24k▼
Other operating charges640/8€5k€12k▲
Gross operating margin9900€42k€56k▲
Operating profit (loss)9901€6k€-5k▼
Financial income75/76B€6k€6k▼
Recurring financial income75€6k€6k▼
Financial charges65/66B€9k€7k▼
Recurring financial charges65€9k€7k▼
Profit (loss) for the period before taxes9903€3k€-7k▼
Income taxes67/77€4k€348▼
Profit (loss) for the period9904€-377€-7k▼
Profit (loss) for the period to be appropriated9905€-377€-7k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-377€-7k▼
Profit (loss) brought forward from the previous period14P-€-377
Transfer to equity691/2€0-
To other reserves6921€0-
The notes to these accounts (15 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
05-02
Bankruptcy
Opening
Ondernemingsrechtbank Gent, afdeling Kortrijk · STEVEN DECLERCQ BV KEUKELDAM 20 BUS 1.1, 8790 WAREGEM · event 30-01-2025
28-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-06
Financial
Weakest financial yearnet €-7k
Net result drops to €-7k, the lowest in the series.
2023
21-12
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
26-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
25-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
04-01
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2019
23-12
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2018
27-12
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2017
20-12
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2016
21-12
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
2015
28-12
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
SignalFinancial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Waregem · 1 establishment unit since 2003
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Keukeldam 208790 WaregemGround area
822 m²
Building footprint
152 m²
Volume, LiDAR
928 m³
Parcel 34040C0986/00N000, Flanders · tallest building 10.3 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
STEVEN DECLERCQ
since 20032.134.832.319
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 34040C0986/00N000 | Flanders | 822 m² | 1 · 152 m² | 10.3 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Insolvency mandates
1 mandate| Role | Name | Tenure |
|---|---|---|
| Curator | FREDERIQUE VANRYCKEGHEM GUIDO GEZELLE-
STRAAT 10, 8790 WAREGEM |
30-01-2025 → present |
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Of 12,604 companies in sector 49410 we hold annual accounts for 8,202. 5,789 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded31-10-2003
Fiscal year end30-06
Activities, NACEBEL 2025
49410Freight transport by road
Sources
Crossroads Bank for EnterprisesNational Bank · 19 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.