Steve Nysten
ActiveSteve Nysten has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €406k and a net result of €81k. Equity is growing by ~2.7% per year across the filed fiscal years. Its solvency ranks better than 59% of 31616 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
84
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability85▲+1
Solvency90=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €30k at 30 days acceptable
Liquidity ample (current ratio 1.89 against 4.41 in 2024; short-term debt: 35.1% and cash: 28.1% of total assets), and 35.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
64.9%
Return on assets
12.9%
Age of the figures
12 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 02-04-2026, 28 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
28 d early
2024
29 d early
2023
26 d early
2022
24 d early
2021
33 d early
2020
29 d early
2019
29 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€406k▼ 0.6%
2024 · €408k
2018: €278k
2019: €368k
2020: €452k
2021: €391k
2022: €480k
2023: €483k
2024: €408k
2018 → 2025
Total assets
€625k▼ 1.2%
2024 · €633k
2018: €557k
2019: €671k
2020: €695k
2021: €705k
2022: €500k
2023: €572k
2024: €633k
2018 → 2025
Net result
€81k▲ 4.7%
2024 · €77k
2018: €37k
2019: €90k
2020: €83k
2021: €80k
2022: €89k
2023: €79k
2024: €77k
2018 → 2025
Working capital
€195k▼ 43.3%
2024 · €344k
2018: €432k
2019: €520k
2020: €583k
2021: €457k
2022: €409k
2023: €423k
2024: €344k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€391k-€480k▲ 22.7%€483k▲ 0.6%€408k▼ 15.5%€406k▼ 0.6%
Operating result€115k-€125k▲ 8.5%€109k▼ 12.7%€104k▼ 4.9%€112k▲ 7.9%
Net result€80k-€89k▲ 11.5%€79k▼ 10.9%€77k▼ 2.7%€81k▲ 4.7%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 8% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €625k
Fixed assets
€211k▲ 12.2%
Current assets
€414k▼ 6.8%
Equity and liabilities €625k
Equity
€406k▼ 0.6%
Debt
€219k▼ 2.2%
The debt ratio falls from 35.5% to 35.1%. Equity and debt are lower.
Key figures and ratios
EBITDA
€127k▲
2024 · €116k
Cash flow
€96k▲
2024 · €89k
Solvency
64.9%▲
2024 · 64.5%
Current ratio
1.89▼
2024 · 4.41
Quick ratio
1.89▼
2024 · 4.41
Debt / equity
0.54▼
2024 · 0.55
ROE
19.9%▲
2024 · 18.9%
ROA
12.9%▲
2024 · 12.2%
Interest coverage
30.79▼
2024 · 114.96
Debt
€219k▼
2024 · €224k
Debt ≤ 1 year
€219k▲
2024 · €101k
Income taxes
€32k▲
2024 · €31k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€633k€625k▼
Fixed assets21/28€188k€211k▲
Tangible fixed assets22/27€188k€211k▲
Land and buildings22€138k€171k▲
Plant, machinery and equipment23-€437
Furniture and vehicles24€29k€19k▼
Leasing and similar rights25€22k€20k▼
Current assets29/58€445k€414k▼
Amounts receivable after more than one year29€263k€216k▼
Other amounts receivable291€263k€216k▼
Amounts receivable within one year40/41€23k€21k▼
Trade receivables40€15k€15k▼
Other amounts receivable41€8k€6k▼
Cash at bank and in hand54/58€148k€176k▲
Deferred charges and accrued income490/1€11k€1k▼
Equity and liabilities
Total equity and liabilities10/49€633k€625k▼
Equity10/15€408k€406k▼
Contributions10/11€1€1=
Reserves13€408k€406k▼
Distributable reserves133€408k€406k▼
Amounts payable17/49€224k€219k▼
Amounts payable after more than one year17€123k-
Financial debts170/4€123k-
Amounts payable within one year42/48€101k€219k▲
Current portion of amounts payable after more than one year42-€123k
Trade debts44€5k€7k▲
Suppliers440/4€5k€7k▲
Taxes, remuneration and social security45€8k€7k▼
Taxes450/3€8k€7k▼
Other amounts payable47/48€88k€82k▼
Accrued charges and deferred income492/3€497-
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€12k€15k▲
Other operating charges640/8€4k€3k▼
Non-recurring operating charges66A€909-
Gross operating margin9900€121k€130k▲
Operating profit (loss)9901€104k€112k▲
Financial income75/76B€5k€5k▼
Recurring financial income75€5k€5k▼
Financial charges65/66B€1k€4k▲
Recurring financial charges65€1k€4k▲
Profit (loss) for the period before taxes9903€108k€113k▲
Income taxes67/77€31k€32k▲
Profit (loss) for the period9904€77k€81k▲
Profit (loss) for the period to be appropriated9905€77k€81k▲
Appropriation of the result
Profit (loss) to be appropriated9906€77k€81k▲
Transfer from equity791/2€102k€83k▼
Transfer to equity691/2€77k€81k▲
To other reserves6921€77k€81k▲
Profit to be distributed694/7€102k€83k▼
Return on contributions (dividend)694€102k€83k▼
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
02-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
01-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
04-04
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
06-04
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-09
Financial
Liquidity times 6current ratio 21.80
Current ratio from 3.83 to 21.80; short-term debt falls from €161k to €20k.
28-03
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
01-04
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-09
Financial
Liquidity triplescurrent ratio 36.05
Current ratio from 12.00 to 36.05; short-term debt falls from €47k to €17k.
01-04
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
30-09
Financial
Highest result since 2018net €90k ▲144%
Operating result €125k, net result €90k, both a record.
29-03
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
06-04
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
31-03
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
7 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Knokke-Heist · 1 establishment unit since 2007
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Zeeuwspad 98300 Knokke-HeistGround area
749 m²
Building footprint
143 m²
Volume, LiDAR
969 m³
Parcel 31332F0342/00A000, Flanders · tallest building 9.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Steve Nysten
since 20072.163.737.725
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 31332F0342/00A000 | Flanders | 749 m² | 1 · 143 m² | 9.1 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,554 companies in sector 70200 we hold annual accounts for 52,573. 36,272 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded31-05-2007
Fiscal year end30-09
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
74142
Sources
Crossroads Bank for EnterprisesNational Bank · 18 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.