STEVECON
ActiveSTEVECON has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €266k and a net result of €63k. Equity is growing by ~4.2% per year across the filed fiscal years. Its solvency ranks better than 41% of 9450 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
73
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability82▲+12
Solvency69▲+2
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €19k at 30 days acceptable
Liquidity short (current ratio 0.47 against 0.53 in 2024; short-term debt: 33.6% and cash: 0% of total assets), and 55.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Sector 71
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
44.4%
Return on assets
10.6%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 10-08-2026, 10 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
10 d late
2024
44 d early
2023
30 d late
2022
45 d early
2021
48 d early
2020
178 d late
2019
37 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Source amounts without an identifiable currency are assumed to be EUR.
Equity
€266k▲ 4.3%
2024 · €255k
2018: €186k
2019: €245k
2020: €221k
2021: €249k
2022: €259k
2023: €302k
2024: €255k
2018 → 2025
Total assets
€598k▼ 0.9%
2024 · €604k
2018: €260k
2019: €339k
2020: €299k
2021: €327k
2022: €551k
2023: €560k
2024: €604k
2018 → 2025
Net result
€63k▲ 775%
2024 · €7k
2018: €21k
2019: €61k
2020: €52k
2021: €89k
2022: €25k
2023: €67k
2024: €7k
2018 → 2025
Working capital
€-106k▼ 35.6%
2024 · €-78k
2018: €48k
2019: €64k
2020: €15k
2021: €55k
2022: €6k
2023: €7k
2024: €-78k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€249k-€259k▲ 4.0%€302k▲ 16.3%€255k▼ 15.5%€266k▲ 4.3%
Operating result€129k-€42k▼ 67.6%€103k▲ 146%€17k▼ 83.3%€95k▲ 454%
Net result€89k-€25k▼ 71.8%€67k▲ 168%€7k▼ 89.3%€63k▲ 775%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 454% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €598k
Fixed assets
€503k▼ 2.5%
Current assets
€95k▲ 8.2%
Equity and liabilities €598k
Equity
€266k▲ 4.3%
Provisions
€891▼ 37.5%
Debt
€332k▼ 4.6%
The debt ratio falls from 57.6% to 55.4%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€157k▲
2024 · €68k
Cash flow
€125k▲
2024 · €59k
Solvency
44.4%▲
2024 · 42.2%
Current ratio
0.47▼
2024 · 0.53
Quick ratio
0.47▼
2024 · 0.53
Debt / equity
1.25▼
2024 · 1.36
ROE
23.8%▲
2024 · 2.8%
ROA
10.6%▲
2024 · 1.2%
Interest coverage
24.87▲
2024 · 11.90
Debt
€332k▼
2024 · €348k
Debt ≤ 1 year
€201k▲
2024 · €166k
Debt > 1 year
€130k▼
2024 · €182k
Income taxes
€26k▲
2024 · €4k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€604k€598k▼
Fixed assets21/28€516k€503k▼
Tangible fixed assets22/27€516k€503k▼
Land and buildings22€394k€401k▲
Furniture and vehicles24€122k€102k▼
Current assets29/58€88k€95k▲
Amounts receivable within one year40/41€81k€82k▲
Trade receivables40€64k€82k▲
Other amounts receivable41€17k-
Cash at bank and in hand54/58€2k€24▼
Deferred charges and accrued income490/1€5k€13k▲
Equity and liabilities
Total equity and liabilities10/49€604k€598k▼
Equity10/15€255k€266k▲
Contributions10/11€6k€6k=
Reserves13€249k€260k▲
Tax-exempt reserves132€4k€3k▼
Distributable reserves133€244k€257k▲
Provisions and deferred taxes16€1k€891▼
Deferred taxes168€1k€891▼
Amounts payable17/49€348k€332k▼
Amounts payable after more than one year17€182k€130k▼
Financial debts170/4€181k€129k▼
Other amounts payable178/9€900€900=
Amounts payable within one year42/48€166k€201k▲
Current portion of amounts payable after more than one year42€50k€51k▲
Financial debts43-€3k
Credit institutions430/8-€3k
Trade debts44€41k€31k▼
Suppliers440/4€41k€31k▼
Taxes, remuneration and social security45€21k€36k▲
Taxes450/3€21k€36k▲
Other amounts payable47/48€54k€80k▲
Accrued charges and deferred income492/3-€187
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€51k€62k▲
Other operating charges640/8€6k€3k▼
Gross operating margin9900€74k€161k▲
Operating profit (loss)9901€17k€95k▲
Financial income75/76B€50€204▲
Recurring financial income75€50€204▲
Financial charges65/66B€6k€6k▲
Recurring financial charges65€6k€6k▲
Profit (loss) for the period before taxes9903€11k€89k▲
Transfer from deferred taxes780-€534
Income taxes67/77€4k€26k▲
Profit (loss) for the period9904€7k€63k▲
Transfer from tax-exempt reserves789-€2k
Profit (loss) for the period to be appropriated9905€7k€65k▲
Appropriation of the result
Profit (loss) to be appropriated9906€7k€65k▲
Transfer from equity791/2€54k€52k▼
Transfer to equity691/2€7k€65k▲
To other reserves6921€7k€65k▲
Profit to be distributed694/7€54k€52k▼
Return on contributions (dividend)694€54k€52k▼
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
10-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 10 days late
2025
17-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €7k ▼89.3%
Net result drops to €7k, the lowest in the series; recovery starts the following year.
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
16-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
13-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
25-01
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 178 days late
2021
31-12
Financial
Highest result since 2018net €89k ▲71.2%
Operating result €129k, net result €89k, both a record.
2020
24-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Equity above €200kEq €245k ▲32%
2 profitable years in a row build equity to €245k.
17-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
11-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
23-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Tielt · 1 establishment unit since 2008
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Deinsesteenweg 1268700 TieltGround area
1.8 ha
Building footprint
380 m²
Volume, LiDAR
2,130 m³
Parcel 37001A0150/00E000, Flanders · tallest building 8.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Stevecon
since 20082.170.967.787
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 37001A0150/00E000 | Flanders | 1.8 ha | 1 · 380 m² | 8.6 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
HD Square Engineering
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VERSMISSEN CONSULTING
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STUDIEBUREAU W.J. EN M.C. VAN CAMPENHOUT
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Demolar
BE 0732.795.210
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ITECH-WOOD
BE 0826.251.443
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Of 11,554 companies in sector 71121 we hold annual accounts for 6,562. 4,966 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded04-02-2008
Fiscal year end31-12
Activities, NACEBEL
71121Engineering and related technical consultancy, excluding land surveyors
Sources
Crossroads Bank for EnterprisesNational Bank · 18 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.